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InvisibleStonehenge
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Registered: 06/20/04
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Re: are there people who are not in debt or/and do not take loans? [Re: DieCommie]
    #10317542 - 05/10/09 03:17 PM (14 years, 9 months ago)

So if you have a zero interest until '10 loan you should pay that ahead of your 29% credit card bill? I don't think so, pay off the ones that are costing you the most. Another advantage of paying off credit card balances is that you get your grace period back. When you charge something you will have 30 to 45 days to pay it with no interest or charges.

If you had a balance on a card and they jack up the interest way high, you can usually keep your old rate on the balance if you protest it and do not charge anything more on the card. Then get a new card with benefits. Some people just keep getting new cards with zero interest or low rates for a period of time and pay off the high interest rates on the old cards. Best long term strategy is to pay them all off and only spend what you have on hand. Mortgage payments should be the last thing you pay. Refi if it's too high.


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“A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the public treasury with the result that a democracy always collapses over loose fiscal policy, always followed by a dictatorship.” (attributed to Alexis de Tocqueville political philosopher Circa 1835)

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OfflineKarenS
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Registered: 05/05/14
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Re: are there people who are not in debt or/and do not take loans? [Re: virus1824]
    #19947280 - 05/05/14 11:44 PM (9 years, 9 months ago)

spammy mcspammerton

Edited by automan (05/06/14 04:47 AM)

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