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InvisibleB_BOY
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Re: Fox News: I was an Obamacarecare guineapig [Re: Prisoner#1]
    #19030580 - 10/25/13 11:31 AM (10 years, 3 months ago)

of course Obama and his cronies are lying about the numbers. Now 10 Democrats have sent a letter to Sebelius asking to please delay the enrollment.


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:tard:


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OfflinePatlal
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Re: Fox News: I was an Obamacarecare guineapig [Re: B_BOY]
    #19030600 - 10/25/13 11:35 AM (10 years, 3 months ago)

isn't enrollment on obamacare mandatory and susceptible to fines if you don't comply?


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InvisiblePrisoner#1
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Re: Fox News: I was an Obamacarecare guineapig [Re: Crystal G]
    #19030604 - 10/25/13 11:36 AM (10 years, 3 months ago)

Quote:

Crystal G said:
Quote:

Brakepad said:
Fuck Obama care its completely unconstitutional and Congress and the president are exempt from it. if there forcing obamacare on us it should be forced upon them aswell. they don't want to be included in it because Obamacare is a terrible idea




You really think that keeping healthcare so outrageously expensive and unaffordable to even many middle-class Americans is looking out for your well-being? The whole purpose of Obamacare was so nobody would have to survive without healthcare. If you read the terms of the mandate, you can see that it is designed to help people specifically like you. For instance, if you make under $50K a year, the health insurance that you purchase will be tax-deductible, essentially making your health insurance almost free.






hahahaha.... why not post that section of the mandate here for all of us to
read and then tell us how that affects those that dont have to file taxes,
dont have jobs or are too poor to pay for the fucking insurance in the
first place before it can even become a tax deduction


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InvisiblePrisoner#1
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Re: Fox News: I was an Obamacarecare guineapig [Re: Patlal]
    #19030608 - 10/25/13 11:37 AM (10 years, 3 months ago)

Quote:

Patlal said:
isn't enrollment on obamacare mandatory and susceptible to fines if you don't comply?





I'm not enrolling, I'll keep you posted on how it plays out in court


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OfflineCrystal G
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Registered: 06/05/07
Posts: 19,584
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Re: Fox News: I was an Obamacarecare guineapig [Re: Prisoner#1]
    #19030618 - 10/25/13 11:39 AM (10 years, 3 months ago)

Quote:

Prisoner#1 said:
hahahaha.... why not post that section of the mandate here for all of us to
read and then tell us how that affects those that dont have to file taxes,
dont have jobs or are too poor to pay for the fucking insurance in the
first place before it can even become a tax deduction




Dude, if you read the mandate then you would also know that those who fall below the poverty line (i.e. those that aren't on the "legal" payroll or don't have jobs) can actually get their health insurance sponsored by the government. Basically they expanded healthcare coverage to people who are poor but don't qualify for Medicare or Medicaid. Two programs which I might add, that both Democrats and Republicans are in favor of.


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OfflinePatlal
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Re: Fox News: I was an Obamacarecare guineapig [Re: Prisoner#1]
    #19030625 - 10/25/13 11:40 AM (10 years, 3 months ago)

Quote:

Prisoner#1 said:
Quote:

Patlal said:
isn't enrollment on obamacare mandatory and susceptible to fines if you don't comply?





I'm not enrolling, I'll keep you posted on how it plays out in court




So it is mandatory then.

Which brings up the question, how can the poor afford insurance if they already live paycheck to paycheck without insurance?

:hmm:

Something tells me this plan wasn't well thought out.

Just make it universal like every other country


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OfflineCrystal G
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Registered: 06/05/07
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Re: Fox News: I was an Obamacarecare guineapig [Re: Crystal G]
    #19030632 - 10/25/13 11:41 AM (10 years, 3 months ago)

Quote:

Crystal G said:
Quote:

Prisoner#1 said:
hahahaha.... why not post that section of the mandate here for all of us to
read and then tell us how that affects those that dont have to file taxes,
dont have jobs or are too poor to pay for the fucking insurance in the
first place before it can even become a tax deduction




Dude, if you read the mandate then you would also know that those who fall below the poverty line (i.e. those that aren't on the "legal" payroll or don't have jobs) can actually get their health insurance sponsored by the government. Basically they expanded healthcare coverage to people who are poor but don't qualify for Medicare or Medicaid. Two programs which I might add, that both Democrats and Republicans are in favor of.




If you think about it, it actually saves the government money to be doing this. Who do you think comps the bill when an unemployed or homeless person goes to the hospital? In most states, either the state or county does (and sometimes the federal government does). This way, they are still comping the bill, but they will be paying for insurance instead, so now it only costs them a fraction of what it would have originally.


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Offlineimachavel
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Re: Fox News: I was an Obamacarecare guineapig [Re: morrowasted]
    #19030638 - 10/25/13 11:42 AM (10 years, 3 months ago)

Quote:

morrowasted said:
I was an ObamaCare guinea pig



Quote:

I signed up. I saved. And so will millions of Americans.

Honestly, I couldn’t wait to sign up for ObamaCare — not because I talk about it on television, but because I’m tired of being ripped off by my insurance company.

I live in New York State — which for several decades has had the highest individual insurance premiums in the nation.

For the past three years, since leaving a job at a non-profit organization and then exhausting my COBRA, I have relied on the individual insurance market to get coverage for myself, my partner and our daughter.

Three years ago when I was shopping for insurance, there weren’t that many options to choose from. And the plan I ended up with is expensive and, to put it bluntly, crappy.

Currently, I pay $965 per month for family coverage that includes:

•    a whopping $7,000 deductible;

•    $36,000 out-of-pocket max per year;

•    an annual coverage limit of $2,000,000;

•    a $35 co-pay for doctor’s visits ($55 for specialists); and

•    a $15 co-pay for generic prescriptions.

All this plus the plan has very limited out-of-network coverage that, I found out the hard way, is subject to such a gauntlet of procedural hurdles that my family has spent thousands of dollars in so-far-unreimbursed out-of-network expenses.

I’m not going to tell you who my current provider is, though I’m inclined to purely out of loathing and spite. But for the record, for over a year I paid for their version of “gold” coverage that had a $3,000 deductible, only a $25 doctor’s co-pay and a $6,000 out-of-pocket max.

But that plan didn’t process any of my reimbursements either and cost a whopping $1,687 per month. That’s over $20,000 per year!

You can see why, regardless of what party I vote for, I was excited to have some more affordable options.

So I logged onto the New York State health insurance exchange website. Yeah, I had a few false starts — the website was down a lot early on either because of service glitches or overwhelming traffic.

For a few days, I couldn’t do anything at all on the website.

Then for a day or so I could “log-in” but not complete registration. And then for a day, I could answer the questions to complete my registration but not actually complete the process.

On one occasion, I got so frustrated at the stalled exchange website that I actually shook my computer.

Not pleasant.

But finally, early on the first Saturday morning following the launch of the exchange site — probably because the rest of the state (unlike my five-year-old) was still asleep -- I was able to log-in and complete my registration and check out all my options for insurance.

There were literally 50 plans that were better than my current insurance -- both with lower premiums, lower out-of-pocket costs and better coverage. And there were ten plans with a higher premium than my current insurance, but with lower deductibles.

So -- and here’s an important point -- the reason that more people haven’t signed up for coverage yet is probably that, just like me, they needed to take some time (and first, find some time!) to weigh all the options.

While the exchange site was user-friendly and explained my options in a clear and simple way, picking an insurance plan isn’t exactly like ordering a hamburger. It took a minute to find my calculator and think about the options.

Within a week, I had settled on a “gold” plan offered by Empire Blue Cross Blue Shield. The plan includes:

•    a $2,000 total deductible;

•    an out-of-pocket max of $12,500 for the year;

•    a $30 co-pay for visits to our primary care doctor;

•    a $15 co-pay for generic prescriptions;

•    NO annual coverage limit — because that’s now prohibited thanks to the Affordable Care Act; plus

•    an added bonus: the plan I selected includes child dental.

This option will cost my family $931 per month — $408 per year less than my previous crappy plan and a $5,000 savings in deductibles. A big win for me and my family financially and in terms of what’s covered.

Plus in the past, I spent several days looking for and comparing insurance options. Under ObamaCare, even with the slow and sticky website, I spent a total of four hours — to save over $5,400. That kind of return on investment would make Warren Buffett drool.

Counter to wild stories about the government taking over health care, the exchange was simply a public portal to a range of all-private insurance options. I went with a “gold” plan for lower deductible and out-of-pocket costs. And I chose Blue Cross Blue Shield because my current primary doctor is in-network.

But one of the most exciting things is the new companies providing private insurance through the exchange; I’ll be watching the reviews over the next year and might change plans when re-enrollment comes around.

As of October 20, the Associated Press reported that 476,000 Americans had filled out insurance applications through the federal and state exchanges. Not bad, considering the poor performance of the sign-up websites.

But it’s only been 20 days since the exchanges launched, and folks have 60 more days (through December 15) to sign up for coverage to take effect on January 1, 2014. And people have 60 days after that (February 15) before the individual mandate penalty kicks in.

In other words, there’s still plenty of time to fix the websites and for more Americans to enroll — and save. Meanwhile, we know that in a state like Oregon, ObamaCare has already reduced the number of uninsured individuals by 10%.  Glitches aside, that’s a great start.

We’ve suffered through four years of outlandish attacks against ObamaCare -- that it will kill our grandmothers, or at least just kill our economy. But the fact is that ObamaCare has created a private marketplace so that millions of American families like mine can get affordable, quality health insurance while keeping more of our hard-earned money.

Ideologues may not like ObamaCare, but my wallet and my family’s health sure do.




Is journalism becoming more balanced?




If it really does at least what it says it will then it will be a great benefit at least to those who use it.

I know this is ruining everyone elses healthcare plans, but as far as Im concerned I cant say any more about it until its gone into action, thousands of people have used it, and there is a more definite answer on its benefits and limits.

Not trying to argue on either side of the fence at this point. Im deciding to be undecided, but still have been as skeptical as anyone on this. It appears to have some benefits, if only without the fine print clearly defined next to it


--------------------
:kingcrankey: I did not say to edit my signature soulidarity! Now forever I will never remember what I said about understanding the secrets of the universe by paying attention to subtleties!

:facepalm: I'm never giving you the password again. Jerk


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OfflineCrystal G
I'm a teapot


Registered: 06/05/07
Posts: 19,584
Loc: outer space
Last seen: 8 months, 30 days
Re: Fox News: I was an Obamacarecare guineapig [Re: Patlal]
    #19030640 - 10/25/13 11:42 AM (10 years, 3 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
Quote:

Patlal said:
isn't enrollment on obamacare mandatory and susceptible to fines if you don't comply?





I'm not enrolling, I'll keep you posted on how it plays out in court




So it is mandatory then.

Which brings up the question, how can the poor afford insurance if they already live paycheck to paycheck without insurance?

:hmm:

Something tells me this plan wasn't well thought out.

Just make it universal like every other country




Uhm yeah. I already covered these points just now, and at the end of the page 2.


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InvisiblePrisoner#1
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Re: Fox News: I was an Obamacarecare guineapig [Re: Crystal G]
    #19030644 - 10/25/13 11:42 AM (10 years, 3 months ago)

Quote:

Crystal G said:
Quote:

Prisoner#1 said:
hahahaha.... why not post that section of the mandate here for all of us to
read and then tell us how that affects those that dont have to file taxes,
dont have jobs or are too poor to pay for the fucking insurance in the
first place before it can even become a tax deduction




Dude, if you read the mandate then you would also know that those who fall below the poverty line (i.e. those that aren't on the "legal" payroll or don't have jobs) can actually get their health insurance sponsored by the government. Basically they expanded healthcare coverage to people who are poor but don't qualify for Medicare or Medicaid. Two programs which I might add, that both Democrats and Republicans are in favor of.





I CANNOT READ WHAT YOU HAVENT POSTED AND I DONT WANT TO RELY ON HEARSAY FROM SOMEONE SO UNRELIABLE THAT THEY BELIEVE THAT IT WAS GOING TO PROVIDE FREE CONTRACEPTIVES AND ALL THAT OTHER CRAP

POST THE SECTION OF THE BILL THAT PROVES YOUR CLAIM


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OfflineMescalean
Burke is love, burke is life.


Registered: 01/18/12
Posts: 6,755
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Re: Fox News: I was an Obamacarecare guineapig [Re: Prisoner#1]
    #19030645 - 10/25/13 11:43 AM (10 years, 3 months ago)

So basically what I'm getting from this is obamacare only really benefits a fraction of the population while fucking others up the ass? I'm not enrolling. The whole chip thing sketches me out.


--------------------
FREE BURKE


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Offlineqman
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Registered: 12/06/06
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Re: Fox News: I was an Obamacarecare guineapig [Re: Patlal]
    #19030649 - 10/25/13 11:43 AM (10 years, 3 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
Quote:

Patlal said:
isn't enrollment on obamacare mandatory and susceptible to fines if you don't comply?





I'm not enrolling, I'll keep you posted on how it plays out in court




So it is mandatory then.

Which brings up the question, how can the poor afford insurance if they already live paycheck to paycheck without insurance?

:hmm:

Something tells me this plan wasn't well thought out.

Just make it universal like every other country




"Just make is universal"   

I agree 100%, but everything in the US tries to be a money making program for the capitalists, including health care.


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InvisibleLynnch
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Re: Fox News: I was an Obamacarecare guineapig [Re: Patlal]
    #19030658 - 10/25/13 11:45 AM (10 years, 3 months ago)

Quote:

Patlal said:
Something tells me this plan wasn't well thought out.

Just make it universal like every other country



Ah, but the republicunts won't let us do that either. So we have the fucked up half measure that they're whining about anyway..


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InvisiblePrisoner#1
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Re: Fox News: I was an Obamacarecare guineapig [Re: Patlal]
    #19030662 - 10/25/13 11:46 AM (10 years, 3 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
Quote:

Patlal said:
isn't enrollment on obamacare mandatory and susceptible to fines if you don't comply?





I'm not enrolling, I'll keep you posted on how it plays out in court




So it is mandatory then.




didnt the lord obama himself say I could keep my insurance?

then it's not mandatory




Quote:

Something tells me this plan wasn't well thought out


.


herpa de derpity derpderp


what have conservatives been saying since obama started bumping his gums
about this shit, the bill kept growing with more people adding bullshit
provisions until the bill swelled to 2000 pages and all the while not even
the politicians were reading the shit... of course it wasnt well thought out


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Offlineimachavel
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Re: Fox News: I was an Obamacarecare guineapig [Re: Crystal G]
    #19030667 - 10/25/13 11:47 AM (10 years, 3 months ago)

Quote:

Crystal G said:
Quote:

Crystal G said:
Quote:

Prisoner#1 said:
hahahaha.... why not post that section of the mandate here for all of us to
read and then tell us how that affects those that dont have to file taxes,
dont have jobs or are too poor to pay for the fucking insurance in the
first place before it can even become a tax deduction




Dude, if you read the mandate then you would also know that those who fall below the poverty line (i.e. those that aren't on the "legal" payroll or don't have jobs) can actually get their health insurance sponsored by the government. Basically they expanded healthcare coverage to people who are poor but don't qualify for Medicare or Medicaid. Two programs which I might add, that both Democrats and Republicans are in favor of.




If you think about it, it actually saves the government money to be doing this. Who do you think comps the bill when an unemployed or homeless person goes to the hospital? In most states, either the state or county does (and sometimes the federal government does). This way, they are still comping the bill, but they will be paying for insurance instead, so now it only costs them a fraction of what it would have originally.




The tax payer comps the bill every time. I could care less how much money the government saves, they exist to serve the public


--------------------
:kingcrankey: I did not say to edit my signature soulidarity! Now forever I will never remember what I said about understanding the secrets of the universe by paying attention to subtleties!

:facepalm: I'm never giving you the password again. Jerk


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InvisiblePrisoner#1
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Re: Fox News: I was an Obamacarecare guineapig [Re: Mescalean]
    #19030668 - 10/25/13 11:47 AM (10 years, 3 months ago)

Quote:

Mescalean said:
So basically what I'm getting from this is obamacare only really benefits a fraction of the population while fucking others up the ass? I'm not enrolling. The whole chip thing sketches me out.





what chip thing?


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InvisibleB_BOY
Phuck Ewe
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Re: Fox News: I was an Obamacarecare guineapig [Re: Lynnch] * 1
    #19030671 - 10/25/13 11:47 AM (10 years, 3 months ago)

The bill still leaves 30 million without insurance, great program huh?

:laugh2: Just glad it will only take 7 million healthy people for it to work


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OfflineCrystal G
I'm a teapot


Registered: 06/05/07
Posts: 19,584
Loc: outer space
Last seen: 8 months, 30 days
Re: Fox News: I was an Obamacarecare guineapig [Re: Prisoner#1]
    #19030681 - 10/25/13 11:49 AM (10 years, 3 months ago)

Quote:

Prisoner#1 said:
Quote:

Crystal G said:
Quote:

Prisoner#1 said:
hahahaha.... why not post that section of the mandate here for all of us to
read and then tell us how that affects those that dont have to file taxes,
dont have jobs or are too poor to pay for the fucking insurance in the
first place before it can even become a tax deduction




Dude, if you read the mandate then you would also know that those who fall below the poverty line (i.e. those that aren't on the "legal" payroll or don't have jobs) can actually get their health insurance sponsored by the government. Basically they expanded healthcare coverage to people who are poor but don't qualify for Medicare or Medicaid. Two programs which I might add, that both Democrats and Republicans are in favor of.





I CANNOT READ WHAT YOU HAVENT POSTED AND I DONT WANT TO RELY ON HEARSAY FROM SOMEONE SO UNRELIABLE THAT THEY BELIEVE THAT IT WAS GOING TO PROVIDE FREE CONTRACEPTIVES AND ALL THAT OTHER CRAP

POST THE SECTION OF THE BILL THAT PROVES YOUR CLAIM





I printed it out from the healthcare website and I don't remember the exact URL, but it's under the "Affordable Care Act and You FAQ" section.

Note that I was actually incorrect about one thing, see below:

Quote:

Who is required to have medical coverage?
All US citizens and legal residents, with a few exceptions, are required to have minimum essential coverage. Exceptions include individuals:
-with religious objections
-not living in the United States
-In prison
-Not able to pay for coverage because it costs more than eight percent of their household income
-Whose household income is below 100 percent of the federal poverty level
-Who have a hardship waiver
-Who are without coverage for no more than three continuous months in a calendar year




Give me a few minutes to find the part about tax-deductions. This print-out is like 30 pages long.


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Offlineqman
Stranger

Registered: 12/06/06
Posts: 34,927
Last seen: 3 days, 9 hours
Re: Fox News: I was an Obamacarecare guineapig [Re: Lynnch]
    #19030689 - 10/25/13 11:50 AM (10 years, 3 months ago)

Quote:

Lynnch said:
Quote:

Patlal said:
Something tells me this plan wasn't well thought out.

Just make it universal like every other country



Ah, but the Republicans won't let us do that either. So we have the fucked up half measure that they're whining about anyway..




The Democrats didn't want it either, you do realize that they get even more money than Republicans from the health care industry lobbyists? 

Health care related stocks have soared higher this year, this "socialist" policy from the Democrats are getting the capitalists rich, don't fool yourself, it's always about the money.


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InvisiblePrisoner#1
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Re: Fox News: I was an Obamacarecare guineapig [Re: B_BOY]
    #19030691 - 10/25/13 11:51 AM (10 years, 3 months ago)

Quote:

B_BOY said:
The bill still leaves 30 million without insurance, great program huh?

:laugh2: Just glad it will only take 7 million healthy people for it to work





problem is more people are losing insurance coverage because of obamacare

so it went from 45 million uninsured to 60 million and soon only 7 million will have insurance


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