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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,818
Loc: Ottawa Flag
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Re: A friend just told me about this brilliant idea he had [Re: Chespirito]
    #14322831 - 04/20/11 12:30 PM (12 years, 10 months ago)

Quote:

Chespirito said:
Be careful, I have no doubt that's illegal




yeah seriously.

It would seem that some dude in the credit card company would of thought of that loophole.

Then again, if you only do it occasionally, i'm pretty sure nobody would notice. Dont do it everyday though, somebody somewhere is gonna wake up and realise wha you are doing


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OfflineWakeboardrB
Pepe Silvia
Male


Registered: 05/18/03
Posts: 13,678
Last seen: 11 years, 8 months
Re: A friend just told me about this brilliant idea he had [Re: Patlal]
    #14322861 - 04/20/11 12:38 PM (12 years, 10 months ago)

My dad uses his business card to order stuff for his customers. Racks up thousands of points a week. He then pays off the balance almost instantly so there's little to no interest and he racks up TONS of points every year.

Enough for him to get free 2-3 day hotel stays at the beach pretty much every month.


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Same thing happened to me when I played Neil Armstrong in Moonshot. They found me in an alley in Burbank trying to re-enter the earth's atmosphere in an old refrigerator box.

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InvisibleAsante
Mage
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Registered: 02/06/02
Posts: 87,085
Re: A friend just told me about this brilliant idea he had [Re: WakeboardrB]
    #14322923 - 04/20/11 12:55 PM (12 years, 10 months ago)

Is that your dad in your sig? That would explain things :lol:


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Omnicyclion.org
higher knowledge starts here

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OfflineIdiot
I Am Moron!
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Registered: 11/27/05
Posts: 6,554
Loc: 41.90231, 12.45390 Flag
Last seen: 1 month, 9 days
Re: A friend just told me about this brilliant idea he had [Re: Asante]
    #14323379 - 04/20/11 02:43 PM (12 years, 10 months ago)

back when interest was pretty good, it used to be worth while to screw over loans.

take out loan from bank and deposit in bank b
then take out loan from bank b and deposit in bank a
time
then pay off both banks from loan money and keep interest

..or something like that
but now not only do banks watch that shit but interest rates sucks


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Customize your Shroomery experience!
Do not argue with an idiot. He will drag you down to his level and beat you with experience.

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OfflineWunderlandSpice
Legal High-5


Registered: 06/01/10
Posts: 328
Loc: USA Flag
Last seen: 12 years, 6 months
Re: A friend just told me about this brilliant idea he had [Re: Chespirito]
    #14324098 - 04/20/11 05:23 PM (12 years, 10 months ago)

Quote:

Chespirito said:
Be careful, I have no doubt that's illegal




source? The only thing I can think of making it not feasable is WTF is the governemnt taking credit cards to pay for physical currency.  In theory if that is happening they are are in more in the coohoots with banks than we want to know. (Which we already know WAY to much)

Edited by WunderlandSpice (04/20/11 05:28 PM)

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InvisibleThe Whale

Registered: 11/01/10
Posts: 2,384
Loc: Flag
Re: A friend just told me about this brilliant idea he had [Re: WunderlandSpice]
    #14324145 - 04/20/11 05:37 PM (12 years, 10 months ago)

"The immediate bank deposit of $1 coins ordered through this Program does not result in their introduction into circulation and, therefore, does not comply with the intended purpose of the program."

http://www.usmint.gov/mint_programs/$1coin/?action=directShip


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OfflineWunderlandSpice
Legal High-5


Registered: 06/01/10
Posts: 328
Loc: USA Flag
Last seen: 12 years, 6 months
Re: A friend just told me about this brilliant idea he had [Re: The Whale]
    #14324170 - 04/20/11 05:43 PM (12 years, 10 months ago)

"The $1 coins, wrapped in rolls of 25, are available in quantities of $250 per box.

There is a 4-box $1 coin limit for every 10-day period on any and all $1 coin orders. Beyond that your credit card will not be authorized. If you need quantities greater than this, please send an e-mail before placing your order to directship@usmint.treas.gov to explain why your order should be exempted from the limit."

So you can max your credit card to $1000 every 10 days with the US mint, buy merchandise with the $1 coints as they are now circulated currency...return the merchandise and get dollar bills back and pay off the cc?  Wowzers


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$15+ in Freebies with every single order!  Plus use the coupon code, 'Mush10' for 10% off your entire order at our Wunderland Herbal Store  We sell herbal blends infused with JWH-250 and JWH-122.

Edited by WunderlandSpice (04/20/11 05:43 PM)

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InvisibleThe Whale

Registered: 11/01/10
Posts: 2,384
Loc: Flag
Re: A friend just told me about this brilliant idea he had [Re: WunderlandSpice]
    #14324204 - 04/20/11 05:50 PM (12 years, 10 months ago)

I'm sure you can just take the coins right back to the bank and say they were a gift to a business but they changed their mind.

Money is money, and the program "intends" for it to be a certain way - but it doesn't indicate the illegality of not re-introducing it.


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InvisibleShockValue
Because, ShockValue.

Registered: 11/18/08
Posts: 5,097
Loc: Tipping at windmills.
Re: A friend just told me about this brilliant idea he had [Re: The Whale]
    #14324283 - 04/20/11 06:08 PM (12 years, 10 months ago)

I built most of this on a a credit card:


Paid off credit card with construction loan.

Then my wife and I flew to Italy for a 2 week vacation on air miles.


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  • When we built temples to view the stars, we knew about all 2000 of them.

Edited by ShockValue (04/20/11 06:09 PM)

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InvisibleSenor_Doobie
Snake Pit Champion
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Registered: 08/11/99
Posts: 22,678
Loc: Trump Train
Re: A friend just told me about this brilliant idea he had [Re: frith]
    #14324342 - 04/20/11 06:20 PM (12 years, 10 months ago)

The only potential victim I can see here is the taxpayer.  I assume the treasury has to pay a processing fee for accepting credit card payments and the money to pay that fee has to come from somewhere.  Last I heard that fee is something around 3 percent for Visa and higher for AMEX.


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"America: Fuck yeah!" -- Alexthegreat

“Nothing can now be believed which is seen in a newspaper. Truth itself becomes suspicious by being put into that polluted vehicle. The real extent of this state of misinformation is known only to those who are in situations to confront facts within their knowledge with the lies of the day.”  -- Thomas Jefferson

The greatest sin of mankind is ignorance.

The press takes [Trump] literally, but not seriously; his supporters take him seriously, but not literally. --Salena Zeto (9/23/16)

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Invisiblebadchad
Mad Scientist

Registered: 03/02/05 Happy 19th Shroomiversary!
Posts: 13,374
Re: A friend just told me about this brilliant idea he had [Re: frith]
    #14324381 - 04/20/11 06:28 PM (12 years, 10 months ago)

There is a more obvious idea here:  I have several 1% cash back cards.

I wonder if I could simply cycle through tens of thousands....I mean, I've put several 3k+ purchases on it and always gotten the 1%.  I wonder how high I could go....


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...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436

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InvisibleAsante
Mage
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Registered: 02/06/02
Posts: 87,085
Re: A friend just told me about this brilliant idea he had [Re: The Whale]
    #14324484 - 04/20/11 06:49 PM (12 years, 10 months ago)

Quote:

"The immediate bank deposit of $1 coins ordered through this Program does not result in their introduction into circulation and, therefore, does not comply with the intended purpose of the program."




I read that and my question is..

"define immediate".

But by all means dont. Shops will gladly give you bills for your boxes of 250 coins because if it works in the US like it does in Holland, shops need to pay a fee to receive rolls of change.

Big turnover places would get you rid of it the quickest if thats the case, but momma/poppa stores would benefit the most.

So why not circulate them? Or put the boxes on eBay for $275 fixed price, you'll definitely have buyers.


--------------------
Omnicyclion.org
higher knowledge starts here

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OfflineDr. P. Silocybin
Would you like fries with that?
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Registered: 09/09/08
Posts: 2,620
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Re: A friend just told me about this brilliant idea he had [Re: Asante]
    #14324637 - 04/20/11 07:28 PM (12 years, 10 months ago)

who would pay $275 for a box with $250 in it?

that dosn't make sense

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Invisiblethe human abstract
malaka the werewolf
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Registered: 11/30/09
Posts: 8,817
Re: A friend just told me about this brilliant idea he had [Re: Dr. P. Silocybin]
    #14324654 - 04/20/11 07:33 PM (12 years, 10 months ago)

better than buying American coins would be to find a good source for foreign coins that fit in american vending machines..


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★★

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InvisibleThe Whale

Registered: 11/01/10
Posts: 2,384
Loc: Flag
Re: A friend just told me about this brilliant idea he had [Re: the human abstract]
    #14324738 - 04/20/11 07:52 PM (12 years, 10 months ago)

Because who needs a trans-Atlantic flight when you can buy a Coca-Cola.


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InvisibleThe Whale

Registered: 11/01/10
Posts: 2,384
Loc: Flag
Re: A friend just told me about this brilliant idea he had [Re: Dr. P. Silocybin]
    #14324743 - 04/20/11 07:55 PM (12 years, 10 months ago)

Quote:

Dr. P. Silocybin said:
who would pay $275 for a box with $250 in it?

that dosn't make sense




It does, only it's not 27,000 cents.


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InvisibleTTT
Cultivate the inside
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Registered: 08/07/06
Posts: 4,340
Re: A friend just told me about this brilliant idea he had [Re: frith]
    #14324751 - 04/20/11 07:57 PM (12 years, 10 months ago)

Quote:

frith said:
No he did it.

Hes leaving for Texas in a month and thats how hes getting there.



Why texas :facepalm:

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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
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Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: A friend just told me about this brilliant idea he had [Re: Dosile Kouki]
    #14324790 - 04/20/11 08:07 PM (12 years, 10 months ago)

Quote:

DosileFlynn said:
card a buys $10 --> card b pays $10
now , you have your purchase, card a has no debt, but card b has $10 debt.
card a pays $10 , ---> card b now pays $10
now you still have your $10, but now the debt is on card a.
repeat repeat repeat







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Invisiblebadchad
Mad Scientist

Registered: 03/02/05 Happy 19th Shroomiversary!
Posts: 13,374
Re: A friend just told me about this brilliant idea he had [Re: frith]
    #14324799 - 04/20/11 08:11 PM (12 years, 10 months ago)

You should also look into how the miles accumulate.

I recall that, at one point, I did the math and realized that "reward miles" were not all that lucrative.  If you can only buy $1000 every 10 days (as someone said earlier), you probably aren't looking at more than $400-500 a year in free flights (if that). 

I mean, free is free, but that isn't getting you very far.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436

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OfflineJeffedelic
Fucked Up On Life
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Registered: 03/06/08
Posts: 1,040
Loc: Freedomland
Last seen: 7 months, 24 days
Re: A friend just told me about this brilliant idea he had [Re: Dosile Kouki]
    #14325053 - 04/20/11 09:08 PM (12 years, 10 months ago)

Quote:

DosileFlynn said:
maybe im wrong then. i was fairly sure there was a period of 'no interest' on credit cards whereby if you pay before that date, then there is no interest to be paid on the purchase.

I've heard about it from friends as a way to gain freebies from credit cards and increase ones credit rating.



A lot of cards offer 0% APR for a year and then like a 4% transfer fee. So the idea is to move your balance to a new card before the 0% ends and only pay 4% transfer fee one time.

I'm not sure if it would be worth it to pay 4% to transfer the balance to a new card over and over for "free" miles. There may be some benefit though it would obviously depend on the specific numbers involved.

I know the coin thing is legit though. I'm not sure what the bank would do if they caught on, its not really illegal but they may try to put a stop to it if it was taken too far.


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"It's hard to stay mad, when there's so much beauty in the world." -Lester Burnham

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