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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,812
Loc: Ottawa Flag
Last seen: 12 hours, 56 minutes
76% of Americans live paycheck to paycheck
    #18826967 - 09/11/13 08:52 AM (10 years, 5 months ago)

You can truly say that the rich are holding the poor by the balls. 3/4 of the nations would be in serious trouble if an unexpected expense were to happen or if they lost their job. 50% have less than a three months cushion and 27% have no savings at all.

Basically, the US can't afford another hiccup because odds are it will be fatal. The thing is, we all know there's gonna be a hiccup soon. It's inevitable. So, what should the US do?

- Raise the minimum salary?
- Lower taxes?
- Government handouts?
- Tax the rich and give to the poor?
- Do nothing and see what happens?

How many banks would go into bankruptcy if suddenly 50% of their customers defaulted on their mortgage and loans? How many credit card companies would stay afloat in nobody can afford to pay their balance in full at the end of the month?

Surely families can find way to stretch their paychecks, there must be a way that they can limit their expenses right? It's getting to the point where it's eat little, work long hours, do nothing and then sleep. Repeat until you die. Basically slavery.

Anyways, it isn't really better elsewhere either. I just wanted to remind you of the fucked up world our parents left for us to live in.


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InvisibleEverlong
King of the Neckbeards
Male

Registered: 03/24/08
Posts: 9,087
Loc: Poconos Flag
Re: 76% of Americans live paycheck to paycheck [Re: Patlal]
    #18826971 - 09/11/13 08:53 AM (10 years, 5 months ago)

Quote:

Patlal said:
76% of Americans live paycheck to paycheck



:guiltyascharged:


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InvisibleGilgamesh18
Herbivore Man

Registered: 03/01/12
Posts: 11,671
Re: 76% of Americans live paycheck to paycheck [Re: Patlal]
    #18826977 - 09/11/13 08:55 AM (10 years, 5 months ago)

Quote:

Patlal said:
You can truly say that the rich are holding the poor by the balls. 3/4 of the nations would be in serious trouble if an unexpected expense were to happen or if they lost their job. 50% have less than a three months cushion and 27% have no savings at all.

Basically, the US can't afford another hiccup because odds are it will be fatal. THe thing is, we all know there's gonna be a hiccup soon. It's inevitable. So, what should the US do?

- Raise the minimum salary?
- Lower taxes?
- Government handouts?
- Tax the rich and give to the poor?
- Do nothing and see what happens?

How many banks would go into bankruptcy if suddenly 50% of their customers default on their mortgage and loans? How many credit card companies will stay afloat in nobody can afford to pay their balance in full at the end of the month?

Surely families can find way to stretch their paychecks, there must be a way that they can limit expenses right? It's getting to the point where it's eat little, work long hours, do nothing and then sleep. Repeat until you die. Basically slavery.

Anyways, it isn't really better elsewhere either. I just wanted to remind you of the fucked up world our parents left for us to live in.



The reason most people live paycheck to paycheck is usually unecessary luxueries or kids. Most of the average working mans problems start with having kids to early.


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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,812
Loc: Ottawa Flag
Last seen: 12 hours, 56 minutes
Re: 76% of Americans live paycheck to paycheck [Re: Gilgamesh18] * 1
    #18826983 - 09/11/13 08:59 AM (10 years, 5 months ago)

Quote:

Gilgamesh18 said:
Quote:

Patlal said:
You can truly say that the rich are holding the poor by the balls. 3/4 of the nations would be in serious trouble if an unexpected expense were to happen or if they lost their job. 50% have less than a three months cushion and 27% have no savings at all.

Basically, the US can't afford another hiccup because odds are it will be fatal. THe thing is, we all know there's gonna be a hiccup soon. It's inevitable. So, what should the US do?

- Raise the minimum salary?
- Lower taxes?
- Government handouts?
- Tax the rich and give to the poor?
- Do nothing and see what happens?

How many banks would go into bankruptcy if suddenly 50% of their customers default on their mortgage and loans? How many credit card companies will stay afloat in nobody can afford to pay their balance in full at the end of the month?

Surely families can find way to stretch their paychecks, there must be a way that they can limit expenses right? It's getting to the point where it's eat little, work long hours, do nothing and then sleep. Repeat until you die. Basically slavery.

Anyways, it isn't really better elsewhere either. I just wanted to remind you of the fucked up world our parents left for us to live in.



The reason most people live paycheck to paycheck is usually unecessary luxueries or kids. Most of the average working mans problems start with having kids to early.




The thing is, if they have kids at an older age, the new generation won't be in the workforce before their parents retire. That would create a generational gap.

Then again, it would remove the babyboomers from the picture and leave a bunch of job openings on the market. The population would be stagnant for awhile but that wouldn't really be a problem right?

I like the way you think Patlal


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Invisiblememes
Blessed


Folding@home Statistics
Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: 76% of Americans live paycheck to paycheck [Re: Patlal]
    #18827000 - 09/11/13 09:05 AM (10 years, 5 months ago)

Legalize all of the undocumented workers - that'll help the income tax base, and the dependency ratio.

Taxing the rich does nothing to help the poor, it only makes the poor less self-reliant.

Americans live paycheck-to-paycheck because of the unnecessary luxuries, as Gilg pointed out.  If i only paid rent and ate food, I'd have lots of cash.  But i pay rent, eat food, eat out, go to concerts, go to happy hours, binge drink, go on vacations, and attend tons of music festivals.


So, i live paycheck to paycheck.


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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,812
Loc: Ottawa Flag
Last seen: 12 hours, 56 minutes
Re: 76% of Americans live paycheck to paycheck [Re: memes]
    #18827011 - 09/11/13 09:09 AM (10 years, 5 months ago)

Quote:

memes said:
Legalize all of the undocumented workers - that'll help the income tax base, and the dependency ratio.

Taxing the rich does nothing to help the poor, it only makes the poor less self-reliant.

Americans live paycheck-to-paycheck because of the unnecessary luxuries, as Gilg pointed out.  If i only paid rent and ate food, I'd have lots of cash.  But i pay rent, eat food, eat out, go to concerts, go to happy hours, binge drink, go on vacations, and attend tons of music festivals.


So, i live paycheck to paycheck.




What's the point of life if you can't have some fun once in a while?


--------------------


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InvisibleVivaLaMushie
RIP LS :(
Female User Gallery


Registered: 07/23/12
Posts: 15,711
Loc: Switzerland Flag
Re: 76% of Americans live paycheck to paycheck [Re: Patlal]
    #18827022 - 09/11/13 09:13 AM (10 years, 5 months ago)

Id have more money if I didn't have to have exactly what I want at the grocery store.

Oh and Ebay. I'm addicted.


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Invisiblepsi
TOAST N' JAM
Male User Gallery

Registered: 09/05/99
Posts: 31,467
Loc: 613 Flag
Re: 76% of Americans live paycheck to paycheck [Re: Patlal] * 1
    #18827025 - 09/11/13 09:14 AM (10 years, 5 months ago)

Plus a good chunk of the economy relies on that kind of luxury spending.


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InvisibleSophistic Radiance
Free sVs!
Female

Registered: 07/11/06
Posts: 43,135
Loc: Center of the Universe
Re: 76% of Americans live paycheck to paycheck [Re: Patlal] * 1
    #18827039 - 09/11/13 09:19 AM (10 years, 5 months ago)

Quote:

Patlal said:
Quote:

memes said:
Legalize all of the undocumented workers - that'll help the income tax base, and the dependency ratio.

Taxing the rich does nothing to help the poor, it only makes the poor less self-reliant.

Americans live paycheck-to-paycheck because of the unnecessary luxuries, as Gilg pointed out.  If i only paid rent and ate food, I'd have lots of cash.  But i pay rent, eat food, eat out, go to concerts, go to happy hours, binge drink, go on vacations, and attend tons of music festivals.


So, i live paycheck to paycheck.




What's the point of life if you can't have some fun once in a while?




At their pittance wages, undocumented workers would soak up more income tax than they pay. This post demonstrates Memes' ignorance of how our tax code functions.

The rich need to be taxed until this country can afford to provide basic services for all of its citizens. I'm talking basic health care and higher education; these things are not seen as luxuries in most of the developed world, and they don't reduce self-reliance, they increase it. In this country, the poor are treated like chattel and it's frankly disgusting.


--------------------
Enlil said:
You really are the worst kind of person.



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Offlineqman
Stranger

Registered: 12/06/06
Posts: 34,927
Last seen: 3 days, 9 hours
Re: 76% of Americans live paycheck to paycheck [Re: Patlal] * 1
    #18827045 - 09/11/13 09:21 AM (10 years, 5 months ago)

Quote:

Patlal said:
You can truly say that the rich are holding the poor by the balls. 3/4 of the nations would be in serious trouble if an unexpected expense were to happen or if they lost their job. 50% have less than a three months cushion and 27% have no savings at all.

Basically, the US can't afford another hiccup because odds are it will be fatal. The thing is, we all know there's gonna be a hiccup soon. It's inevitable. So, what should the US do?

- Raise the minimum salary?
- Lower taxes?
- Government handouts?
- Tax the rich and give to the poor?
- Do nothing and see what happens?

How many banks would go into bankruptcy if suddenly 50% of their customers defaulted on their mortgage and loans? How many credit card companies would stay afloat in nobody can afford to pay their balance in full at the end of the month?

Surely families can find way to stretch their paychecks, there must be a way that they can limit their expenses right? It's getting to the point where it's eat little, work long hours, do nothing and then sleep. Repeat until you die. Basically slavery.

Anyways, it isn't really better elsewhere either. I just wanted to remind you of the fucked up world our parents left for us to live in.




"How many banks would go into bankruptcy if suddenly 50% of their customers defaulted on their mortgage?"

You have to remember, most banks are already technically insolvent, it doesn't take 50% of the customers defaulting on their mortgage, more like 5-10%, most banks were/are leveraged 20 to 1.

Real wages have been dropping for over 40 years, but have really accelerated lower since 2000, globalization is the main issue killing the middle-class, I don't expect to see that change for any reason in the future.


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OfflineTmethylM
Smear in the shale
 User Gallery

Registered: 07/16/12
Posts: 16,431
Loc: Florida
Last seen: 1 year, 5 months
Re: 76% of Americans live paycheck to paycheck [Re: psi] * 2
    #18827046 - 09/11/13 09:21 AM (10 years, 5 months ago)

I won't speculate or make uneducated predictions; but whatever is going to happen, needs to happen.
I wholeheartedly believe that in order to pave a path to true success, you need to destroy some things first.

So prepare yourselves, life's going in dry.


--------------------
¯\_(ツ)_/¯


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InvisibleVivaLaMushie
RIP LS :(
Female User Gallery


Registered: 07/23/12
Posts: 15,711
Loc: Switzerland Flag
Re: 76% of Americans live paycheck to paycheck [Re: Sophistic Radiance]
    #18827047 - 09/11/13 09:22 AM (10 years, 5 months ago)

It makes me sick hearing that an actor or actress made 30+ million dollars last year or make that each year.

Ya really need that much? Lol


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InvisibleSophistic Radiance
Free sVs!
Female

Registered: 07/11/06
Posts: 43,135
Loc: Center of the Universe
Re: 76% of Americans live paycheck to paycheck [Re: VivaLaMushie]
    #18827051 - 09/11/13 09:24 AM (10 years, 5 months ago)

Quote:

VivaLaMushie said:
It makes me sick hearing that an actor or actress made 30+ million dollars last year or make that each year.

Ya really need that much? Lol




I'm sure he could get by just fine with 20 million, but oh no here comes the compassionate conservative brigade to tell me it would destroy the economy to deprive him of the reward for his hard work. :facepalm:


--------------------
Enlil said:
You really are the worst kind of person.



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Invisiblememes
Blessed


Folding@home Statistics
Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: 76% of Americans live paycheck to paycheck [Re: Sophistic Radiance] * 2
    #18827059 - 09/11/13 09:30 AM (10 years, 5 months ago)

:shrug:

San Fran musings.


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Offlineqman
Stranger

Registered: 12/06/06
Posts: 34,927
Last seen: 3 days, 9 hours
Re: 76% of Americans live paycheck to paycheck [Re: memes]
    #18827068 - 09/11/13 09:33 AM (10 years, 5 months ago)

Quote:

memes said:
Legalize all of the undocumented workers - that'll help the income tax base, and the dependency ratio.

Taxing the rich does nothing to help the poor, it only makes the poor less self-reliant.

Americans live paycheck-to-paycheck because of the unnecessary luxuries, as Gilg pointed out.  If i only paid rent and ate food, I'd have lots of cash.  But i pay rent, eat food, eat out, go to concerts, go to happy hours, binge drink, go on vacations, and attend tons of music festivals.


So, i live paycheck to paycheck.




"Legalize all of the undocumented workers- that'll help the income tax base."

So adding more unskilled workers into a already saturated labor pool is a solution? Low skilled US citizens (mostly minorities) are already suffering and don't need more competition for lower wages.

Bringing in more illegal cheap workers HURTS the tax base, guess who use the hospitals, schools, and criminal justice system?  Illegal workers and their tax base would never compensate for their true costs to society.


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InvisibleSophistic Radiance
Free sVs!
Female

Registered: 07/11/06
Posts: 43,135
Loc: Center of the Universe
Re: 76% of Americans live paycheck to paycheck [Re: memes]
    #18827071 - 09/11/13 09:34 AM (10 years, 5 months ago)

Quote:

memes said:
:shrug:

San Fran musings.




You just said the solution to the economy's problems is to tax undocumented workers.


--------------------
Enlil said:
You really are the worst kind of person.



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OfflineGreySatyr
Pagan-Psyche
Male

Registered: 06/20/13
Posts: 3,376
Loc: North Carolina
Last seen: 9 years, 9 months
Re: 76% of Americans live paycheck to paycheck [Re: Sophistic Radiance]
    #18827074 - 09/11/13 09:35 AM (10 years, 5 months ago)

How is that possible if 25% are unemployed? These damn statements just aren't reliable.


--------------------
...also, go to hell, huh?


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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,812
Loc: Ottawa Flag
Last seen: 12 hours, 56 minutes
Re: 76% of Americans live paycheck to paycheck [Re: GreySatyr]
    #18827078 - 09/11/13 09:36 AM (10 years, 5 months ago)

Quote:

GreyMorph said:
How is that possible if 25% are unemployed? These damn statements just aren't reliable.




76% of the workforce***


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InvisibleSophistic Radiance
Free sVs!
Female

Registered: 07/11/06
Posts: 43,135
Loc: Center of the Universe
Re: 76% of Americans live paycheck to paycheck [Re: qman]
    #18827091 - 09/11/13 09:45 AM (10 years, 5 months ago)

I actually have a better idea-- tax the employers of undocumented workers for exactly the sum of money they save on paychecks by hiring undocumented workers.


--------------------
Enlil said:
You really are the worst kind of person.



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InvisibleGilgamesh18
Herbivore Man

Registered: 03/01/12
Posts: 11,671
Re: 76% of Americans live paycheck to paycheck [Re: Patlal]
    #18827093 - 09/11/13 09:46 AM (10 years, 5 months ago)

Quote:

Patlal said:
Quote:

memes said:
Legalize all of the undocumented workers - that'll help the income tax base, and the dependency ratio.

Taxing the rich does nothing to help the poor, it only makes the poor less self-reliant.

Americans live paycheck-to-paycheck because of the unnecessary luxuries, as Gilg pointed out.  If i only paid rent and ate food, I'd have lots of cash.  But i pay rent, eat food, eat out, go to concerts, go to happy hours, binge drink, go on vacations, and attend tons of music festivals.


So, i live paycheck to paycheck.




What's the point of life if you can't have some fun once in a while?



There is nothing wrong with having fun its just finding a way to do it in which you don't spend as much money. Alot of my friends are broke all the time and whine about how they don't get paid enough. They make enough to get drunk and high everynight if they cut that out they could start saving and investing but oh noes I have to make sacrfices!


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