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OfflineAdolin
I'm a teapot User Gallery


Folding@home Statistics
Registered: 06/28/11
Posts: 8,292
Loc: USA Flag
Last seen: 1 year, 2 months
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Astral Pain]
    #21749626 - 06/01/15 05:57 PM (8 years, 7 months ago)

Quote:

Astral Pain said:
Imagine a cashless society. Denmark is going to be starting to test that out with a new law the government is proposing. They want to give retailers the right to deny cash and accept only digital transactions. I think this is the long term goal worldwide. Every money transaction under surveillance. That would be a total financial prison. How could you buy drugs without cash? You'd have to trade out or something.





i agree, but i also think the long term goal fuckin' blows. it certainly isnt my goal.


Edited by Adolin (06/01/15 05:57 PM)


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Invisiblerackem
Male User Gallery


Registered: 11/27/09
Posts: 14,024
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749636 - 06/01/15 06:00 PM (8 years, 7 months ago)

The barter system... Bring that shit back


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749637 - 06/01/15 06:00 PM (8 years, 7 months ago)

A horror


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Invisiblelarry.fisherman
shoulda died already
I'm a teapot


Registered: 11/03/12
Posts: 36,294
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749665 - 06/01/15 06:08 PM (8 years, 7 months ago)

Quote:

Gresh said:
Quote:

XLCaps said:
What are you talking about? This thread is about paper statements vs. checking your shit online.




yeah, what if you dont have the internet though? then youre fucked either way

you have to pay extra for internet service

or you have to pay a little bit extra for a paper bill




its stupid. the company should pay for the billing, not the customer



Those people would go to the library. Big deal. Most people have a phone, if you can't afford to use enough data then they need to prioritize. Anyone who can afford to have bills these days can afford to get on the internet. Any cost associated with retrieving those statements would be negligible in comparison to the cost of each individual statement. Then there's the environmental cost. How much do you think that comes out to? It only takes 50 years for a tree to get to a good size.


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InvisibleAstral Pain
Strange

Registered: 11/10/14
Posts: 2,923
Loc: Chicago
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749680 - 06/01/15 06:12 PM (8 years, 7 months ago)

What Denmark is doing is just easing it in a little bit. Think about all the purchases u make with your card. If you went to pay cash and the didn't accept it you could still pay. Little by little more and more stores would reqire a card until there's none left. Ease it in nice and slow.


--------------------
"I don't mean to sound bitter, cold, or cruel, but I am, so that's how it comes out"               
                -Bill Hicks-

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OfflineAdolin
I'm a teapot User Gallery


Folding@home Statistics
Registered: 06/28/11
Posts: 8,292
Loc: USA Flag
Last seen: 1 year, 2 months
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Astral Pain]
    #21749686 - 06/01/15 06:14 PM (8 years, 7 months ago)

id rather have it nipped in the bud, than 'eased in nice and slow' like a cock


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InvisibleAstral Pain
Strange

Registered: 11/10/14
Posts: 2,923
Loc: Chicago
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749746 - 06/01/15 06:27 PM (8 years, 7 months ago)

They have to ease it in slow or there will be anarchy. That's how they do it with all out liberties. They will have a reason for it as they always do. No cash to stop all the drug dealers from killing all the children. If you're not for it you're a baby hater.


--------------------
"I don't mean to sound bitter, cold, or cruel, but I am, so that's how it comes out"               
                -Bill Hicks-

__


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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
 User Gallery

Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21750296 - 06/01/15 08:27 PM (8 years, 7 months ago)

Quote:

Gresh said:
Quote:

zappaisgod said:
If you don't like the fees banks charge don't use them




its hard to cash paychecks if you don't belong to that particular bank. its generally a 10$ fee if not more, plus you cant just cash it at any bank. you have to cash it at the bank that issued the check


for example, if i get payed with a PNC check, and live in the boonies, i very well could have to drive 2 hours to the nearest PNC, and STILL have to pay them 10$ to cash it if i don't have an account.





I can go to my bank and cash a check drawn on another bank, I can go to the
local grocery store and get a check cashed whether it's a payroll check or a
personal check and then there's this. damn near every town with more than 5000
people has one



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OfflinePatlal
You ask too many questions
Male User Gallery


Registered: 10/09/10
Posts: 44,797
Loc: Ottawa Flag
Last seen: 10 hours, 15 minutes
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Prisoner#1]
    #21750322 - 06/01/15 08:32 PM (8 years, 7 months ago)

Quote:

Prisoner#1 said:
Quote:

Gresh said:
Quote:

zappaisgod said:
If you don't like the fees banks charge don't use them




its hard to cash paychecks if you don't belong to that particular bank. its generally a 10$ fee if not more, plus you cant just cash it at any bank. you have to cash it at the bank that issued the check


for example, if i get payed with a PNC check, and live in the boonies, i very well could have to drive 2 hours to the nearest PNC, and STILL have to pay them 10$ to cash it if i don't have an account.





I can go to my bank and cash a check drawn on another bank, I can go to the
local grocery store and get a check cashed whether it's a payroll check or a
personal check and then there's this. damn near every town with more than 5000
people has one






these bloodsucking things are everywhere.


--------------------


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OfflineAdolin
I'm a teapot User Gallery


Folding@home Statistics
Registered: 06/28/11
Posts: 8,292
Loc: USA Flag
Last seen: 1 year, 2 months
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Prisoner#1]
    #21750346 - 06/01/15 08:37 PM (8 years, 7 months ago)

Quote:

Prisoner#1 said:
Quote:

Gresh said:
Quote:

zappaisgod said:
If you don't like the fees banks charge don't use them




its hard to cash paychecks if you don't belong to that particular bank. its generally a 10$ fee if not more, plus you cant just cash it at any bank. you have to cash it at the bank that issued the check


for example, if i get payed with a PNC check, and live in the boonies, i very well could have to drive 2 hours to the nearest PNC, and STILL have to pay them 10$ to cash it if i don't have an account.





I can go to my bank and cash a check drawn on another bank, I can go to the
local grocery store and get a check cashed whether it's a payroll check or a
personal check and then there's this. damn near every town with more than 5000
people has one






ive never seen them personally in my area, but now that you mention it, ive heard of these places




how do they verify checks so quickly? what keeps me from cycling around them and cashing false checks?

And more importantly, why can some sketchy foreigner-run check cashing place cash my PNC checks, but not legitimate local banks?

again, makes no fucking sense and i would bet some sort of legislation is to blame for this nonsense


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Invisiblepsi
TOAST N' JAM
Male User Gallery

Registered: 09/05/99
Posts: 31,456
Loc: 613 Flag
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Prisoner#1]
    #21750354 - 06/01/15 08:38 PM (8 years, 7 months ago)

Quote:

Prisoner#1 said:
I can go to the local grocery store and get a check cashed



I find that pretty surprising, are you posting through some kind of time warp?


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Invisiblerackem
Male User Gallery


Registered: 11/27/09
Posts: 14,024
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21750358 - 06/01/15 08:40 PM (8 years, 7 months ago)

i think the banks just play it safer.. those cash checking places it costs more but they are taking a higher risk in the bank.

if you guys have any casinos in your area you can cash them there as well..


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OfflineD.M.T
Shroomery Contaminant
Female

Registered: 10/31/09
Posts: 10,991
Loc: In your brain
Last seen: 4 years, 1 month
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: psi]
    #21750396 - 06/01/15 08:49 PM (8 years, 7 months ago)

Quote:

psi said:
Quote:

Prisoner#1 said:
I can go to the local grocery store and get a check cashed



I find that pretty surprising, are you posting through some kind of time warp?



No, he's telling the truth. I can cash checks or Western Union at my Kroger. No need to cash checks at the grocey cash checking place though since my bank is also inside Kroger.


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Invisiblepsi
TOAST N' JAM
Male User Gallery

Registered: 09/05/99
Posts: 31,456
Loc: 613 Flag
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: rackem] * 1
    #21750429 - 06/01/15 08:57 PM (8 years, 7 months ago)

I just think it's kind of bullshit that if someone like an employer owes you money, they can instead get away with giving you what amounts to an IOU note issued by some private institution that in practice is not even really worth the amount printed on it, because some portion of it must go to some middleman in order to access the remainder.

If you owe me money, you should pay me in actual money and not some other bullshit piece of paper, unless I explicitly opt for such an alternate arrangement.


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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
 User Gallery

Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21750460 - 06/01/15 09:06 PM (8 years, 7 months ago)

Quote:

Gresh said:
Quote:

Prisoner#1 said:
Quote:

Gresh said:
Quote:

zappaisgod said:
If you don't like the fees banks charge don't use them




its hard to cash paychecks if you don't belong to that particular bank. its generally a 10$ fee if not more, plus you cant just cash it at any bank. you have to cash it at the bank that issued the check


for example, if i get payed with a PNC check, and live in the boonies, i very well could have to drive 2 hours to the nearest PNC, and STILL have to pay them 10$ to cash it if i don't have an account.





I can go to my bank and cash a check drawn on another bank, I can go to the
local grocery store and get a check cashed whether it's a payroll check or a
personal check and then there's this. damn near every town with more than 5000
people has one






ive never seen them personally in my area, but now that you mention it, ive heard of these places




how do they verify checks so quickly? what keeps me from cycling around them and cashing false checks?




they take a risk, that's why they charge a fee, if the check bounces they can seek fraudulent/worthless check warrants

Quote:

And more importantly, why can some sketchy foreigner-run check cashing place cash my PNC checks, but not legitimate local banks?




if you cant figure this one out then there's little hope for you, first, if you
havent seen these places how do you know they're run by foreigners? second, if
these foreigners werent doing this, what would the be doing and lastly but most
important, any bank can cash any check but they've set policies to not do so
because of the fraud of bad checks, wouldnt your bank accept a check drawn on
another bank, mine will as long as I have funds available to cover the bad
check if it bounces or I can deposit it and not have to worry about it

Quote:

again, makes no fucking sense and i would bet some sort of legislation is to blame for this nonsense





why would the government tell banks not to accept checks drawn on other banks
for immediate cashing but accept them for deposit?


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OfflineAdolin
I'm a teapot User Gallery


Folding@home Statistics
Registered: 06/28/11
Posts: 8,292
Loc: USA Flag
Last seen: 1 year, 2 months
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Prisoner#1]
    #21750483 - 06/01/15 09:12 PM (8 years, 7 months ago)

Quote:


Quote:

Gresh said:  And more importantly, why can some sketchy foreigner-run check cashing place cash my PNC checks, but not legitimate local banks?





Prisonser#1:
if you havent seen these places how do you know they're run by foreigners?




ive seen movies, bro


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Invisiblepsi
TOAST N' JAM
Male User Gallery

Registered: 09/05/99
Posts: 31,456
Loc: 613 Flag
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: D.M.T]
    #21750493 - 06/01/15 09:15 PM (8 years, 7 months ago)

Quote:

D.M.T said:
Quote:

psi said:
Quote:

Prisoner#1 said:
I can go to the local grocery store and get a check cashed



I find that pretty surprising, are you posting through some kind of time warp?



No, he's telling the truth. I can cash checks or Western Union at my Kroger. No need to cash checks at the grocey cash checking place though since my bank is also inside Kroger.



Oh I believe he's telling the truth, just making some wisecracks. The concept is just so foreign to me that it's like some folksy alternate universe.


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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
 User Gallery

Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: psi]
    #21750496 - 06/01/15 09:16 PM (8 years, 7 months ago)

Quote:

psi said:
Quote:

Prisoner#1 said:
I can go to the local grocery store and get a check cashed



I find that pretty surprising, are you posting through some kind of time warp?





I can send my mom or my brother with my check and they will cash it for them, I
actually cashed a $120k check at a bank I didnt do business with and didnt show
ID, the teller knew my by name because she cut checks for me every day and she
knew my signature


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Invisiblepsi
TOAST N' JAM
Male User Gallery

Registered: 09/05/99
Posts: 31,456
Loc: 613 Flag
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Prisoner#1]
    #21750510 - 06/01/15 09:19 PM (8 years, 7 months ago)

:mindblown:


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OfflineAdolin
I'm a teapot User Gallery


Folding@home Statistics
Registered: 06/28/11
Posts: 8,292
Loc: USA Flag
Last seen: 1 year, 2 months
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Prisoner#1] * 1
    #21750517 - 06/01/15 09:20 PM (8 years, 7 months ago)

Quote:

Prisoner#1 said:
Quote:

psi said:
Quote:

Prisoner#1 said:
I can go to the local grocery store and get a check cashed



I find that pretty surprising, are you posting through some kind of time warp?





I can send my mom or my brother with my check and they will cash it for them, I
actually cashed a $120k check at a bank I didnt do business with and didnt show
ID, the teller knew my by name because she cut checks for me every day and she
knew my signature





you cashed a check for $120,000?

what are you? lex fuckin luther? Gorge Jung? what on earth did you need 120,000 in cash for?


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