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Uzziel
O_o


Registered: 12/30/10
Posts: 11,689
Last seen: 4 years, 2 months
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Someone charged my credit card
#18789329 - 09/02/13 11:37 AM (10 years, 5 months ago) |
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Someone just maxed out my card.....how the fuck does the bank let this happen? I'm OBVIOUSLY not a state over and I don't ever even come close to maxing it. Some dude bought a TV and a camera and a whole bunch of other shit. Fucking asshole I'd kill him if I could.
Already called and canceled my card and got my money back but what the fuck...
Credit card fraud ever happen to you? Fucking irritating. Makes me not want to get a credit card again.
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rackem



Registered: 11/27/09
Posts: 14,024
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Re: Someone charged my credit card [Re: Uzziel]
#18789347 - 09/02/13 11:42 AM (10 years, 5 months ago) |
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credit cards are the devil man..
hasnt happened to me, but its becoming more and more frequent it is almost stupid to have one.
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luvdemboomers
loner with a boner

Registered: 01/11/13
Posts: 5,054
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Re: Someone charged my credit card [Re: rackem]
#18789359 - 09/02/13 11:47 AM (10 years, 5 months ago) |
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Yeah fuck credit cards. I'm glad I never got one.
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Uzziel
O_o


Registered: 12/30/10
Posts: 11,689
Last seen: 4 years, 2 months
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Re: Someone charged my credit card [Re: Uzziel]
#18789368 - 09/02/13 11:49 AM (10 years, 5 months ago) |
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I use it for emergencies, some months I don't even use it, others I use like $100 tops. So the fact that the bank doesn't notice this suspicious activity ALONG with the fact its not MY address and its OUT OF STATE just pisses me off that they would even ship it to him.
I canceled my card, and I am thinking its just more trouble than its worth.
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Me_Roy
Stranger
Registered: 07/30/02
Posts: 3,230
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Re: Someone charged my credit card [Re: Uzziel]
#18789374 - 09/02/13 11:52 AM (10 years, 5 months ago) |
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Quote:
Uzziel said: got my money back
So, beyond the surprise and inconvenience no big whup, right?
Check your statement every week or so and nothing too bad can happen, it would seem.
Having a credit card can help you build credit for borrowing money for a sensible investment.
The real risk is when your identity is stolen and the thief opens new credit cards in your name w/o you even knowing it. It might be too late before you even realize it's happened and the ordeal fucks up your credit for decades to come.
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ManianFH
living in perverty


Registered: 07/06/04
Posts: 14,805
Last seen: 57 minutes, 6 seconds
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Re: Someone charged my credit card [Re: Me_Roy]
#18789396 - 09/02/13 11:58 AM (10 years, 5 months ago) |
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credit cards are really good tools, just gotta keep an eye on them and the charges
when i was younger my wallet was stolen while i was in shithole Tempe Arizona. Fucks got my social security card, ran up my credit cards, maxed me out for everything. Identity thieves have to be some of the lowest forms of life on the planet. Ive had a wallet stolen/ransacked 3 times in my life. Now I just carry an id and credit card solo in my backpocket, havent had any issues with thieves since.
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,467
Loc: 613
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Re: Someone charged my credit card [Re: Me_Roy]
#18789416 - 09/02/13 12:04 PM (10 years, 5 months ago) |
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Quote:
Me_Roy said: The real risk is when your identity is stolen and the thief opens new credit cards in your name w/o you even knowing it. It might be too late before you even realize it's happened and the ordeal fucks up your credit for decades to come.
I've heard people say that before, but why would it work that way? Shouldn't the credit bureaus have to correct the error?
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Uzziel
O_o


Registered: 12/30/10
Posts: 11,689
Last seen: 4 years, 2 months
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Re: Someone charged my credit card [Re: ManianFH]
#18789431 - 09/02/13 12:07 PM (10 years, 5 months ago) |
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Quote:
mick said: credit cards are really good tools, just gotta keep an eye on them and the charges
when i was younger my wallet was stolen while i was in shithole Tempe Arizona. Fucks got my social security card, ran up my credit cards, maxed me out for everything. Identity thieves have to be some of the lowest forms of life on the planet. Ive had a wallet stolen/ransacked 3 times in my life. Now I just carry an id and credit card solo in my backpocket, havent had any issues with thieves since.
See but the problem is now I'm paranoid and I RARELY use my card, so its kinda dumb for me to have to keep watch over it. That should be the bank's fraud department responsibility to look out for suspicious charges and to pend them until confirmed.
I dunno... This made me take a step back and really rethink this whole credit shit.
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rackem



Registered: 11/27/09
Posts: 14,024
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Re: Someone charged my credit card [Re: Uzziel]
#18789487 - 09/02/13 12:16 PM (10 years, 5 months ago) |
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credit cards are just business man.
every business does shit to line their own pocket. so if you dont want to pay some asshats to fuck you in the long run. stop using credit.
it ultimatley is what got us in the economical bullshit in the first place.
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ManianFH
living in perverty


Registered: 07/06/04
Posts: 14,805
Last seen: 57 minutes, 6 seconds
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Re: Someone charged my credit card [Re: Uzziel]
#18789488 - 09/02/13 12:16 PM (10 years, 5 months ago) |
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well yeah if you never use your card anyways, i dunno, keep it locked up in a safe, and not stored on any sites, or just cut it up if you feel that strongly.
I use my credit card for 99% of my transactions. It builds up miles for free flights/cruises, and builds up my credit score. Seems win win. If i dont see it in my pocket at the end of the day, i call my bank and cancel the card #.
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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ManianFH
living in perverty


Registered: 07/06/04
Posts: 14,805
Last seen: 57 minutes, 6 seconds
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Re: Someone charged my credit card [Re: rackem]
#18789499 - 09/02/13 12:18 PM (10 years, 5 months ago) |
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Quote:
rackem said: every business does shit to line their own pocket. so if you dont want to pay some asshats to fuck you in the long run. stop using credit.
it ultimatley is what got us in the economical bullshit in the first place.
true to an extent. I pay my charges off ahead of time. Every paycheck, first thing i do is hit up my bank and wipe out my credit. Ive paid $4 in interest this year on my card, and that was because i got drunk in vegas and pulled out money. Ive earned about $300 worth of miles on my card by using it so much.
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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The5thElement
Smile Friends :)



Registered: 07/01/12
Posts: 4,675
Loc: Canada
Last seen: 7 years, 2 months
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Re: Someone charged my credit card [Re: ManianFH]
#18789523 - 09/02/13 12:23 PM (10 years, 5 months ago) |
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I only have a 500$ limit on my credit card, I use it to order stuff on line and thats it pretty much.
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ShiVersblood
VAmPiRES HELLA ❤



Registered: 08/18/07
Posts: 115,627
Loc: United States of America
Last seen: 4 hours, 19 minutes
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Some foreign guy called my home phone saying I owed 215 dollars I was confused as hell, I gave my sister the phone and she hung up on him.
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ManianFH
living in perverty


Registered: 07/06/04
Posts: 14,805
Last seen: 57 minutes, 6 seconds
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Re: Someone charged my credit card [Re: ShiVersblood]
#18789599 - 09/02/13 12:28 PM (10 years, 5 months ago) |
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haha problems solved
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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The5thElement
Smile Friends :)



Registered: 07/01/12
Posts: 4,675
Loc: Canada
Last seen: 7 years, 2 months
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Re: Someone charged my credit card [Re: ShiVersblood]
#18789604 - 09/02/13 12:28 PM (10 years, 5 months ago) |
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I would have told the guy to eat my ass, you don't know me sucka.
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memes
Blessed



Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
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yeah, it sucks, but whatever. you always get your money back. that is, as long as your bank isn't fucking garbage
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mr sniffles
expert textpert


Registered: 06/03/13
Posts: 1,663
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Re: Someone charged my credit card [Re: memes]
#18789691 - 09/02/13 12:40 PM (10 years, 5 months ago) |
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i can fix that for you. just me your credit card details and ill get my superiors to work on it as soon as possible
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Niffla



Registered: 06/09/08
Posts: 46,988
Loc: Texas
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Re: Someone charged my credit card [Re: Uzziel]
#18790288 - 09/02/13 02:47 PM (10 years, 5 months ago) |
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I've been through this also OP. Couple years ago while I was literally driving from Dallas to Houston a dude in Denver emptied my card. They bank returned all of my money but it took about a week.
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HAIL OUR NEW OTD KING
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SoreSpore
Registered: 03/06/12
Posts: 7,481
Loc: Halfway there...
Last seen: 9 years, 11 months
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Re: Someone charged my credit card [Re: Uzziel]
#18790310 - 09/02/13 02:50 PM (10 years, 5 months ago) |
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Is it a bank card or a credit card?
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Dawks
Jolly African Potato


Registered: 06/09/10
Posts: 4,935
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Re: Someone charged my credit card [Re: Uzziel]
#18790963 - 09/02/13 05:30 PM (10 years, 5 months ago) |
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Quote:
Uzziel said: Someone just maxed out my card.....how the fuck does the bank let this happen?
They don't? You got your money back.
This is the price you pay for convenience. If you want a background check, fingerprinting, drug test and 3 day wait everytime you pay with a CC then what's the point?
Srsly if people are illegally charging shit to your cards more often than not I think it's your fault, keep that shit private yo
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date ; unzip ; strip ; touch ; grep ; finger ; mount ; fsck ; more ; yes ; umount ; sleep
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