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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
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Loc: Fractallife's gym
Last seen: 7 years, 7 months
Losing my health insurance again
    #22501003 - 11/09/15 03:56 PM (8 years, 2 months ago)



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Offlinehostileuniverse
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Registered: 05/14/15
Posts: 8,602
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Re: Losing my health insurance again [Re: zappaisgod]
    #22501240 - 11/09/15 04:41 PM (8 years, 2 months ago)

Well, if the GOP can keep both houses of congress and gain the White House, I have no doubt we'll be seeing big changes to the Obamacare debacle, it won't be fully repealed, as no govt program ever is. But we need majority in all three, otherwise dems will shut down the govt blocking any changes and just blame it on republicans like they always do...


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OfflineFalcon91Wolvrn03
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Posts: 32,557
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Re: Losing my health insurance again [Re: zappaisgod]
    #22501536 - 11/09/15 05:25 PM (8 years, 2 months ago)

Quote:

zappaisgod said:
http://www.capitalnewyork.com/article/albany/2015/09/8577891/more-trouble-co-ops-health-republic-told-wind-down



From your article:
Quote:

Health Republic offered one of the lowest premiums of any insurer on the exchange...

Its success may have been its undoing.

The insurer's low premiums attracted roughly 20 percent of the New York market, but the company never had the reserves to cover all those members. From the beginning, many industry insiders wondered whether its offerings were too generous.



Another failure of private insurance.  Why bother with a middle man?  Single payer would solve this problem, and drop rates considerably for everyone if there's no middle man insurance sucking people's money away.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.


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Offlinehostileuniverse
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Re: Losing my health insurance again [Re: Falcon91Wolvrn03]
    #22501553 - 11/09/15 05:28 PM (8 years, 2 months ago)

Quote:

Falcon91Wolvrn03 said:
Quote:

zappaisgod said:
http://www.capitalnewyork.com/article/albany/2015/09/8577891/more-trouble-co-ops-health-republic-told-wind-down



From your article:
Quote:

Health Republic offered one of the lowest premiums of any insurer on the exchange...

Its success may have been its undoing.

The insurer's low premiums attracted roughly 20 percent of the New York market, but the company never had the reserves to cover all those members. From the beginning, many industry insiders wondered whether its offerings were too generous.



Another failure of private insurance.  Why bother with a middle man?  Single payer would solve this problem, and drop rates considerably for everyone if there's no middle man insurance sucking people's money away.




In single payer, the government is the middle man, I don't see the logic in your line of reasoning. Trade one small middle man for a gigantic one...


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OfflineFalcon91Wolvrn03
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Re: Losing my health insurance again [Re: hostileuniverse]
    #22501809 - 11/09/15 06:16 PM (8 years, 2 months ago)

Government already has a middleman in place in Medicare; we can just do 'Medicare for All' without any super major expansion.

Also, Government doesn't need to make a profit, so we get healthcare based on needs rather than profit.  Eliminating profit also cuts costs.

Furthermore, Government IS big and would have more negotiating power with the drug companies.  Why do you think drugs are so much cheaper in Europe than they are in the US?


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
Re: Losing my health insurance again [Re: Falcon91Wolvrn03]
    #22502315 - 11/09/15 07:47 PM (8 years, 2 months ago)

I was perfectly happy with my Insurance before asshole fucked me.  Now I have had two insurance plans yanked away because of that cunt.


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
Re: Losing my health insurance again [Re: Falcon91Wolvrn03]
    #22502331 - 11/09/15 07:50 PM (8 years, 2 months ago)

Quote:

Falcon91Wolvrn03 said:
Government already has a middleman in place in Medicare; we can just do 'Medicare for All' without any super major expansion.

Also, Government doesn't need to make a profit, so we get healthcare based on needs rather than profit.  Eliminating profit also cuts costs.

Furthermore, Government IS big and would have more negotiating power with the drug companies.  Why do you think drugs are so much cheaper in Europe than they are in the US?



Medicare is for retired people only.  Medicaid is for bums.  There is no fucking profit to speak of in health care.  Europe is, as per it's wont, a freeloader on the US.  Cut Pharma profits?  No research.


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Offlinesprinkles
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Registered: 10/13/12
Posts: 21,527
Loc: washington state Flag
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Re: Losing my health insurance again [Re: zappaisgod]
    #22502335 - 11/09/15 07:51 PM (8 years, 2 months ago)

no ones going to pay for your fertility treatments zappa.  :noway:


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
Re: Losing my health insurance again [Re: sprinkles]
    #22502344 - 11/09/15 07:52 PM (8 years, 2 months ago)

By fertility treatment do you mean the cost of postage for the straw you have been begging me for?


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Offlinesprinkles
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Registered: 10/13/12
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Re: Losing my health insurance again [Re: zappaisgod]
    #22502412 - 11/09/15 08:02 PM (8 years, 2 months ago)

I want stuff and things!!!


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welcome to my world http://www.shroomery.org/forums/postlist.php/Board/326


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OfflineFalcon91Wolvrn03
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Re: Losing my health insurance again [Re: zappaisgod]
    #22502645 - 11/09/15 09:01 PM (8 years, 2 months ago)

Quote:

zappaisgod said:
I was perfectly happy with my Insurance before asshole fucked me.  Now I have had two insurance plans yanked away because of that cunt.



That's why I'm saying - single payer.
Quote:

zappaisgod said:
Medicare is for retired people only.



Today it is.  Not if we improve Obamacare.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.


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Offlinehostileuniverse
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Registered: 05/14/15
Posts: 8,602
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Re: Losing my health insurance again [Re: Falcon91Wolvrn03]
    #22502672 - 11/09/15 09:09 PM (8 years, 2 months ago)

Quote:

Falcon91Wolvrn03 said:
Government already has a middleman in place in Medicare; we can just do 'Medicare for All' without any super major expansion.

Also, Government doesn't need to make a profit, so we get healthcare based on needs rather than profit.  Eliminating profit also cuts costs.

Furthermore, Government IS big and would have more negotiating power with the drug companies.  Why do you think drugs are so much cheaper in Europe than they are in the US?




Expanding Medicaid for all would require a massive expansion of govt, more agencies, more buerocrats, more waste, more fraud, more abuse.

Yes, I know all too well that govt sees no need to make a profit, they are accountable to no one, and it's not thier money they're spending so who the fuck cares, right?

And yes, Europe gets cheaper drugs, the research and development costs are raised here. Like Zappa said, less profits, less research, less drugs.


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OfflineFalcon91Wolvrn03
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Re: Losing my health insurance again [Re: hostileuniverse]
    #22503208 - 11/10/15 12:27 AM (8 years, 2 months ago)

Quote:

hostileuniverse said:
Expanding Medicaid for all would require a massive expansion of govt, more agencies, more buerocrats, more waste, more fraud, more abuse.



Why would it require that?  Sure it would require more people to process more patients, but there would be huge economies of scale, and the existing infrastructure is already in place and could be applied to younger people.

Quote:

hostileuniverse said:
Yes, I know all too well that govt sees no need to make a profit, they are accountable to no one, and it's not thier money they're spending so who the fuck cares, right?



As a patient, if given a choice between someone who wants to maximize his own profit by minimizing my care, and someone who wants to maximize my care because they don't care about profit, I'd prefer the latter.  But there's not unlimited resources, even Government care would have to have limits.

Quote:

hostileuniverse said:
And yes, Europe gets cheaper drugs, the research and development costs are raised here. Like Zappa said, less profits, less research, less drugs.



Agreed.  And you're cool paying for everyone else's healthcare except for the people in your own country?


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.


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Offlinehostileuniverse
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Re: Losing my health insurance again [Re: Falcon91Wolvrn03]
    #22503450 - 11/10/15 03:17 AM (8 years, 2 months ago)

Quote:


Why would it require that?  Sure it would require more people to process more patients, but there would be huge economies of scale, and the existing infrastructure is already in place and could be applied to younger people.




Lol, there is currently over 65 million people on Medicaid, if you think quintupling that number wouldn't dramatically increase the size of govt, your very naive




As a patient, if given a choice between someone who wants to maximize his own profit by minimizing my care, and someone who wants to maximize my care because they don't care about profit, I'd prefer the latter.  But there's not unlimited resources, even Government care would have to have limits.




There's that naïveté again, have you heard of the VA? Fudging numbers to increase their bonuses, while thousands die, nope, no profit motive there. Of course there'd be limits, and I'd rather those limits be imposed by a contract that I'm paying for than some govt shmuck just sitting around deciding willy nilly who lives and who dies, possibly based on my voting record(yes, there is precedence for it)

Quote:

Agreed.  And you're cool paying for everyone else's healthcare except for the people in your own country?





No, but I am cool with paying for own healthcare and having continued research done to enhance my quality of life, which wouldn't get done under singlepayer.

So you're cool with drug companies no longer developing cures and treatment?


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http://www.countdowntotrump.com





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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
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Re: Losing my health insurance again [Re: hostileuniverse] * 1
    #22504429 - 11/10/15 10:29 AM (8 years, 2 months ago)

Will you guys get your heads out of your asses and go universal already. How many more clues do you need in order to realize that your fucked up private system is fucked up?

Stubborn America. Sees countries around them implement successful systems and programs. Does the opposite and fails....


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Edited by Patlal (11/10/15 10:45 AM)


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OfflineFalcon91Wolvrn03
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Re: Losing my health insurance again [Re: hostileuniverse]
    #22504437 - 11/10/15 10:31 AM (8 years, 2 months ago)

Quote:

hostileuniverse said:
if you think quintupling that number wouldn't dramatically increase the size of govt, your very naïve



Apparently, you didn't see my response:  "Sure it would require more people to process more patients, but there would be huge economies of scale, and the existing infrastructure is already in place and could be applied to younger people."

Quote:

hostileuniverse said:
have you heard of the VA?



Of course I've heard of it.  I'm a veteran and I've posted many articles about the current funding shortage that Republicans refuse to acknowledge.

Quote:

hostileuniverse said:
So you're cool with drug companies no longer developing cures and treatment?



No, they'd still develop cures and treatments.  But the costs would be more evenly shared amongst the countries needing the drugs.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.


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OfflineFalcon91Wolvrn03
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Re: Losing my health insurance again [Re: Patlal]
    #22504440 - 11/10/15 10:31 AM (8 years, 2 months ago)

Quote:

Patlal said:
Will you guys get your heads out of your asses and go universal already. How many more clues do you need in order to realize that your fucked up private system is fucked up?

Stubborn America. Sees country around them implement successful systems and programs. Does the opposite and fails....



:thumbup:


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
Re: Losing my health insurance again [Re: Falcon91Wolvrn03]
    #22504578 - 11/10/15 11:08 AM (8 years, 2 months ago)

Quote:

Falcon91Wolvrn03 said:
Quote:

zappaisgod said:
I was perfectly happy with my Insurance before asshole fucked me.  Now I have had two insurance plans yanked away because of that cunt.



That's why I'm saying - single payer.


  That phrase is a lie.  It will in fact be multi-payer.  Multiple taxpayers who aren't fucking loser bitches.
Quote:


Quote:

zappaisgod said:
Medicare is for retired people only.



Today it is.  Not if we improve Obamacare.




The best way to improve Obamacare is to abolish it.

Premiums going up to $2,000 a month, about a 15% increase.  If we had government insurance it would be even more to me.  And the care would suck.  See VA, government health care.


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
Re: Losing my health insurance again [Re: Patlal]
    #22504583 - 11/10/15 11:10 AM (8 years, 2 months ago)

Quote:

Patlal said:
Will you guys get your heads out of your asses and go universal already. How many more clues do you need in order to realize that your fucked up private system is fucked up?

Stubborn America. Sees countries around them implement successful systems and programs. Does the opposite and fails....



What part of Canadians going over the border to pay for health care didn't make a dent in your fucking thick skull?


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OfflinePatlal
You ask too many questions
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Re: Losing my health insurance again [Re: zappaisgod]
    #22504669 - 11/10/15 11:32 AM (8 years, 2 months ago)

Quote:

zappaisgod said:
Quote:

Patlal said:
Will you guys get your heads out of your asses and go universal already. How many more clues do you need in order to realize that your fucked up private system is fucked up?

Stubborn America. Sees countries around them implement successful systems and programs. Does the opposite and fails....



What part of Canadians going over the border to pay for health care didn't make a dent in your fucking thick skull?




When you're right, you're right... 50000 Canadians go to the US for care. Roughly 0.1% of the population. Solid point Zap


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