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OfflineMescalean
Burke is love, burke is life.


Registered: 01/18/12
Posts: 6,755
Last seen: 6 years, 11 months
Student loans...
    #18859272 - 09/18/13 05:16 PM (10 years, 5 months ago)

Okay, so I've been talking with my gf about going back to school. I do not make enough to afford classes on my own. My biggest problem with school is focusing. I need to give studies my undivided attention.

Just some basic questions.

Does anyone regret taking out student loans?

Do the loans pay for housing? My main worry is if i go to school it has to be only school. No bs minimum wage job I hate. I need to focus on assignments and studies. Plan to major in business and minor in nutrition btw


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,373
Re: Student loans... [Re: Mescalean]
    #18859297 - 09/18/13 05:19 PM (10 years, 5 months ago)

The loan sharks will gladly lend you tons of money, for pretty much anything you want.

Nowadays, I'd say that unless you have a specific career in mind, go to a community college, or not at all.


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...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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InvisibleComputerTekGuy
Teh Awesome
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Registered: 01/15/07
Posts: 1,150
Re: Student loans... [Re: badchad]
    #18859334 - 09/18/13 05:26 PM (10 years, 5 months ago)

They destroy your life, no matter how little or how much. Always work while in school, never use for living expenses.

Me and most of my friends have graduated from many different fields over 6-7 years ago, I'd most only 10% arnt in debt because they worked during school, took very advance degrees in engineering, or their parents paid for it.


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OfflineMescalean
Burke is love, burke is life.


Registered: 01/18/12
Posts: 6,755
Last seen: 6 years, 11 months
Re: Student loans... [Re: ComputerTekGuy]
    #18859355 - 09/18/13 05:30 PM (10 years, 5 months ago)

Well heres the thing my father offered to pay off the loans if i do good in school.  I still have 10 months or so to think about it all.


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InvisibleNWlight
Just look


Registered: 01/12/10
Posts: 18,686
Re: Student loans... [Re: Mescalean]
    #18859371 - 09/18/13 05:32 PM (10 years, 5 months ago)

don't get a worthless degree, be able to put drugs aside when need be, work hard.


you'll find that being careful with your money after graduation will enable you to pay back your loans easily.


just because you're suddenly making 10x what you were before doesn't mean you need to buy a house and a car and all that shit right away.

biggest mistake I've seen people making is graduating then feeling like the world owes them something for all their hard work and then they spend all their new $$ on shit they don't need


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OfflineMescalean
Burke is love, burke is life.


Registered: 01/18/12
Posts: 6,755
Last seen: 6 years, 11 months
Re: Student loans... [Re: NWlight]
    #18859413 - 09/18/13 05:41 PM (10 years, 5 months ago)

Im fine with my 3k car and a single bedroom apartment man. So that makes me feel a little better about it.


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Offlinei like cow poo
Nature Lover
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Registered: 10/20/09
Posts: 4,041
Loc: Mother Nature's Vagina
Last seen: 1 year, 4 months
Re: Student loans... [Re: Mescalean]
    #18859423 - 09/18/13 05:43 PM (10 years, 5 months ago)

I'd recommend against it. I fucking hate college and think its pretty much a scam most of the time. Loans will ruin your life. And I wouldn't count on your dad's "promised" money either.:shrug:
save money and live off the grid ftw


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Invisiblememes
Blessed


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Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: Student loans... [Re: Mescalean]
    #18859430 - 09/18/13 05:44 PM (10 years, 5 months ago)

Quote:

Mescalean said:
Do the loans pay for housing? My main worry is if i go to school it has to be only school. No bs minimum wage job I hate. I need to focus on assignments and studies. Plan to major in business and minor in nutrition btw



Work through school, or, be broke as fuck when you get out and in mountains and mountains of debt.






Work through school.  Manage your time wisely.  Be an adult about it.  Only kids with no discipline can't handle both.


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InvisibleMagicman69
All About the Benjamins
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Registered: 05/29/13
Posts: 6,876
Re: Student loans... [Re: memes]
    #18859469 - 09/18/13 05:51 PM (10 years, 5 months ago)

Student loans stay with you forever, even if you file bankruptcy. If your 100% dedicated to finishing, and working hard, then I'd say go for it. Especially if your Dad is willing to help you out.


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InvisibleNWlight
Just look


Registered: 01/12/10
Posts: 18,686
Re: Student loans... [Re: Magicman69]
    #18859483 - 09/18/13 05:52 PM (10 years, 5 months ago)

Quote:

Magicman69 said:
Student loans stay with you forever, even if you file bankruptcy. If your 100% dedicated to finishing, and working hard, then I'd say go for it. Especially if your Dad is willing to help you out.



they don't stay with you if you pay them off.

and I don't think that bankruptcy should get rid of student loans either


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InvisibleMagicman69
All About the Benjamins
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Registered: 05/29/13
Posts: 6,876
Re: Student loans... [Re: NWlight]
    #18859489 - 09/18/13 05:54 PM (10 years, 5 months ago)

I never said they should. I'm just saying he better be positive about what he wants to accomplish and not just use it as a way to not work.


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OfflineMescalean
Burke is love, burke is life.


Registered: 01/18/12
Posts: 6,755
Last seen: 6 years, 11 months
Re: Student loans... [Re: Magicman69]
    #18859533 - 09/18/13 06:03 PM (10 years, 5 months ago)

He just sold his company he built from the ground up. Pretty sure I can count on it. I just need to be certain I want to do thos first. I plan on a business major because fuck working for someone else the rest of my life. Im done with it. Drones dont make jack shit.


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InvisibleNWlight
Just look


Registered: 01/12/10
Posts: 18,686
Re: Student loans... [Re: Magicman69]
    #18859549 - 09/18/13 06:06 PM (10 years, 5 months ago)

dang usually that opinion gets a rise out of people :bored:


i'm angry about being sober :crankey:

someone disagree with me


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OfflineMescalean
Burke is love, burke is life.


Registered: 01/18/12
Posts: 6,755
Last seen: 6 years, 11 months
Re: Student loans... [Re: NWlight]
    #18859702 - 09/18/13 06:41 PM (10 years, 5 months ago)

Sobriety is going to be a big one for me at school holy fuck. Buh bye weed ):


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InvisibleChowder963
954-867-5309
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Registered: 01/31/10
Posts: 4,768
Re: Student loans... [Re: Mescalean]
    #18859736 - 09/18/13 06:48 PM (10 years, 5 months ago)

A business degree is the most generic degree, you won't be assured anything. Also, with a 4 year business degree, you most likely will be one of the "drones" you speak of.


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Invisiblememes
Blessed


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Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: Student loans... [Re: Chowder963]
    #18859792 - 09/18/13 06:59 PM (10 years, 5 months ago)

Quote:

Chowder963 said:
A business degree is the most generic degree, you won't be assured anything. Also, with a 4 year business degree, you most likely will be one of the "drones" you speak of.



Hi.

Drone here.

Its not so bad.  It pays for the rest of my life.


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Offlinedruqs
ALKALOIDOHOLIC
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Registered: 09/11/06
Posts: 8,862
Last seen: 5 months, 2 hours
Re: Student loans... [Re: memes]
    #18859805 - 09/18/13 07:02 PM (10 years, 5 months ago)

just got 2 grand, time to make some smart investmenst!


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Offlinei like cow poo
Nature Lover
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Registered: 10/20/09
Posts: 4,041
Loc: Mother Nature's Vagina
Last seen: 1 year, 4 months
Re: Student loans... [Re: memes]
    #18859806 - 09/18/13 07:02 PM (10 years, 5 months ago)

Meh or you could be a classy hippy that smokes weed all day out in the countryside. The type that pisses off horrid assholes such as zappaisgod:manofapproval:


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InvisibleChowder963
954-867-5309
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Registered: 01/31/10
Posts: 4,768
Re: Student loans... [Re: memes]
    #18859833 - 09/18/13 07:08 PM (10 years, 5 months ago)

I wasn't saying its a bad thing, he was, I was just pointing out to him that getting a business degree isn't going to stop him from being one.


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Invisiblememes
Blessed


Folding@home Statistics
Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: Student loans... [Re: Chowder963]
    #18859837 - 09/18/13 07:10 PM (10 years, 5 months ago)

Quote:

Chowder963 said:
I wasn't saying its a bad thing, he was, I was just pointing out to him that getting a business degree isn't going to stop him from being one.



I don't remember implying you said anything was bad?



i was just telling everyone that i'm a drone, and dont mind it.




i know it's the internet, so you assume i'm attacking you.  not the case


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