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OfflinePatlal
You ask too many questions
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Unfair bank fees will soon be made illegal by the government of Canada * 2
    #21749418 - 06/01/15 05:04 PM (8 years, 7 months ago)

The NDP submited a bill concerning the fees you have to pay to get paper statement in order to pay your bills. Essentially it's a pay to pay system that will soon be abolished.

The Conservatives said they would vote for it, which means that it doesn't metter who votes against. It's gonna pass.

Canadians paid 180 million dollars worth of these fees last year alone. It's abusive

People are fucking tired of being nickel and dimed by big banks and it's about time this kind of practice be made illegal. Fees for this, fees for that.... Enough dammit!

Thoughts?
Eliminating these fees are
You may choose only one


Votes accepted from (06/01/15 03:04 PM) to (No end specified)
View the results of this poll



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OfflineShroomslip
Architekt
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Registered: 11/25/12
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Patlal] * 1
    #21749428 - 06/01/15 05:09 PM (8 years, 7 months ago)

They'll just find another way to make that money. Higher interest fees or something.


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I’m in no shape to be alone contrary to the shit that you might hear.


You can't wake up, this is not a dream. You're part of a machine, you are not a human being
With your face all made up, living on a screen. Low on self esteem, so you run on gasoline


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Invisiblerackem
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Registered: 11/27/09
Posts: 14,024
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Patlal] * 1
    #21749435 - 06/01/15 05:10 PM (8 years, 7 months ago)

Banks in general are out if control. The whole bank system needs an overhaul least it's a start


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Offlinezappaisgod
horrid asshole


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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: rackem]
    #21749440 - 06/01/15 05:12 PM (8 years, 7 months ago)

If you don't like the fees banks charge don't use them


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OfflineAdolin
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: zappaisgod]
    #21749448 - 06/01/15 05:17 PM (8 years, 7 months ago)

Quote:

zappaisgod said:
If you don't like the fees banks charge don't use them




its hard to cash paychecks if you don't belong to that particular bank. its generally a 10$ fee if not more, plus you cant just cash it at any bank. you have to cash it at the bank that issued the check


for example, if i get payed with a PNC check, and live in the boonies, i very well could have to drive 2 hours to the nearest PNC, and STILL have to pay them 10$ to cash it if i don't have an account.


Edited by Adolin (06/01/15 05:19 PM)


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OfflineAdolin
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749465 - 06/01/15 05:22 PM (8 years, 7 months ago)

seriously, write a check to yourself. this is legal and banks will accept checks written to yourself as long as you have an account.

then, go try to cash it at a different bank you don't belong to.

they will tell you to piss off unless you want to make an account


Edited by Adolin (06/01/15 05:22 PM)


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OfflinePatlal
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: zappaisgod]
    #21749468 - 06/01/15 05:23 PM (8 years, 7 months ago)

Quote:

zappaisgod said:
If you don't like the fees banks charge don't use them




Yeah. That's pretty much impossible if you have a job. Nobody pays their employees in cash anymore and they all ask for a direct deposit account from day one.

If I were to take the check and go to a shady cash place, they would take like 5% of the cheque or something.

Banks are like the telephones. You can't live without them anymore.


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Offlinezappaisgod
horrid asshole


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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Patlal]
    #21749474 - 06/01/15 05:25 PM (8 years, 7 months ago)

Tough shit


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OfflineAdolin
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: zappaisgod]
    #21749478 - 06/01/15 05:26 PM (8 years, 7 months ago)

:facepalm:


i think canadialand is doing the right thing. and i consider myself slightly conservative :lol:


Edited by Adolin (06/01/15 05:26 PM)


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InvisiblezZZz
jesus
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Registered: 12/28/07
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Patlal]
    #21749485 - 06/01/15 05:27 PM (8 years, 7 months ago)

I'm gonna start a bank. Just like build a big safe and offer to hold on to peoples money. Then I'll start spending the money as if it were my own. Open small companies, invest it, and no one will ever suspect a thing, profit $$. :uptosomething:


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Invisiblepsi
TOAST N' JAM
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Registered: 09/05/99
Posts: 31,456
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: zappaisgod]
    #21749492 - 06/01/15 05:28 PM (8 years, 7 months ago)

If only legal tender laws were effective and you could force employers to pay their debts to you in cash, I'm sure plenty of people would do just fine without banking services.


Statement fees are optional though (at my bank anyway,) I opted out of the paper statements years ago and don't get charged for them.


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OfflineAdolin
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: zZZz]
    #21749493 - 06/01/15 05:29 PM (8 years, 7 months ago)

Quote:

I'm gonna start a bank. Just like build a big safe and offer to hold on to peoples money. Then I'll start spending the money as if it were my own. Open small companies, invest it, and no one will ever suspect a thing, profit $$. :uptosomething:





i think youve been beat to it.
at least in 'murica.


Edited by Adolin (06/01/15 05:29 PM)


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Invisiblelarry.fisherman
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: psi]
    #21749499 - 06/01/15 05:30 PM (8 years, 7 months ago)

I don't support this idea because it's an option. The whole purpose of it is to be environmental. Now all the tards want their paper back because they can't remember to check their accounts and someone has to do something with all that paper that won't get recycled.


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OfflineAdolin
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: larry.fisherman]
    #21749506 - 06/01/15 05:31 PM (8 years, 7 months ago)

what do you mean its an option?

the vast majority of employers, ALL of them if your getting paid like $80,000+(legally) will laugh in your face if you ask to be paid your salary in cash


Edited by Adolin (06/01/15 05:32 PM)


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Invisiblelarry.fisherman
shoulda died already
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749514 - 06/01/15 05:33 PM (8 years, 7 months ago)

What are you talking about? This thread is about paper statements vs. checking your shit online.


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Invisiblepsi
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749515 - 06/01/15 05:33 PM (8 years, 7 months ago)

The bank statements that the fees in question are for.


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Invisiblerackem
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Registered: 11/27/09
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749517 - 06/01/15 05:33 PM (8 years, 7 months ago)

Exactly unless it's a side job or something of the sort then the employers need that paper trail


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Offlinethebitterbuffalo26
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Registered: 04/18/15
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: Adolin]
    #21749527 - 06/01/15 05:35 PM (8 years, 7 months ago)

why would anybody need a paper statement? shit I'm trying to pay off a student loan and for every dollar you pay back they charge you a convenience fee. so even if you were to pay off your principal at once they would still get you for every dollar. and of course this doesn't include the interest so you're getting charged twice.
you talk about getting fucked and then you realize how much they push education and you start to wonder....


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OfflineAdolin
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Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: larry.fisherman]
    #21749531 - 06/01/15 05:36 PM (8 years, 7 months ago)

Quote:

XLCaps said:
What are you talking about? This thread is about paper statements vs. checking your shit online.




yeah, what if you dont have the internet though? then youre fucked either way

you have to pay extra for internet service

or you have to pay a little bit extra for a paper bill




its stupid. the company should pay for the billing, not the customer


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InvisibleAstral Pain
Strange

Registered: 11/10/14
Posts: 2,923
Loc: Chicago
Re: Unfair bank fees will soon be made illegal by the government of Canada [Re: psi]
    #21749622 - 06/01/15 05:56 PM (8 years, 7 months ago)

Imagine a cashless society. Denmark is going to be starting to test that out with a new law the government is proposing. They want to give retailers the right to deny cash and accept only digital transactions. I think this is the long term goal worldwide. Every money transaction under surveillance. That would be a total financial prison. How could you buy drugs without cash? You'd have to trade out or something.


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                -Bill Hicks-

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