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OfflineShroomyJohn
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Registered: 09/13/10
Posts: 1,085
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: memes]
    #14603579 - 06/12/11 11:00 PM (12 years, 8 months ago)

Quote:

meams said:
Well ShroomeyJohn, those were some compelling arguments.

NOT.





Right back at ya buddy, you and Pris seem to be short on arguments yourself...  It is nothing but the lies that have been fed to you by Fox news, spewed over and over twisting the words ever so slightly each time.  You're not rich, get over yourself.  If pris is being hit with an audit and owes $300,000 than that means he's been making bank over those ten years.  Even still, neither of you are even touching the tip of the iceberg about the wealth.  There are 412 billionaires in the United States.  Lets start there... 1% of their wealth is not even equal to your parents, 1%. 



Once again, you have been duped into thinking that policies dealing with income tax are talking about your family.. GET OVER YOURSELF.

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OfflineFalcon91Wolvrn03
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Prisoner#1]
    #14603623 - 06/12/11 11:12 PM (12 years, 8 months ago)

Quote:

Prisoner#1 said:
you've obviously not dealt with the IRS directly, somehow they seem to have it in their heads that any money you make from the sale of stock, real estate or what ever is profit and that profit includes the initial investment, not just any gains. I'm having to refile 10 years of taxes because they believe I owe them $300k in profits from stock sales



That is incorrect.  Taxable income does NOT include the basis, which is your initial investment.  One of two things is happening here.  Either your "initial investment" was income that you haven't yet paid taxes on (maybe stock options, for example), or you're getting screwed by your lack of tax knowledge.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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OfflineChuangTzu
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: broken]
    #14603666 - 06/12/11 11:26 PM (12 years, 8 months ago)

Quote:

closed veil said:
i consider having interest rates increase on your mortgage by 2X unethical, even if payments are missed.




If you don't like it, don't sign up for it.  Nobody forced you to take out a mortgage with such shitty terms.

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OfflinePileusSonofGalt
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: broken]
    #14603675 - 06/12/11 11:28 PM (12 years, 8 months ago)

You consider it unethical to raise your interest rate, even though you missed a couple payments? Did you not sign a contract with the lender that stated this clearly? I believe you did, otherwise you would not have been loaned the money. It is unethical for you to agree in a binding contract to provide a payment for said product and then not hold up your end of the deal.

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OfflineFalcon91Wolvrn03
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: ChuangTzu]
    #14603690 - 06/12/11 11:33 PM (12 years, 8 months ago)

Quote:

ChuangTzu said:
Nobody forced you to take out a mortgage with such shitty terms.



The problem is, many people don't realize that missing a payment could increase their rate.  How many people here know the terms of their own home loan - will rates increase after one late payment, or is it more?  The new Consumer Protection Agency should help ensure homebuyers know all this information up front, but Republicans don't seem interested in helping the consumer, as usual.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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OfflineChuangTzu
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Falcon91Wolvrn03]
    #14603700 - 06/12/11 11:39 PM (12 years, 8 months ago)

Quote:

Falcon91Wolvrn03 said:
The problem is, many people don't realize that missing a payment could increase their rate.  How many people here know the terms of their own home loan - will rates increase after one late payment, or is it more? 




You mean they didn't read what is probably the most important contract they have ever signed?

Quote:


The new Consumer Protection Agency should help ensure homebuyers know all this information up front, but Republicans don't seem interested in helping the consumer, as usual.




Right...  :rolleyes:

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OfflinePileusSonofGalt
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Falcon91Wolvrn03] * 2
    #14603718 - 06/12/11 11:46 PM (12 years, 8 months ago)

It is not a politicians place Falcon to inform people of the consequences if they miss payments, if you do not know the terms of your home loan then you should have read it. It is not anyone's fault but your own for being stupid enough to sign a legally binding contract without having read it first. I know that many people are this stupid, but a consumer protection agency will change nothing for these people. If they are to stupid to read before signing a government agency will not be able to help them from repeating these mistakes. If you purchased a Yugo from me for $50000 site unseen and it did not have an engine, transmission, or interior in it, would that be my fault? No it would be yours for not doing your homework and taking the time to look at it first. It is so funny that you will pick out single statements from people and bash them but when asked a direct question you sidestep everytime.

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Offlinebroken
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: ChuangTzu]
    #14603784 - 06/13/11 12:11 AM (12 years, 8 months ago)

Quote:

ChuangTzu said:
Quote:

closed veil said:
i consider having interest rates increase on your mortgage by 2X unethical, even if payments are missed.




If you don't like it, don't sign up for it.  Nobody forced you to take out a mortgage with such shitty terms.




i didn't, and wouldn't.

banks fooled ppl into getting into mortgages and homes they could not afford, with fine print that allowed the banks to increase the interest rates FAR beyond what ppl could afford. this happened on a mass level in the USA and was a major cause of the recession. now these banks are foreclosing on these homes, making ppl homeless and in debt still in debt to the bank. these same banks now have money to lend again (and aren't) because our own gov't chose to bail them out, while leaving the average american to struggle on his own. do u not consider this unethical?


--------------------
:willynilly:

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OfflineShroomyJohn
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: broken]
    #14603805 - 06/13/11 12:18 AM (12 years, 8 months ago)

Of course they don't... They've proven themselves to have no ethical standards.  Anything for a dollar.

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OfflineFalcon91Wolvrn03
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: ChuangTzu]
    #14603809 - 06/13/11 12:19 AM (12 years, 8 months ago)

Quote:

ChuangTzu said:
You mean they didn't read what is probably the most important contract they have ever signed?



You've obviously never purchased a home, or you're being dishonest.  Do you know how many pages of contractual jargon are in a home loan?  If you seriously want to claim that you would read and understand everything, congratulations, you're not a very busy person.

Quote:

ChuangTzu said:
Quote:

Falcon91Wolvrn03 said:
The new Consumer Protection Agency should help ensure homebuyers know all this information up front, but Republicans don't seem interested in helping the consumer, as usual.




Right...  :rolleyes:



Are you rolling your eyes because you think simplifying contract terms wouldn't be helpful to the consumer, or because you think Republicans are behind the Consumer Protection Agency?


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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Invisiblememes
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: ShroomyJohn]
    #14603813 - 06/13/11 12:21 AM (12 years, 8 months ago)

Quote:

ShroomyJohn said:
Quote:

meams said:
Well ShroomeyJohn, those were some compelling arguments.

NOT.





Right back at ya buddy, you and Pris seem to be short on arguments yourself...  It is nothing but the lies that have been fed to you by Fox news, spewed over and over twisting the words ever so slightly each time.  You're not rich, get over yourself.  If pris is being hit with an audit and owes $300,000 than that means he's been making bank over those ten years.  Even still, neither of you are even touching the tip of the iceberg about the wealth.  There are 412 billionaires in the United States.  Lets start there... 1% of their wealth is not even equal to your parents, 1%. 



Once again, you have been duped into thinking that policies dealing with income tax are talking about your family.. GET OVER YOURSELF.



and if none of these tax laws applies to me and still i defend them, what do you make of that? 




If I sound like a talking head from Fox news, you can only imagine what you come off as

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OfflinePileusSonofGalt
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Registered: 05/19/11
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Falcon91Wolvrn03] * 1
    #14603846 - 06/13/11 12:29 AM (12 years, 8 months ago)

What is it worth to you to understand a contract that involves your life for up to thirty years? Must not be very much Falcon, maybe you could ask your real estate agent or a lawyer to explain it to you in lay mens terms. Once again it is not a proper role of government to take care of these things. What do you not understand about that? What do you think its proper role is? If the feds should help you because you are to stupid to ask for help when needed or to read the contract yourself, then why is ignorance not a defense to breaking the law? By your logic it should be.

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OfflinePileusSonofGalt
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Falcon91Wolvrn03]
    #14603886 - 06/13/11 12:40 AM (12 years, 8 months ago)

Should they create an agency to inform people that if they do not make the payments on their car that it will be repossessed? I think so! We should start an agency to inform people that if they eat too much fried food they will get fat? Oh wait we already did, because I had no idea that if I ate seven double cheeseburgers and four large fries a day along with 27 fried chicken tenders I would get fat! Maybe I could get the feds to protect me from that as well. You should start taking care of yourself instead of relying on others to do so. You bitched that you got a meager 25% raise so you quit, what a great idea. Quit because you got a raise and then say they did not pay you enough and only gave you the minimum going rate. Wouldn't that be the minimum going rate plus 25%? Maybe I am wrong, I did actually read what you said and took the words literally after all.

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OfflineShroomyJohn
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: PileusSonofGalt]
    #14603908 - 06/13/11 12:46 AM (12 years, 8 months ago)

Quote:

PileusSonofGalt said:
What is it worth to you to understand a contract that involves your life for up to thirty years? Must not be very much Falcon, maybe you could ask your real estate agent or a lawyer to explain it to you in lay mens terms. Once again it is not a proper role of government to take care of these things. What do you not understand about that? What do you think its proper role is? If the feds should help you because you are to stupid to ask for help when needed or to read the contract yourself, then why is ignorance not a defense to breaking the law? By your logic it should be.





Why should I need to hire outside help to sign a contract?  Why can't the information be laid out in front of me in a way that isn't completely deceitful?

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OfflineFalcon91Wolvrn03
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: PileusSonofGalt]
    #14603957 - 06/13/11 12:57 AM (12 years, 8 months ago)

Quote:

PileusSonofGalt said:
Once again it is not a proper role of government to take care of these things. What do you not understand about that?



You're the one that doesn't understand.  The proper role of Government is decided by the voters, not by conservatives.

Quote:

PileusSonofGalt said:
If the feds should help you because you are to stupid to ask for help when needed or to read the contract yourself, then why is ignorance not a defense to breaking the law? By your logic it should be.



You believe anyone that gets conned by a con man is to blame, then I'll respectfully disagree.  The percentage of people that understand their entire mortgage contract is probably less than 10%.  Even if 50% of everyone reads the entire conract, I think it's ingnorant to say the other 50% are "stupid".

Quote:

PileusSonofGalt said:
Should they create an agency to inform people that if they do not make the payments on their car that it will be repossessed? I think so!



I know you're trying to be sarcastic, but you're just being dumb.  No, they shouldn't create an agency to state just the obvious.

Quote:

PileusSonofGalt said:
Why should I need to hire outside help to sign a contract?  Why can't the information be laid out in front of me in a way that isn't completely deceitful?



:winner:


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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OfflineFalcon91Wolvrn03
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: PileusSonofGalt]
    #14603989 - 06/13/11 01:06 AM (12 years, 8 months ago)

Quote:

PileusSonofGalt said:
You bitched that you got a meager 25% raise so you quit, what a great idea. Quit because you got a raise and then say they did not pay you enough and only gave you the minimum going rate. Wouldn't that be the minimum going rate plus 25%? Maybe I am wrong, I did actually read what you said and took the words literally after all.



You told me if I wasn't happy with my salary I should have quit, now you're telling me it was a "great idea" (with sarcasm) for doing just that.

I got a promotion, took over my previous boss's job, and that put me at the going rate for my new position, which wasn't anywhere close to the money I had earned for the company.  I don't understand why people like you feel workers should be paid as little as possible, while only the owners should get as much as possible.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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OfflinePileusSonofGalt
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: ShroomyJohn]
    #14604009 - 06/13/11 01:14 AM (12 years, 8 months ago)

Why should they hire outside help to dumb it down for you? Are you not the one going to them for their services?

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Offlinebroken
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Falcon91Wolvrn03]
    #14604011 - 06/13/11 01:15 AM (12 years, 8 months ago)

because he's a capitalist and most likely an over privileged trustafarian. not a worker bee.

capitalism is designed to keep the poor, poor. if ppl are busy trying to survive they don't have the time/energy to question and rebel why they are so poor and struggling to survive.


--------------------
:willynilly:

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OfflineShroomyJohn
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: PileusSonofGalt]
    #14604020 - 06/13/11 01:17 AM (12 years, 8 months ago)

They hire outside help to make it as complicated as possible... You simply don't make sense dude.  There is nothing you are saying that makes any sense.

Just goes to show, anything for a dollar on the tab of the poor, uneducated, sick, or gullible.  Some way of life.

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OfflinePileusSonofGalt
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Re: Why do so many people think stealing more from the "rich" is ok? [Re: Falcon91Wolvrn03]
    #14604021 - 06/13/11 01:17 AM (12 years, 8 months ago)

I said if you were unhappy to quit yes, and you should have. But if they paid you and everyone else what hey thought they were worth they would be broke and none of you would have made anything. You cannot have your cake and eat it too. So are you going to answer my question about what the proper role of government is?

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