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OfflineLifeGiver
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Registered: 06/19/13
Posts: 296
Last seen: 9 years, 2 months
saving money
    #19375143 - 01/05/14 10:32 PM (10 years, 1 month ago)

is there a way i can have my money held, aka not accessible until a certain amount of time in order to force me to save? If so please let me know:syringe:
its hard for me to save and i need a nest egg started.


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Offlineevileye001
Stranger then you
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Registered: 02/23/13 Happy 11th Shroomiversary!
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Re: saving money [Re: LifeGiver]
    #19375154 - 01/05/14 10:34 PM (10 years, 1 month ago)

yea, parents. they work well...


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we are the universe contemplating its self.



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OfflineLifeGiver
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Posts: 296
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Re: saving money [Re: evileye001]
    #19375159 - 01/05/14 10:37 PM (10 years, 1 month ago)

very true, my mom keept all my checks and gave me like 50 a week.  it actually added up pretty quick. had 3k before i knew it.  but there has to be a way to make my money untouchable untill the date i chose. is there a service like this out there?


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Invisiblerackem
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Registered: 11/27/09
Posts: 14,024
Re: saving money [Re: LifeGiver]
    #19375160 - 01/05/14 10:37 PM (10 years, 1 month ago)

self control.

learn.


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OfflineLifeGiver
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Re: saving money [Re: rackem]
    #19375167 - 01/05/14 10:40 PM (10 years, 1 month ago)

fuck man, im 21. around what age did you realize its time to actually save?


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OfflineLifeGiver
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Registered: 06/19/13
Posts: 296
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Re: saving money [Re: LifeGiver]
    #19375176 - 01/05/14 10:43 PM (10 years, 1 month ago)

off topic, but thats a bad ass trick shot!!!!


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Invisiblerackem
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Registered: 11/27/09
Posts: 14,024
Re: saving money [Re: LifeGiver]
    #19375177 - 01/05/14 10:43 PM (10 years, 1 month ago)

ever sense i got my first paying job.

but has it always worked out, no..

but seriously, you need to save up some money before you can put it into a cd or something of that sort.

here is a suggestion.  if you have direct deposit at your work, have them split your deposit into a totally separate bank/bank account and loose all the checks/debit cards that come with it.


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OfflineLifeGiver
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Re: saving money [Re: rackem]
    #19375213 - 01/05/14 10:54 PM (10 years, 1 month ago)

whats A cd??? sorry i know i can use google, but im bored and kinda wanna chat lol


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Invisiblerackem
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Registered: 11/27/09
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Re: saving money [Re: LifeGiver]
    #19375234 - 01/05/14 11:02 PM (10 years, 1 month ago)

certificate of deposit. basically an investment with a mature date.


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OfflineDr.Tooty
Eye see you.
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Registered: 06/03/11
Posts: 2,003
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Re: saving money [Re: rackem]
    #19375255 - 01/05/14 11:12 PM (10 years, 1 month ago)

It's like a bank account you cant touch that accrues greater interest than a normal savings account.


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"I get up, I get down." Insect Forum


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OfflineNotTheDevil
Transhuman


Registered: 01/08/13
Posts: 5,436
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Re: saving money [Re: LifeGiver]
    #19375284 - 01/05/14 11:24 PM (10 years, 1 month ago)

Quote:

LifeGiver said:
whats A cd??? sorry i know i can use google, but im bored and kinda wanna chat lol



Its a type of optical data storage in the form of a disk and read with lasers.


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OfflineSoulidarity
With Your Halo Slippin . . .
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Registered: 07/15/12
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Re: saving money [Re: LifeGiver]
    #19375624 - 01/06/14 02:19 AM (10 years, 1 month ago)

yeah dude, its called a term deposit. speak to your bank about it. you basically lock money away in an account for an agreed term with usually a higher then standard interest rate. can choose to have interest paid on maturity (end of term), or monthly.


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R.I.P. WoodRuss67, Todcasil, TheMerryIguana, The Rompus, Lord Senate.
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OfflineViscousGoo
sketch as fuck

Registered: 12/31/13
Posts: 136
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Re: saving money [Re: LifeGiver]
    #19375738 - 01/06/14 03:41 AM (10 years, 1 month ago)

escrow service


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,373
Re: saving money [Re: LifeGiver]
    #19375770 - 01/06/14 04:01 AM (10 years, 1 month ago)

See if your employer has a 401k.


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...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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Offlineandrewmurray86
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Registered: 02/05/13
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Re: saving money [Re: badchad]
    #19375798 - 01/06/14 04:25 AM (10 years, 1 month ago)

Term deposit? Those tings that have a certain amount of time before you can access your money? I think they pay high interest too, mostly becuase the institution knows they can spend/lose your money for the allotted time without you taking it away from them.

I'd say that's your best bet OP


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Offlinezee007
Gone.
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Registered: 11/15/12
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Re: saving money [Re: andrewmurray86]
    #19375836 - 01/06/14 04:55 AM (10 years, 1 month ago)

buy bitcoins :grin:

or even better LTC for long term


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Offlineandrewmurray86
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Re: saving money [Re: zee007]
    #19375864 - 01/06/14 05:19 AM (10 years, 1 month ago)

I hear dogecoin is the next big thing, a guy I know read a blog once :wink: thank me later.


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Offlinezee007
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Re: saving money [Re: andrewmurray86]
    #19375871 - 01/06/14 05:24 AM (10 years, 1 month ago)

Quote:

andrewmurray86 said:
I hear dogecoin is the next big thing, a guy I know read a blog once :wink: thank me later.




For a while they were nice to mine and convert into other coins, but they are not reliable


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OfflineBassfreak
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Registered: 08/24/10
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Re: saving money [Re: zee007]
    #19375877 - 01/06/14 05:27 AM (10 years, 1 month ago)

saving money is hard

ive decided im gonna start smoking less and im gonna stop going to concerts so frequently. im only gonna go to the shows i cant fuckin miss

saving up for electric forest and bassnectar tour


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Tom Brady is a God

Free Tom Brady


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OfflineViscousGoo
sketch as fuck

Registered: 12/31/13
Posts: 136
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Last seen: 9 years, 5 months
Re: saving money [Re: andrewmurray86]
    #19375942 - 01/06/14 06:07 AM (10 years, 1 month ago)

dogecoin is the last one you want to invest in; it has severe security issues. the fact that it was named after a meme just further goes to show you it's a joke.


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