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OfflineStonedShroom
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WTF?
    #2125992 - 11/20/03 09:55 PM (13 years, 7 months ago)

The weirdest thing just happened

I'm usually pretty good with keeping my checkbook balanced, it usually matches bank records to the penny. you all know the 'available' balance and the 'current' balance on the website... the available is what you really have in the bank up to the minute and the current reflects everything that has posted to the account, so the current balance almost always look better than available

ANYWAY I just had like 36.79 disappear from my available balance on saturday... and it never updated to current balance so I could see what it was...then today it's back in my available balance. nothing is shown as being debited then credited back to my account?

what gives??

think I should change banks?


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We are not human beings going through a temporary spiritual experience.

We are spiritual beings going through a temporary human experience.



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InvisibleDoctorJ
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 Arcade Champion: Frogger

Registered: 06/30/03
Posts: 8,451
Loc: space
Re: WTF? [Re: StonedShroom]
    #2126016 - 11/20/03 10:07 PM (13 years, 7 months ago)

do you have any accounts with service providers that have access to your account via some kind of payment plan?

One of my friends had an account with AOL where they would deduct their fee from his bank account every month.  But one month they deducted like $100 extra, then put it back about 2 weeks later. 

Turns out they did that to a lot of people so they could beef up their net worth on their balance sheet for a stockholder report :nonono:  Or so the conspiracy theory goes...  My friend found out through a slip in one of their customer service people that the same shit happened to a buch of people right before the quarterly stockholder statement. 

Fuckin bullshit, even though he got the money back


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peace, pot, and microdot!


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OfflineStonedShroom
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Re: WTF? [Re: DoctorJ]
    #2126033 - 11/20/03 10:14 PM (13 years, 7 months ago)

hell no.

no automatic bill pay for me! I work in the billing dept of a call center for cricket and we use telecheck (just about every company that takes checks over the phone uses telecheck) and everyday I do at least 3-4 payment researches for people who tried to do pymt over the phone and telecheck would say it was declined when it was really accepted... the money would never post to their phone bill AND it was taken out of their bank accounts and never put back in... well until they called us.

only thing I can think of is the hotel... like maybe it was some type of deposit... but i called and asked and they said only thing ever put on my card was the charges I signed for-the room, valet parking, and the food/mixed drinks/roomservice charges.

well.. my insurance is taken out automaticaly, but it's like a small local service through my actual bank.

god this really bothers me.


--------------------
We are not human beings going through a temporary spiritual experience.

We are spiritual beings going through a temporary human experience.



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Offlinemntlfngrs
The Art of Casterbation
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Re: WTF? [Re: StonedShroom]
    #2126056 - 11/20/03 10:26 PM (13 years, 7 months ago)

It is how the big boys hide and launder money. Millions of accounts hiding and transferring small amounts of money.


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InvisibleDoctorJ
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Re: WTF? [Re: StonedShroom]
    #2126101 - 11/20/03 10:45 PM (13 years, 7 months ago)

meh...

bank accounts are free, switching banks is easy, plus you get a free tote bag (or whatever...)


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OfflineYouEnjoyMyself
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Registered: 03/01/03
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Re: WTF? [Re: DoctorJ]
    #2126131 - 11/20/03 10:59 PM (13 years, 7 months ago)

thats crazy....couldn't you sue them really bad for that?


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-Wash uffitze drive me to firenze


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OfflineStonedShroom
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Re: WTF? [Re: YouEnjoyMyself]
    #2126166 - 11/20/03 11:19 PM (13 years, 7 months ago)

sue who for what?


--------------------
We are not human beings going through a temporary spiritual experience.

We are spiritual beings going through a temporary human experience.



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Invisiblegoobler
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Re: WTF? [Re: StonedShroom]
    #2126212 - 11/20/03 11:38 PM (13 years, 7 months ago)

exactly...


its all big biz


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OfflineYouEnjoyMyself
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Registered: 03/01/03
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Re: WTF? [Re: goobler]
    #2126311 - 11/21/03 12:09 AM (13 years, 7 months ago)

if a company is taking money out of your bank account, even if they are putting it back that's illegal...isn't it?


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Offlinemntlfngrs
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Re: WTF? [Re: YouEnjoyMyself]
    #2126323 - 11/21/03 12:13 AM (13 years, 7 months ago)

Read the fine print on you agreement. I'm sure they are covered. But if they accidently take out money and it causes you to bounce checks you do have some recourse. You will have to fight but they can be made to pay for any penalties you may incur. A friend of mine had that happen and it took months to get them to fix it.


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Be all and you'll be to end all


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