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InvisibleNiffla
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Anybody get unemployment money?
    #21843314 - 06/22/15 08:36 PM (8 years, 7 months ago)

Worked for a small oil & gas logistics company for the past 7 plus years, and they shut down. The entire company essentially laid the fuck off. In fact the owner buried himself so deep in debt towards the end that he is currently being sued for 4.4 million dollars in total. But whatever, that's neither here nor there.

My personal situation is this -- I worked towards the end without a paycheck because we were told (all of us) that if we gave it some time and toughed our way through it, that we'd get all our payback and that things would eventually be stabilized and back to normal. Well that didn't happen and I was given a phone call over the weekend saying that they had decided to file for bankruptcy. They currently owe me $4,500, and it's unlikely I'll see a dime of it. And if I do it won't be for a long ass fucking time as they're just now beginning the process of the whole bankruptcy procedure.

So today I filed for unemployment. I got a pretty decent amount in a few different savings accounts to live off of as well while I transition, but these unemployment checks will still come in handy easing the blow of losing that bi-weekly check. I mean shit, it's basically my money anyway. I worked third shift for the last 3 years and want to take a month or two to ease back into a normal routine (my internal clock is completely wrecked from long term third shift work).

Any tips as for as unemployment money goes? Like how long does it take before the first check shows up in the mailbox? Do they hit you up to make sure you're consistently looking for jobs? Shit like that...any input will be appreciated.


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OfflineDetached
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Re: Anybody get unemployment money? [Re: Niffla]
    #21843342 - 06/22/15 08:40 PM (8 years, 7 months ago)

You're shouldn't have difficulty being award unemployment since you were laid off but be prepared to appeal the initial decision as they always seem to deny it at first.

I am not sure how it works if the whole company goes under tits up and there are no financial resources to pay you the weekly awarded amount though.

And yes, they will check up on your job search history so make sure to keep good record and meet the minimal submitted application requirement that they set.

PS It took me 6 weeks before my initial request was denied. Plan on it taking up to 12 weeks to receive your first check as a safety measure.


Edited by Detached (06/22/15 08:41 PM)


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Invisiblekr0nik0
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Re: Anybody get unemployment money? [Re: Niffla]
    #21843389 - 06/22/15 08:50 PM (8 years, 7 months ago)

I've only had one experience with unemployment. It was when Circuit City went bankrupt and I was working there installing systems in cars.

This was a pretty long time ago, but from what I remember my first check came in about 3 weeks.

I took a 2 month vacation at that time which was really great before returning to work buying and selling cars.

Anyways, if I wouldn't of gone back to work they would've sent me checks for 6 months total.

And no, nobody ever checked if I was looking for jobs. They would send along a little sheet along with my check that I would fill out saying the names of the places I had applied to and that's it.


--------------------

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the ones who are mad to live, mad to talk,
mad to be saved,
desirous of everything at the same time, the ones who never yawn or say a commonplace thing, but burn, burn, burn like fabulous yellow roman candles exploding like spiders across the stars and in the middle you see the blue centerlight pop and everybody goes β€œAwww!”



Edited by kr0nik0 (06/22/15 08:56 PM)


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OfflineLogicaL ChaosM
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Re: Anybody get unemployment money? [Re: Niffla]
    #21843402 - 06/22/15 08:52 PM (8 years, 7 months ago)

Im currently getting unemployment "insurance" as its called. I live in Oregon.

I got laid off from my job  as with a bunch  of other employees.

I got my employment check like 3 weeks after filing. It was a shitty wait cause i was running out of money from the checks they sent. So i got a temp job.

what sucked during the wait is that my unemployment claim was "under review". This made me nervous so  i got a temp job, then got my first check. Was a pretty good amount, pretty cool! 

Then they sent a debit card to use so that i get money sent to the debit card. I bet they are watching that account like a  hawk, making sure i dont buy dumbass things with  the gov money.

For me, every sunday,  i have to make a "claim" which includes 5 work-search related activites. Pretty simple system.

Whats cool is i can still get unemployment as i work, as long as i am making less than what i did at my last job (which paid pretty decent).

Its a helpful supplement that saved me from debt. Thanks Uncle Sam :thumbup:


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OfflineRescueShroom
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Registered: 06/09/15
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Re: Anybody get unemployment money? [Re: LogicaL Chaos] * 1
    #21843419 - 06/22/15 08:55 PM (8 years, 7 months ago)

Each state has different rules you can find those on the internet pretty easily.

Ive had it once, but it only took about a month to receive my first "check". In my state they give a visa card and they just automatically load the money onto the card. They made me apply for two jobs a week fill out what they were and when i applied for them and turn that paper in every month.

But like I said it depends on the state.


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OfflineEnjoywho
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Re: Anybody get unemployment money? [Re: LogicaL Chaos]
    #21843431 - 06/22/15 08:59 PM (8 years, 7 months ago)

It isn't government money though. You pay into it every pay check. If you haven't been you won't be getting shit. It's your money that they hold for some reason.


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"I don't give nothin' to nobody, I just pay the cost to do business." - Riley "Young Reezy"-Boondocks

"The road to hell is paved with good intentions."

"In the days of kings and queens I was a jester."

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OfflineRescueShroom
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Re: Anybody get unemployment money? [Re: Enjoywho] * 1
    #21843450 - 06/22/15 09:04 PM (8 years, 7 months ago)

Quote:

Enjoywho said:
It isn't government money though. You pay into it every pay check. If you haven't been you won't be getting shit. It's your money that they hold for some reason.




Unemployment money is government money. You have to pay taxes on it at the end of the year. You are thinking Social Security.

You earn wages to qualify, but you do not pay into it.

This might seem like a paradox so I will clarify: UI programs are normally funded through a tax on employers (ie your boss). They are required to report your wages quarterly to the state UI department. Their rate of taxation is based on factors such as how many people they employ and how often the lay people off. The more people they lay off the higher the tax rate on the employer. This taxation directly funds the benefits for which you apply.


Edited by RescueShroom (06/22/15 09:04 PM)


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OfflineEnjoywho
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Re: Anybody get unemployment money? [Re: RescueShroom]
    #21843477 - 06/22/15 09:11 PM (8 years, 7 months ago)

Ya my experience with it we had to phone in every Sunday and provide 2 job search opportunities that we went through even if it was just going to work source or Putting in a resume.

I'm sure it varies state to state.

Oh well I stand corrected


--------------------
"I don't give nothin' to nobody, I just pay the cost to do business." - Riley "Young Reezy"-Boondocks

"The road to hell is paved with good intentions."

"In the days of kings and queens I was a jester."

"And then the great lord created bears... too many bears... shoulda really dialed back on the bears." Squidbillies

"Can you start speaking words instead of your damn filthy lies!"- Louise "Bobs Burgers"


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,728
Loc: Texas
Re: Anybody get unemployment money? [Re: Enjoywho]
    #21843484 - 06/22/15 09:12 PM (8 years, 7 months ago)

Quote:

Enjoywho said:
It isn't government money though. You pay into it every pay check.




Yep. I have a friend/co-worker who just joined the company at the beginning of the year, and come to find out he was denied over the phone for unemployment -- because he was a contract worker during all of 2014 (no taxes taken out of his checks). And all of the $$$ they use to send back to you for unemployment is from your previous work calendar year. So they had nothing to give back to him. Well at least that's how it works in TX anyways...but I'm assuming that most (if not all) are the same? Idk.

edit: oh and thanks for the feedback fellas, much appreciated.


--------------------


HAIL OUR NEW OTD KING


Edited by Niffla (06/22/15 09:16 PM)


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,728
Loc: Texas
Re: Anybody get unemployment money? [Re: RescueShroom]
    #21843493 - 06/22/15 09:13 PM (8 years, 7 months ago)

Quote:

RescueShroom said:
Quote:

Enjoywho said:
It isn't government money though. You pay into it every pay check. If you haven't been you won't be getting shit. It's your money that they hold for some reason.




Unemployment money is government money. You have to pay taxes on it at the end of the year. You are thinking Social Security.

You earn wages to qualify, but you do not pay into it.

This might seem like a paradox so I will clarify: UI programs are normally funded through a tax on employers (ie your boss). They are required to report your wages quarterly to the state UI department. Their rate of taxation is based on factors such as how many people they employ and how often the lay people off. The more people they lay off the higher the tax rate on the employer. This taxation directly funds the benefits for which you apply.




Ahhh okay. Thanks for clarifying.


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OfflineEnjoywho
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Re: Anybody get unemployment money? [Re: Niffla]
    #21843511 - 06/22/15 09:17 PM (8 years, 7 months ago)

Ya that's how I thought it worked as I see the money being taken out each check under the taxes but I'm not expert on the situation so I really have no clue. That's just what I thought.


--------------------
"I don't give nothin' to nobody, I just pay the cost to do business." - Riley "Young Reezy"-Boondocks

"The road to hell is paved with good intentions."

"In the days of kings and queens I was a jester."

"And then the great lord created bears... too many bears... shoulda really dialed back on the bears." Squidbillies

"Can you start speaking words instead of your damn filthy lies!"- Louise "Bobs Burgers"


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,728
Loc: Texas
Re: Anybody get unemployment money? [Re: Enjoywho]
    #21843524 - 06/22/15 09:20 PM (8 years, 7 months ago)

Quote:

Enjoywho said:
Ya that's how I thought it worked as I see the money being taken out each check under the taxes but I'm not expert on the situation so I really have no clue. That's just what I thought.




Yeah when they denied my coworker, he said they brought up his tax history immediately and saw that he didn't have anything for 2014, so they told him that he was shit out of luck.


--------------------


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InvisibleShroomismM
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Re: Anybody get unemployment money? [Re: Niffla] * 1
    #21843563 - 06/22/15 09:30 PM (8 years, 7 months ago)

I've had it once when I get laid off along with half our team when the company wasn't doing well. Our employer said they wouldn't dispute it so everyone could file unemployment, and they didn't.

As others have said... rules vary state to state. Check the internet for your state's unemployment stuff.

For CA it's pretty simple.. you file.. have to provide your gross salary over the past X months.
It took mine around 10 days to get approved. They do everything electronically now.. so they send you a bank card, same as a debit card basically.
You would log into a special bank portal (ours was through bank of america).. and all the money every 2 weeks goes in there.
You can transfer to your bank account for free or use the card like any debit card.

Every 2 weeks they send you a form to fill out in the mail, basically asking 6 yes/no questions.. Did you look for work? Were you too sick to work? Did you accept any work whether you were paid or not? etc.
Ours has a box under the "did you look for work" and if there's an X mark on it, you have to fill out on the back 6 places that you applied for that week along with contact numbers.
Mine was never checked, so I never had to fill it out. Just filled in the yes or no questions and sent it in.
However I soon discovered you could fill out the same form online and process it online.. and that would get you the money MUCH faster, within 2 days usually. Whereas sending in the form through mail would take a week or longer to get your money. So if they have an online option.. use that.
I'm not sure what would make them check the X that requires you to put down all the places you applied, but I'm assuming that's for people that tried to scam the system or something, or they think are a risk.. or something.. I don't know. But I never had to fill out where I was applying.

You could also check to take taxes out from the unemployment check or not, depending how bad you need the money. If you don't take out the taxes on each check, then you'll have to pay them on your tax return.

It most definitely saved my ass when we got laid off suddenly. The checks were a little bit less than I was making at my job, but it was enough to live on while I looked for more work.

Here you can work part time and still collect unemployment. But they deduct from your check equivalent to how much you are making or some percentage or something.

But yeah, check your specific state's unemployment info.. they should have everything laid out.


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OfflineRescueShroom
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Registered: 06/09/15
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Re: Anybody get unemployment money? [Re: Niffla]
    #21843569 - 06/22/15 09:31 PM (8 years, 7 months ago)

They brought up his tax history to verify how much money he made at his previous employment. There is a calculation that they use to qualify you for the amount you will receive and for how long.

We get taxed for all kids of things. Roads, military, Congress vacations, but not unemployment benefits.

Ive always wished they would take the social security I get taxed for every paycheck and put it into an IRA to earn some compounding interest instead of just taking it from me.


Edited by RescueShroom (06/22/15 09:32 PM)


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OfflineKonyap

Registered: 06/30/07
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Re: Anybody get unemployment money? [Re: RescueShroom]
    #21843588 - 06/22/15 09:34 PM (8 years, 7 months ago)



I really can't answer your problems without a japanese soHo district yelling behind me


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OfflineKonyap

Registered: 06/30/07
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Re: Anybody get unemployment money? [Re: Konyap]
    #21843603 - 06/22/15 09:37 PM (8 years, 7 months ago)

I left after my boss did taxes


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