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nooneman


Registered: 04/24/09
Posts: 14,561
Loc: Utah
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Re: I signed up for Obamacare. [Re: zappaisgod]
#19347188 - 12/30/13 04:37 PM (10 years, 1 month ago) |
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You're right, I apologize for conflating healthcare with health insurance.
I don't want to get into too much detail about the plan because it's a little personally identifying. If a family member stumbled on this thread, I'd prefer they didn't instantly know it was me. However, it's a pretty quality plan. Drug coverage, doctor visits, etc. It's a better than what I tried to sign up for previously.
I do pay well over $100 a month for it, but the cheapest that I could get previously was over $300 a month. I receive no subsidies. I could have chosen to, but I opted not to. I pay for the whole thing out of pocket. However, I am one person paying only for myself.
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zappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
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Re: I signed up for Obamacare. [Re: morrowasted]
#19347248 - 12/30/13 04:47 PM (10 years, 1 month ago) |
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Quote:
morrowasted said:
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Patlal said: Well holy shit. A positive story about Obamacare. Call the news station or something, you seem to be the only satisfied American in the country
Nope, my entire family is registered and satisfied. The only people I can find who are pissed are selfish people who are watch too much mainsteam news, get caught up in their ideologies, or are mad about "lies" and feeling that they have to pay for other peoples' health problems.
"My health insurance would go up under Obamacare and I'm a healthy white male, why should I have to pay for old people?"
Selfish pricks.
BTW everyone in my family is saving money and getting greater coverage as a result of the ACA.
Selfish pricks.
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DebuteMachine

Registered: 09/29/06
Posts: 6,457
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Quote:
VivaLaMushie said:
He doesn't have migraines or cluster headaches. They tried saying that shit when this all started, but he says he has HEAD PAIN not a HEADACHE. any time he gets his heart rate up, hes in pain.
And anyways, I'm too scared to let him take anything right now.
Ohhh, well that sheds a whole different light on the situation. I am not a doctor, I would probably do the same thing you're doing.
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zappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 7 months
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Re: I signed up for Obamacare. [Re: morrowasted]
#19347265 - 12/30/13 04:49 PM (10 years, 1 month ago) |
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Quote:
morrowasted said:
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What healthcare are you getting, what is/isn't covered, and what services are you eligible for?
What I have noticed is that under private insurance no coverage for psychological services was covered, there was no coverage for services for things like addiction treatment, and that my out of pocket expenses were higher at point of service (which is less manageable for a person like me). None of this is true of the ACA in my case.
I have no interest in rehab, addiction, or psychological coverage. Why should I be forced to pay for your fuckups?
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laruta_21
twat tickler



Registered: 01/18/10
Posts: 963
Last seen: 8 years, 2 months
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Re: I signed up for Obamacare. [Re: nooneman]
#19347299 - 12/30/13 04:55 PM (10 years, 1 month ago) |
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Quote:
nooneman said: I don't want to defend Obamacare or advocate for it. I just want to say what my literal experience with it has been. There's a lot of debate about it, but I actually signed up for it, and here's what it was like. For the record, I opposed healthcare reform, so there's that.
First, I didn't have healthcare before. I had applied in the past (before Obamacare) and was denied healthcare due to preexisting conditions despite the fact that I would have paid literally hundreds of dollars more per month than my treatment would have cost. I take a handful of cheap medications that cost almost nothing (amphetamine, for example), but was denied anyway. So, Obamacare...
I signed up through the website. My state runs it's own website, and I would bet hard cash that it's the best website out of all of them. The website was really easy, and I didn't encounter any problems or slowdown or errors. It required almost no information from me. The only personal information they asked me was stuff like name and address. This was a huge relief because the application that I had submitted for private insurance years before took literally hours to complete and was extremely detailed.
I had an option to choose between about 30 healthcare plans from about 7 different providers. I chose the provider I had before, years ago. I saved $150 per month for a better plan than I could have gotten before. I could have saved even more if I didn't go with the provider I had before, but I liked my old provider so I opted for it.
The entire process was over in about 20 minutes. My coverage starts in January.
This was my experience. Again, I'm not advocating it, or defending it, this is just literally what happened to me. I'm sure that it's probably very bad for the insurance companies. I was against healthcare reform. I'm sure that it has a high cost, and is bad for the national debt. I just wanted to give my first hand experience with signing up for it since I haven't seen a lot of them around.
What's your deductible for hospitalization. Like 5- 10K ?
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sonamdrukpa
Wayfarer


Registered: 10/18/11
Posts: 2,777
Last seen: 2 months, 8 days
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Re: I signed up for Obamacare. [Re: Prisoner#1]
#19347397 - 12/30/13 05:12 PM (10 years, 1 month ago) |
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Prisoner#1 said:
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VivaLaMushie said: Fucking aye $900/mo for insurance.
That's a fucking house payment.
it's a paycheck for some people
obamacare was supposed to help insure 45 million people that were uninsured, yet it provides no insurance, those people still have to pay, they may get a tax break but they still have to pay until the end of the year
I'm one of those people. Subsidies get applied pre-emptively; I'm only going to pay $20/month for my insurance once 2014 starts.
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 3 hours, 25 minutes
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Re: I signed up for Obamacare. [Re: sonamdrukpa]
#19347402 - 12/30/13 05:13 PM (10 years, 1 month ago) |
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Quote:
sonamdrukpa said:
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Prisoner#1 said:
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VivaLaMushie said: Fucking aye $900/mo for insurance.
That's a fucking house payment.
it's a paycheck for some people
obamacare was supposed to help insure 45 million people that were uninsured, yet it provides no insurance, those people still have to pay, they may get a tax break but they still have to pay until the end of the year
I'm one of those people. Subsidies get applied pre-emptively; I'm only going to pay $20/month for my insurance once 2014 starts.
Shit, that's a great deal for you
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brokentv

Registered: 03/02/12
Posts: 2,417
Last seen: 6 years, 8 months
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Re: I signed up for Obamacare. [Re: laruta_21]
#19347409 - 12/30/13 05:14 PM (10 years, 1 month ago) |
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dang might as well make a trip to Taiwan for medical care, could make a vacation out of it and it would probably still be cheaper.
Edited by brokentv (12/30/13 05:15 PM)
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: I signed up for Obamacare. [Re: sonamdrukpa]
#19347447 - 12/30/13 05:21 PM (10 years, 1 month ago) |
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Quote:
sonamdrukpa said:
Quote:
Prisoner#1 said:
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VivaLaMushie said: Fucking aye $900/mo for insurance.
That's a fucking house payment.
it's a paycheck for some people
obamacare was supposed to help insure 45 million people that were uninsured, yet it provides no insurance, those people still have to pay, they may get a tax break but they still have to pay until the end of the year
I'm one of those people. Subsidies get applied pre-emptively; I'm only going to pay $20/month for my insurance once 2014 starts.
I earn below poverty level wages, have 4 dependents and yet I get no subsidies
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TopPmz
<No Title>


Registered: 01/13/13
Posts: 2,615
Loc: FL
Last seen: 1 year, 5 months
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Re: I signed up for Obamacare. [Re: Prisoner#1]
#19347464 - 12/30/13 05:24 PM (10 years, 1 month ago) |
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Quote:
Prisoner#1 said:
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sonamdrukpa said:
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Prisoner#1 said:
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VivaLaMushie said: Fucking aye $900/mo for insurance.
That's a fucking house payment.
it's a paycheck for some people
obamacare was supposed to help insure 45 million people that were uninsured, yet it provides no insurance, those people still have to pay, they may get a tax break but they still have to pay until the end of the year
I'm one of those people. Subsidies get applied pre-emptively; I'm only going to pay $20/month for my insurance once 2014 starts.
I earn below poverty level wages, have 4 dependents and yet I get no subsidies
Clearly, the system is working.
-------------------- "Freedom Isn't Free" is only half correct. True freedom doesn't exist in the society we exist in. What the saying really means is "The Illusion of Freedom Isn't Free"
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sonamdrukpa
Wayfarer


Registered: 10/18/11
Posts: 2,777
Last seen: 2 months, 8 days
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Re: I signed up for Obamacare. [Re: Prisoner#1]
#19347518 - 12/30/13 05:33 PM (10 years, 1 month ago) |
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Quote:
Prisoner#1 said:
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sonamdrukpa said:
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Prisoner#1 said:
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VivaLaMushie said: Fucking aye $900/mo for insurance.
That's a fucking house payment.
it's a paycheck for some people
obamacare was supposed to help insure 45 million people that were uninsured, yet it provides no insurance, those people still have to pay, they may get a tax break but they still have to pay until the end of the year
I'm one of those people. Subsidies get applied pre-emptively; I'm only going to pay $20/month for my insurance once 2014 starts.
I earn below poverty level wages, have 4 dependents and yet I get no subsidies
You are doing something wrong. I don't know what but you are.
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DebuteMachine

Registered: 09/29/06
Posts: 6,457
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Re: I signed up for Obamacare. [Re: sonamdrukpa] 1
#19347552 - 12/30/13 05:38 PM (10 years, 1 month ago) |
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prissy is also a pathological liar and a sociopath, so he might be lying to you.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: I signed up for Obamacare. [Re: sonamdrukpa]
#19347564 - 12/30/13 05:40 PM (10 years, 1 month ago) |
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Quote:
sonamdrukpa said:
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prisoner#1 said: I earn below poverty level wages, have 4 dependents and yet I get no subsidies
You are doing something wrong. I don't know what but you are.
no, I'm not doing anything wrong. I was unemployed for 5 years, same situation and I was ineligible for any sort of benefits, benefits I've paid into since I was 12 years old, I was never given a reason other than one person said I should sell the shit that I have and live on that
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DebuteMachine

Registered: 09/29/06
Posts: 6,457
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Re: I signed up for Obamacare. [Re: Prisoner#1]
#19347574 - 12/30/13 05:42 PM (10 years, 1 month ago) |
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if you have 4 dependents doesn't that mean you are/were married at some point?
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Quote:
DebuteMachine said: prissy is also a pathological liar and a sociopath, so he might be lying to you.

you know that flaming and trolling in the pub can get you banned
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Gumby
Fishnologist


Registered: 06/13/01
Posts: 26,656
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Re: I signed up for Obamacare. [Re: nooneman]
#19347579 - 12/30/13 05:42 PM (10 years, 1 month ago) |
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I signed up too. I had private healthcare before, not though work. Before it was about $200 a month, for almost bare minimum coverage(~$5,000 a year, I think) + prescriptions, no dental or vision. Now it's $250 for the same thing. Where as, for someone my age, if you have it through work it's roughly $150 a month for premium coverage with health, vision, and dental, depending on who you work for. Affordable my ass.
The actual sign up process was pretty easy. I used healthcare.gov. Signing up and picking a plan surprisingly went very smoothly I was done in about 30 minutes. Trying to get my first payment to the insurance company so that I was guaranteed coverage in January? Pure fuckery. Took me around 7 hours to get it all sorted out.
Edit: on the plus side, I read through all my HR policies today. I actually qualify for benefits and pension plan now that the place I work for has merged with another one. I'm part of the legacy side so legacy HR told me I don't (because I didn't under the old place). They're sorely mistaken and they will be hearing about it soon. I ain't doin this obamashit ridiculous monthly charges and I want that damn pension plan.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Quote:
DebuteMachine said: if you have 4 dependents doesn't that mean you are/were married at some point?
no, it doesnt mean that I was married at one point, I was married at one point but that has no bearing on dependents, how many single mothers are there out there that have never been married
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DebuteMachine

Registered: 09/29/06
Posts: 6,457
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Re: I signed up for Obamacare. [Re: Prisoner#1]
#19347595 - 12/30/13 05:46 PM (10 years, 1 month ago) |
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it doesn't mean you married at one point, but you were actually married. im glad we cleared that up.
but what i was getting at is you probably shared a house with said wife and the whole 9 yards, right?
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Quote:
DebuteMachine said: it doesn't mean you married at one point, but you were actually married. im glad we cleared that up.
but what i was getting at is you probably shared a house with said wife and the whole 9 yards, right?
and this has what to do with anything in 2013?
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DebuteMachine

Registered: 09/29/06
Posts: 6,457
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Re: I signed up for Obamacare. [Re: Prisoner#1]
#19347619 - 12/30/13 05:52 PM (10 years, 1 month ago) |
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well a few posts up you said you earn below poverty wages, but you still have an internet. im just being a little curious about who you are pris, if another human is telling me they are earning below poverty wages I know how that is and worry a little bit.
if i didnt have my family i would probably be homeless. im just asking you how you keep your internet. my theory is that you are married and have a suga momma (that's a bit satire but you get what i mean).
that was why i asked about the dependents. yeah i beat around the bush.
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