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Offlineqman
Stranger

Registered: 12/06/06
Posts: 34,927
Last seen: 3 days, 12 hours
Re: i owe 350,000 dollars on default student loans [Re: DieCommie]
    #19208294 - 11/30/13 11:48 AM (10 years, 2 months ago)

Quote:

DieCommie said:
Quote:

Gilgamesh18 said:
There is nothing immoral about making money if the masses are stupid enough to get debt for useless degrees then they should pay the consequences.




And if the elite are willing to lend me money I can never pay back to study something useless then they should have to pay the consequences.  And they are.  :grin:




This is government backed debt, so when the student loans go into a major default crisis, guess who pays the piper?  The banks?  No. The government, or really the tax payer? Yes.

JP Morgan the largest US bank just announced two weeks ago they are exiting the student loan business, many others are likely to follow, the question is why?  More likely than not, the student loans are going to need a full government bailout, and the days of getting all the money needed for college is over.

My suggestion is to let the colleges finance the students they accept into their institution, if they believe in their product and the future it provides, put your money where your mouth is, something tells me they know better.


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Offlinedjmasturbeat
Stranger

Registered: 11/27/13
Posts: 12
Last seen: 5 years, 1 month
Re: i owe 350,000 dollars on default student loans [Re: qman]
    #19212436 - 12/01/13 12:24 PM (10 years, 2 months ago)

OP - I am with you.  I graduated in 97, after 5 years (and summer school at times), and racked up massive loans, all defaulted long ago, and never make more than $8/hr.  Pretty miserable trying to raise 3 kids on nothing.


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Invisiblethelanzii

Registered: 11/13/12
Posts: 5,434
Re: i owe 350,000 dollars on default student loans [Re: djmasturbeat] * 1
    #19214131 - 12/01/13 06:31 PM (10 years, 2 months ago)

way to get a degree with no market value


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 8 months
Re: i owe 350,000 dollars on default student loans [Re: thelanzii]
    #19216588 - 12/02/13 10:24 AM (10 years, 2 months ago)

Quote:

Nemmies said:
Quote:

zappaisgod said:
Quote:

Jamesdnh said:
Quote:

zappaisgod said:
:facepalm:What percent of sales taxes do you suppose goes to education?  If you think the sales taxes you pay amount to shit then you are pretty delusional.  Most schools are paid for by, wait for it, SCHOOL taxes.




75% approximately, of Michigans sales tax goes towards public education in the grade school area.

Anyways I'm fuckin with yah cus I know you'd be pissed about this. I know sales tax isn't shit according to rich people. Isn't it crazy how rich people who complain about taxes still have enough money to live extravegantly through a recession? Why the hell do they need double their fucking money then if they can still afford to live so greatly when they're taxed to hell?




Why should you get one nickel of what I earned?



because you use social services just as everyone else does


No I don't


--------------------


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OfflineXUL
OTD Janitor
Male User Gallery


Registered: 03/16/05
Posts: 28,261
Loc: America Flag
Last seen: 4 years, 3 months
Re: i owe 350,000 dollars on default student loans [Re: maddad]
    #19216848 - 12/02/13 11:41 AM (10 years, 2 months ago)

Quote:

maddad said:
So I have been skimming thru this thread, not reading every post... But does no one see that the government is doing this on purpose? Why do you think they shell out all that money for kids to go to school? So they can be successful and live the American dream? Thats bullshit, if everyone was to go to college and get a job they love. We wouldn't have people to do half of the jobs to keep our society running. They give out all that money so that we are in debt to them for the rest of our lives. One reason I never went to college, I saw that a mile away. Everone you meet just after college almost always has a shit job, because they have no real experience, and that's what it takes to get a high paying job.

They say it takes money to make money, and all the interest you are paying on those loans in a prime example of that.

It's a terrible and I'm sorry that a lot of you on here have been taken advantage of. If I was in that position I would definitely get out of America, way off the grid somewhere.

Just remember that some one has to shovel the shit and dig graves. Sometimes its better to be the simple man rather than the one reaching for the stars.





Or you could have taken a small amount of money from the government, used it responsibly, paid it off, and then bragged about how you got one over on the government.


--------------------
TRUMP 2020


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Invisibleanne halonium
jaguarette
Female

Registered: 05/07/13
Posts: 1,908
Re: i owe 350,000 dollars on default student loans [Re: XUL]
    #19216866 - 12/02/13 11:44 AM (10 years, 2 months ago)

:lolsy:

^honesty,
with the gubbamint we have?
thats novel, and moronic at the same time.
guranteed recipe for life failure.

just stiff the usury bastards like anyone sensible with moxy.


--------------------
:aliendance:


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 8 months
Re: i owe 350,000 dollars on default student loans [Re: anne halonium]
    #19217264 - 12/02/13 01:21 PM (10 years, 2 months ago)

Anybody who doesn't repay the money they borrow is a scumbag.  Usury?  The interest rate is in single digits.  Get a dictionary.


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Invisibleanne halonium
jaguarette
Female

Registered: 05/07/13
Posts: 1,908
Re: i owe 350,000 dollars on default student loans [Re: zappaisgod]
    #19217427 - 12/02/13 01:59 PM (10 years, 2 months ago)

when ya get out of HS zap,
tell the adults all about student loans.

:lolsy:


--------------------
:aliendance:


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 8 months
Re: i owe 350,000 dollars on default student loans [Re: anne halonium]
    #19217453 - 12/02/13 02:07 PM (10 years, 2 months ago)

I'm 57 years old.  How many people did you beat for the money they lent you?  Will nanybody lend you money anymore?


--------------------


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Invisiblethelanzii

Registered: 11/13/12
Posts: 5,434
Re: i owe 350,000 dollars on default student loans [Re: zappaisgod]
    #19217826 - 12/02/13 03:34 PM (10 years, 2 months ago)

Quote:

zappaisgod said:
:facepalm:What percent of sales taxes do you suppose goes to education?  If you think the sales taxes you pay amount to shit then you are pretty delusional.  Most schools are paid for by, wait for it, SCHOOL taxes.




75% approximately, of Michigans sales tax goes towards public education in the grade school area.

Anyways I'm fuckin with yah cus I know you'd be pissed about this. I know sales tax isn't shit according to rich people. Isn't it crazy how rich people who complain about taxes still have enough money to live extravegantly through a recession? Why the hell do they need double their fucking money then if they can still afford to live so greatly when they're taxed to hell?




Why should you get one nickel of what I earned?



because you use social services just as everyone else does


No I don't



Thats impossible.  A road is a social service


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OfflineHappyHooligan
Tree hugger


Registered: 11/06/13
Posts: 483
Loc: America Flag
Last seen: 6 years, 10 months
Re: i owe 350,000 dollars on default student loans [Re: thelanzii]
    #19217852 - 12/02/13 03:41 PM (10 years, 2 months ago)

I'm a freshman in college and I already have a 5,000 loan. I plan on letting that to be my one and only loan.


--------------------
Do you trust the government?

You may be suffering from Stockholm Syndrome.
:takingnotes::takingnotes::takingnotes:    :stoned2:    :facepalm3:


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OfflinePDU
travel kid vs.amerika
 User Gallery


Registered: 12/03/02
Posts: 10,675
Loc: beautiful BC
Last seen: 8 years, 5 months
Re: i owe 350,000 dollars on default student loans [Re: HappyHooligan]
    #19217874 - 12/02/13 03:47 PM (10 years, 2 months ago)

How are you going to pay for your schooling/life expenses?

Not being antagonistic, I am genuinely interested. I will be in university next year and am wondering how I'll manage my life expenses.


--------------------
GO OUTSIDE.


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Offlinepsyconaught
Chemical Connoisseur


Registered: 11/04/10
Posts: 6,100
Last seen: 7 years, 3 months
Re: i owe 350,000 dollars on default student loans [Re: PDU] * 1
    #19217899 - 12/02/13 03:53 PM (10 years, 2 months ago)

its possible to work and go to school at the same time. Just pay as you go with cash.


--------------------
Think for yourself, question authority


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OfflineDirtyTomFlint
( ಥـْـِـِـِـْಥ)
Male User Gallery


Folding@home Statistics
Registered: 11/26/13
Posts: 1,879
Loc: United Kingdom Flag
Last seen: 1 year, 2 months
Re: i owe 350,000 dollars on default student loans [Re: psyconaught]
    #19217911 - 12/02/13 03:56 PM (10 years, 2 months ago)

Student loans are scary, man. My current student debt is about 4000$, which is already too hefty for me. I hope you find a way to fix this, my friend.


--------------------




Know Your Body, Know Your Mind, Know Your Substance, Know Your Source


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OfflineHappyHooligan
Tree hugger


Registered: 11/06/13
Posts: 483
Loc: America Flag
Last seen: 6 years, 10 months
Re: i owe 350,000 dollars on default student loans [Re: psyconaught]
    #19217931 - 12/02/13 03:59 PM (10 years, 2 months ago)

Not to state the obvious, but get a job while your in college. SAVE SAVE SAVE. It's all about getting your priorities in order. College has made me kinda cheap... I almost never splurge because I have more important things I need my money for but eh, do what you gotta do.


--------------------
Do you trust the government?

You may be suffering from Stockholm Syndrome.
:takingnotes::takingnotes::takingnotes:    :stoned2:    :facepalm3:


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Invisibleanne halonium
jaguarette
Female

Registered: 05/07/13
Posts: 1,908
Re: i owe 350,000 dollars on default student loans [Re: zappaisgod]
    #19217982 - 12/02/13 04:14 PM (10 years, 2 months ago)

Quote:

zappaisgod said:
I'm 57 years old.  How many people did you beat for the money they lent you?  Will nanybody lend you money anymore?




never needed any really, scroll back,
and youll see why i needed a loan in the the first place.

your saying you dont beat the bank for sport?
quaint.


--------------------
:aliendance:


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 8 months
Re: i owe 350,000 dollars on default student loans [Re: thelanzii]
    #19218011 - 12/02/13 04:19 PM (10 years, 2 months ago)

Quote:

Nemmies said:

because you use social services just as everyone else does


No I don't



Thats impossible.  A road is a social service




A road is not a social service.  These are social services

1.  Social security
2.  Medicare
3.  Medicaid
4.  Welfare
5.  Food stamps
6.  Housing assistance
7.  Homeless shelters
8.  Child services
9.  Extended unemployment

I'm sure there are more.  Roads and bridges and the army are not.


--------------------


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 8 months
Re: i owe 350,000 dollars on default student loans [Re: anne halonium]
    #19218026 - 12/02/13 04:22 PM (10 years, 2 months ago)

Quote:

anne halonium said:
Quote:

zappaisgod said:
I'm 57 years old.  How many people did you beat for the money they lent you?  Will nanybody lend you money anymore?




never needed any really, scroll back,
and youll see why i needed a loan in the the first place.

your saying you dont beat the bank for sport?
quaint.




Of course not.  That's what scumbags do.  Do you really think that you're beating the bankers by being a deadbeat bum?  You aren't.  You are fucking depositors who get less interest and fucking legit borrowers who have to pay higher rates because of deadbeat scum.


--------------------


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Invisibleanne halonium
jaguarette
Female

Registered: 05/07/13
Posts: 1,908
Re: i owe 350,000 dollars on default student loans [Re: zappaisgod]
    #19218065 - 12/02/13 04:30 PM (10 years, 2 months ago)

your part of a circle of dogs eating each others tails,
all the while snarling over whose tail is tastier, or who hurts more.



allow me to translate,
"get yours, step outside the  dog ring."
anything else is insane.


--------------------
:aliendance:


Edited by anne halonium (12/02/13 04:34 PM)


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Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 8 months
Re: i owe 350,000 dollars on default student loans [Re: anne halonium]
    #19218101 - 12/02/13 04:35 PM (10 years, 2 months ago)

Quote:

anne halonium said:
your part of a circle of dogs eating each others tails,
all the while snarling over whose tail is tastier, or who hurts more.



get yours, step outside the ring.
anything else is insane.





Unlike you I was not born inside the ring.  If you borrow money and don't pay it back you are by definition a scumbag.


--------------------


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