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InvisibleThe Doobie Dude


Registered: 04/28/13
Posts: 13,498
Re: What type of private loan should I get to pay for my college [Re: All We Perceive]
    #22381427 - 10/14/15 11:37 PM (8 years, 3 months ago)

Vote Bernie Sanders and you won't have to worry about that!


--------------------

"There are a million reasons to drink and one just popped into my head.  If a man can't drink when he's living how the Hell can he drink when he's dead?" - Irish Limerick
I PLURed once because it was PLUR or die. - D.M.T.


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Offlinemollychopps22
Stranger
Registered: 04/10/22
Posts: 8
Last seen: 1 year, 2 months
Re: What type of private loan should I get to pay for my college [Re: Arctic W. Fox]
    #27733942 - 04/14/22 06:45 AM (1 year, 9 months ago)

Quote:

Arctic W. Fox said:
Save your money, buy a Passport, move to a country that has free education.

US education is a scam. You'll go under, never to be heard from again.




It is better not to take a loan at all, especially a private one. They wrote above correctly, it is better to save money and then pay or study in another country, online learning is now gaining popularity. I know a lot about loans because I worked in a bank. I have often been asked to freeze credit reports, you can read about it on FitMyMoney if you want. This is a dangerous thing that you need to know everything about, study before taking out a loan. Many take it without knowing the consequences, and then suffer all their lives.


Edited by mollychopps22 (04/20/22 03:54 AM)


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
Re: What type of private loan should I get to pay for my college [Re: Tybg]
    #27734066 - 04/14/22 08:20 AM (1 year, 9 months ago)

You need to do some math here; if your school has a financial aid office and/or resources, use them.  First, you need to get a handle on your current loans.  How far are you in debt, and more importantly, how far in debt will you be once you graduate?.  Multiple loans will all have different terms, rates, etc.

Being honest, its quite concerning that you're considering taking on loans without knowing the difference between a fixed and variable rate loan.  As the name implies, the fixed rate won't change, which is ideal, especially now.

Lastly, you need to consider your career options and future earning potential.  Contrary to popular belief, there are some career options where a degree is required, and absolutely worth the cost, my degree in pharmacology is an excellent example (albeit rare case).  Finally, there ARE some college and educational experiences that are invaluable.  Often, you'll only realize it after the fact.

You need to think this through a bit before just taking on enormous debt.


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...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


Edited by badchad (04/14/22 08:23 AM)


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