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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Got approved for a credit card! [Re: trees]
#22490520 - 11/07/15 12:10 PM (8 years, 2 months ago) |
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Quote:
trees said:
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Prisoner#1 said:
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trees said: If your not careful like hundreds of millions of people, you'll become a real modern slave.
um... no.
No? As if the billions of dollars that's owed to credit card companies doesn't matter?
owing money to a financial institution doesnt make you a slave
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trees



Registered: 02/08/09
Posts: 9,194
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Re: Got approved for a credit card! [Re: Prisoner#1]
#22490528 - 11/07/15 12:12 PM (8 years, 2 months ago) |
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Quote:
Prisoner#1 said:
Quote:
trees said:
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Prisoner#1 said:
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trees said: If your not careful like hundreds of millions of people, you'll become a real modern slave.
um... no.
No? As if the billions of dollars that's owed to credit card companies doesn't matter?
owing money to a financial institution doesnt make you a slave
I know a few slaves personally. If they don't pay a certain amount of their debt back each month they will literally get sent to prison.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Got approved for a credit card! [Re: trees]
#22490541 - 11/07/15 12:15 PM (8 years, 2 months ago) |
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Quote:
trees said: I know a few slaves personally. If they don't pay a certain amount of their debt back each month they will literally get sent to prison.
do you now... would that be credit card debt or is it probation supervision fees and restitution/fines for crimes they've comitted
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trees



Registered: 02/08/09
Posts: 9,194
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Re: Got approved for a credit card! [Re: Prisoner#1]
#22490556 - 11/07/15 12:19 PM (8 years, 2 months ago) |
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They over spent a rediculous ammount on their credit cards thinking it was chill. They couldn't pay any of it back because they were retards. Now they are forced to pay 700 bucks or something a month. If they don't pay they get tracked down and arrested.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Got approved for a credit card! [Re: trees] 1
#22490559 - 11/07/15 12:20 PM (8 years, 2 months ago) |
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Quote:
trees said: They over spent a rediculous ammount on their credit cards thinking it was chill. They couldn't pay any of it back because they were retards. Now they are forced to pay 700 bucks or something a month. If they don't pay they get tracked down and arrested.
so they committed fraud
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DieCommie

Registered: 12/11/03
Posts: 29,258
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Re: Got approved for a credit card! [Re: trees]
#22490561 - 11/07/15 12:21 PM (8 years, 2 months ago) |
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Quote:
trees said: I know a few slaves personally. If they don't pay a certain amount of their debt back each month they will literally get sent to prison.
That is a lie. Nobody goes to prison for not paying their debt. That practice ended long, long ago. Also, bankruptcy was invented to protect these very people from being forced onto the street for not paying their debt. They are well protected from creditors at every angle.
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trees



Registered: 02/08/09
Posts: 9,194
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Re: Got approved for a credit card! [Re: Prisoner#1]
#22490592 - 11/07/15 12:27 PM (8 years, 2 months ago) |
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Quote:
Prisoner#1 said:
Quote:
trees said: They over spent a rediculous ammount on their credit cards thinking it was chill. They couldn't pay any of it back because they were retards. Now they are forced to pay 700 bucks or something a month. If they don't pay they get tracked down and arrested.
so they committed fraud
Maybe that's it but it seems to be fraud caused by carelessNess / retardeness
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ManianFH
living in perverty


Registered: 07/06/04
Posts: 14,741
Last seen: 18 minutes, 58 seconds
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Re: Got approved for a credit card! [Re: Shiithead]
#22490602 - 11/07/15 12:30 PM (8 years, 2 months ago) |
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Quote:
Shiithead said: go capital one.
I got approved in 5 minutes 
you should cancel that shit and go get a rewards card, look for one that gives you a bonus for signing up. Tell them you make 45k a year and they probably wont even credit check you. just pay that shit off in full each month
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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Matt87

Registered: 01/03/15
Posts: 3,339
Loc: Tennessee
Last seen: 3 days, 19 hours
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Re: Got approved for a credit card! [Re: CokeNasmilee]
#22490679 - 11/07/15 12:49 PM (8 years, 2 months ago) |
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Quote:
CokeNasmilee said: I'm 30 with no credit cards at all. Loving life much more. lol
Bet you don't own a house though.
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  Once you understand the way broadly, you see it in all things. -Musashi
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Adden

Registered: 06/04/03
Posts: 39,201
Loc:
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Re: Got approved for a credit card! [Re: ManianFH]
#22490684 - 11/07/15 12:50 PM (8 years, 2 months ago) |
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There's a thread in Shroomery University by Enlil called "Credit Repair 101" which can help understand how all this works. The stickies in Money Matters are great.
http://www.creditcards.com/top-credit-cards.php
Capitol One is a good starter card. Always go for rewards. My platinum plus Visa gets me 1% all purchases, 2% gas, 3% groceries up to 5000 a quarter (I think).
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The Moose
Alces alces


Registered: 08/31/15
Posts: 2,389
Last seen: 1 year, 10 months
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Re: Got approved for a credit card! [Re: The Moose]
#22490709 - 11/07/15 12:58 PM (8 years, 2 months ago) |
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Quote:
The Moose said:

I'm absolutely fuckin trashed on a thurdays night lol
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Arctic W. Fox

Registered: 09/23/14
Posts: 1,357
Last seen: 5 years, 2 months
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Re: Got approved for a credit card! [Re: Shiithead]
#22490719 - 11/07/15 01:01 PM (8 years, 2 months ago) |
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Max them out - move to Brazil. Live a better life.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Got approved for a credit card! [Re: trees]
#22491325 - 11/07/15 03:13 PM (8 years, 2 months ago) |
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Quote:
trees said:
Quote:
Prisoner#1 said:
Quote:
trees said: They over spent a rediculous ammount on their credit cards thinking it was chill. They couldn't pay any of it back because they were retards. Now they are forced to pay 700 bucks or something a month. If they don't pay they get tracked down and arrested.
so they committed fraud
Maybe that's it but it seems to be fraud caused by carelessNess / retardeness
good for them
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Adden

Registered: 06/04/03
Posts: 39,201
Loc:
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Re: Got approved for a credit card! [Re: Prisoner#1]
#22491372 - 11/07/15 03:23 PM (8 years, 2 months ago) |
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Winning...
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Sun King



Registered: 02/15/14
Posts: 4,069
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Re: Got approved for a credit card! [Re: Shiithead]
#22491468 - 11/07/15 03:40 PM (8 years, 2 months ago) |
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Quote:
Shiithead said: I don't thinks it's good to pay it off quick to build credit. If you pay in payments it builds credit faster and lets the credit bureaus know you're a sucker and willing to borrow money and pay interest on that money.
I don't think that's how it works.
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Shiithead
Your Huckleberry



Registered: 04/05/13
Posts: 9,997
Loc: God's Flat Green Earth
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Re: Got approved for a credit card! [Re: Sun King]
#22493324 - 11/07/15 10:17 PM (8 years, 2 months ago) |
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They can only make money off the interest. For me, building my credit, is the lesser of two evils.
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Ephesians 6:12 For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places. Psalm 12:6 The words of the Lord are pure words: as silver tried in a furnace of earth, purified seven times. Hebrews 11:3 Through faith we understand that the worlds were framed by the word of God, so that things which are seen were not made of things which do appear. Revelation 3:11 Behold, I come quickly: hold that fast which thou hast, that no man take thy crown.
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Srirachi
Mold Hand



Registered: 10/18/05
Posts: 11,411
Loc: Fare Thee Well.
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Re: Got approved for a credit card! [Re: Shiithead]
#22493423 - 11/07/15 10:49 PM (8 years, 2 months ago) |
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Credit is for the weak.
Be patient, and learn to enjoy non-material things. I wouldn't borrow for anything that I didn't plan to live in.
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Shiithead
Your Huckleberry



Registered: 04/05/13
Posts: 9,997
Loc: God's Flat Green Earth
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Re: Got approved for a credit card! [Re: Srirachi]
#22493434 - 11/07/15 10:51 PM (8 years, 2 months ago) |
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Just trying to get credit up so I don't have to piss away my check for housing and have nothing to show for it.
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Ephesians 6:12 For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places. Psalm 12:6 The words of the Lord are pure words: as silver tried in a furnace of earth, purified seven times. Hebrews 11:3 Through faith we understand that the worlds were framed by the word of God, so that things which are seen were not made of things which do appear. Revelation 3:11 Behold, I come quickly: hold that fast which thou hast, that no man take thy crown.
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Srirachi
Mold Hand



Registered: 10/18/05
Posts: 11,411
Loc: Fare Thee Well.
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Re: Got approved for a credit card! [Re: Shiithead]
#22493447 - 11/07/15 10:54 PM (8 years, 2 months ago) |
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Yeah, that is the only reason I'd not be totally against it. That wasn't directed so much at you as a general statement... I mean people who are constantly buying stuff on credit cards, paying it down just enough to max it out on the next toy they want. That's insanity.
Buying a house is an excellent idea.
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Sun King



Registered: 02/15/14
Posts: 4,069
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Re: Got approved for a credit card! [Re: Shiithead] 1
#22494313 - 11/08/15 05:27 AM (8 years, 2 months ago) |
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Quote:
Shiithead said: They can only make money off the interest. For me, building my credit, is the lesser of two evils.
That doesn't change the fact that your credit score has nothing to do with how much interest you have paid.
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