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InvisibleHyphai
Registered: 04/03/14
Posts: 517
Disputing a Transaction
    #20111975 - 06/10/14 10:20 PM (9 years, 8 months ago)

I signed up for a member ship at a gym. They charge a monthly fee at the beginning of every month. I did not have enough money in my bank at the beginning of  the month, so my account was suspended. I went to check today and apparently they charged my card. I have no intention of going back there anytime soon, as it is way out of the way, and im strapped for money and also have a membership elsewhere.

Can i dispute this and get my money back?


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Invisiblememes
Blessed


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Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: Disputing a Transaction [Re: Hyphai]
    #20112998 - 06/11/14 05:52 AM (9 years, 8 months ago)

doubtful.  you prob signed a contract when you joined the gym, right?  aggreed-upon transactions are often non-refundable, especially when the people doing the refunding (your bank/CC) have to pay you back instead of the merchant


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OfflineManianFHS
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Registered: 07/06/04
Posts: 14,790
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Re: Disputing a Transaction [Re: memes]
    #20122540 - 06/13/14 12:58 AM (9 years, 8 months ago)

You can dispute the charge on your credit card. They will put a hold on the transaction, so you wont have to pay it back or the interest on it, until the case is resolved.

The merchant will have an opportunity to appeal the dispute, and someone from your bank will be the one who decides in the end. I dont know much more about how they do it. If you feel you have been unjustly charged you can always see what happens, and at least have a bit more time to save money to pay your charge, should it not settled in your favor.


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notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

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