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OfflinePatlal
You ask too many questions
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How much do you pay for rent/mortgage?
    #14041071 - 02/28/11 10:32 AM (12 years, 10 months ago)

Would be cool to know.

No particular reason, just comparison.

Perhaps if you gave the city too, it would help.


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OfflineMisterPink
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Registered: 06/23/08
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041085 - 02/28/11 10:35 AM (12 years, 10 months ago)

600/month. I share a 3bedroom, 1200sqft house with my girlfriend and her pets.

Location: Small town Ohio.

I just recently moved here from Toledo. Its nice to live somewhere that I don't have to worry about getting robbed.


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041102 - 02/28/11 10:38 AM (12 years, 10 months ago)

no rent or mortgage, I paid cash for what I own


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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,797
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041117 - 02/28/11 10:42 AM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
no rent or mortgage, I paid cash for what I own




Where the hell did you get so much 'cash' cash?


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041125 - 02/28/11 10:43 AM (12 years, 10 months ago)

hard work under the capitalists and banking/investing the money


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InvisibleCyclohexylamine
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Registered: 09/08/10
Posts: 14,327
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041131 - 02/28/11 10:44 AM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
no rent or mortgage, I paid cash for what I own




Where the hell did you get so much 'cash' cash?





I think pris was selling snow :smile:
:rail2:


--------------------
Yes this is tymo - I just changed my name

Have you ever had a dream that you were so sure was real? What if you were unable to awake from that dream? How would you know the difference between that dream world and the real world?


There is NOTHING better than feeling that warm dissociative fuzz creeping up your body from IM K
Something abut that anaesthetic rush... :inlove:

Qualitative Research Chemical Effects and Experiences
The Wonderful World of Methoxetamine
The 3-Meo-PCP Chapters, Part One


Edited by Cyclohexylamine (02/28/11 10:45 AM)


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Invisible4runner
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041134 - 02/28/11 10:45 AM (12 years, 10 months ago)

rent
$750 for a 2 bedroom 2 bath home, about 900sf, desent size yard, Southern Oregon.

Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program, I could own a house in the country for what I am paying in rent.

Got to get my horses home.


Edited by 4runner (02/28/11 10:50 AM)


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Invisiblebadchad
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Registered: 03/02/05
Posts: 13,372
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041156 - 02/28/11 10:49 AM (12 years, 10 months ago)

$2622/month. 

And that's with a relatively low (5%) interest rate.  However, it does include insurance and property taxes which are escrowed in.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041163 - 02/28/11 10:51 AM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
hard work under the capitalists and banking/investing the money




You really should make a thread 'Pris life story'

You always seem to have interesting stuff to say, I'm sure people would read.


--------------------


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Offlinenorm
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Re: How much do you pay for rent/mortgage? [Re: badchad]
    #14041168 - 02/28/11 10:52 AM (12 years, 10 months ago)

Ugh... I pay ~$1000 a month in Montana to live in a tiny dorm room and eat shitty dorm food.

College is kind of a rip off.


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041178 - 02/28/11 10:55 AM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
hard work under the capitalists and banking/investing the money




You really should make a thread 'Pris life story'

You always seem to have interesting stuff to say, I'm sure people would read.





I think I'll pass on that one... there's a lot I'm not allowed to say


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: 4runner]
    #14041209 - 02/28/11 11:04 AM (12 years, 10 months ago)

Quote:

anunnakian said:
Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program




a few key points to consider, the more you have to put down the lower you can
get your interest rate, a 30yr fixed rate is around 5%, if you can toss in
another $20k you can see about 3.5%, if you can swing a 15yr mortgage your
rates will be at around 4% and you can easily buy it down to 3%, while it
seems like a small sum, over the duration it adds up to a lot more than the
extra you put in

also, review the terms carefully, always swing a fixed rate mortgage,
variable rates often follow the trend in mortgages but typically when the
rate goes up it'll stay there while rates drop for new loans, some lenders
use the current rates as a baseline but the rate can often exceed rising
mortgage rates


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OfflinePatlal
You ask too many questions
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Registered: 10/09/10
Posts: 44,797
Loc: Ottawa Flag
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041217 - 02/28/11 11:05 AM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
Quote:

anunnakian said:
Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program




a few key points to consider, the more you have to put down the lower you can
get your interest rate, a 30yr fixed rate is around 5%, if you can toss in
another $20k you can see about 3.5%, if you can swing a 15yr mortgage your
rates will be at around 4% and you can easily buy it down to 3%, while it
seems like a small sum, over the duration it adds up to a lot more than the
extra you put in

also, review the terms carefully, always swing a fixed rate mortgage,
variable rates often follow the trend in mortgages but typically when the
rate goes up it'll stay there while rates drop for new loans, some lenders
use the current rates as a baseline but the rate can often exceed rising
mortgage rates




Good tip. Although, are you buying a house for you and your family, or are you planning to make rental income out of it?


--------------------


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OfflineAser
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041236 - 02/28/11 11:09 AM (12 years, 10 months ago)

I pay $290 a month. Small one bedroom with kitchen. Shared bathrooms and living area. Included utilities and wireless internet. In Idaho.


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041245 - 02/28/11 11:10 AM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
a few key points to consider...




Also consider extra crap like insurance, property taxes, PMI, and HOA fees.

On the Bank of America website, it has a great calculator because it displays multiple interest rates and borrowing amounts all at aonce (e.g.  it'll give you a large grid showing what you pay when borrowing 100, 150 and 200k at 4, 5, and 6% interest).


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041282 - 02/28/11 11:17 AM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
Quote:

anunnakian said:
Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program




a few key points to consider, the more you have to put down the lower you can
get your interest rate, a 30yr fixed rate is around 5%, if you can toss in
another $20k you can see about 3.5%, if you can swing a 15yr mortgage your
rates will be at around 4% and you can easily buy it down to 3%, while it
seems like a small sum, over the duration it adds up to a lot more than the
extra you put in

also, review the terms carefully, always swing a fixed rate mortgage,
variable rates often follow the trend in mortgages but typically when the
rate goes up it'll stay there while rates drop for new loans, some lenders
use the current rates as a baseline but the rate can often exceed rising
mortgage rates




Good tip. Although, are you buying a house for you and your family, or are you planning to make rental income out of it?





wont matter, if you're buying down the rate just one point from 6% to
5.85% that's about $150/mo your saving for a $5000 buy down, in 32 months
that $5k will have actualized, it wont matter if you'll be living there or
leasing it out, that's additional cash in your pocket, cash that could go
toward the mortgage, property taxes or repairs of the property


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: badchad]
    #14041291 - 02/28/11 11:19 AM (12 years, 10 months ago)

Quote:

badchad said:
Quote:

Prisoner#1 said:
a few key points to consider...




Also consider extra crap like insurance, property taxes, PMI, and HOA fees.





HOA fees? fuck that noise, home owners associations are lower than car salesmen and pedophile priests


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Invisible4runner
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041324 - 02/28/11 11:26 AM (12 years, 10 months ago)

Interesting info, I am pretty much ignorant of all this stuff so I am starting a bit of a learning spree. Also it is to early for that kind of talk :grin:  :coffee:

HOA fees hah! as if I am going to live even near a town let alone a city. Needs me some acreage.


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InvisibleP-O
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Re: How much do you pay for rent/mortgage? [Re: 4runner]
    #14041330 - 02/28/11 11:27 AM (12 years, 10 months ago)

mortgage 440 a month for a 2 bedroom house and couple acres of land.


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Invisiblebadchad
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Registered: 03/02/05
Posts: 13,372
Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041351 - 02/28/11 11:32 AM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
HOA fees? fuck that noise, home owners associations are lower than car salesmen and pedophile priests




Yeah, they can definitely suck at times.  If properly managed, (which is a big if) they have the potential to really benefit.  I feel a bit better knowing that the HOA may help maintain my home value, and the "community activities" can, in fact, foster social ties among a neighborhood.

That being said, I'd take a much closer look at the HOA before I signed on with another one.  IMO they are more necessary the more populated an area is.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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Invisibleifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: badchad]
    #14041374 - 02/28/11 11:41 AM (12 years, 10 months ago)

Don't currently pay anything for rent.

But the cheapest places in the area for a 2bd apartment are $1,400+/month.
So I'm looking at a (minimum) monthly payment of $700/month.

These are the "safest" cities in the United States.
Which is nice. I guess.


--------------------


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: badchad]
    #14041415 - 02/28/11 11:51 AM (12 years, 10 months ago)

HOAs from what I've seen are no more than tools doing the city/county job on
zoning compliance and micro managing the residents  of a subdivision, for
instance a few HOAs I know of state that if you erect a fence it has to be a
picket fence of a certain styles, you have t have a specific model of mail
box, if they dont like the way you've landscaped they're on your ass with
penalties, your front door has to match the color of all the others, you have
to have the fake plastic shutters, you cant paint your trim any color other
than antique gloss white

some go even further, dictating how your vehicle can look or whether it has
bumper stickers or not... I bought my first home in a place with a HOA, I
never signed any paperwork with them nor did one of my neighbors, when
they started complaining about an old 71 ford truck I had I moved several
more beaters in, they sent the county out to make sure I was in
compliance, all vehicles were insured and tagged in the county, the only
thing they could say was that I needed them all on concrete so I poured
more concrete and brought a few more in to fill the area that was still vacant

the concrete had a more profound effect than the old vehicles


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OfflinePatlal
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Posts: 44,797
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041433 - 02/28/11 11:54 AM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
HOAs from what I've seen are no more than tools doing the city/county job on
zoning compliance and micro managing the residents  of a subdivision, for
instance a few HOAs I know of state that if you erect a fence it has to be a
picket fence of a certain styles, you have t have a specific model of mail
box, if they dont like the way you've landscaped they're on your ass with
penalties, your front door has to match the color of all the others, you have
to have the fake plastic shutters, you cant paint your trim any color other
than antique gloss white

some go even further, dictating how your vehicle can look or whether it has
bumper stickers or not... I bought my first home in a place with a HOA, I
never signed any paperwork with them nor did one of my neighbors, when
they started complaining about an old 71 ford truck I had I moved several
more beaters in, they sent the county out to make sure I was in
compliance, all vehicles were insured and tagged in the county, the only
thing they could say was that I needed them all on concrete so I poured
more concrete and brought a few more in to fill the area that was still vacant

the concrete had a more profound effect than the old vehicles




Nazis of the suburbs!


--------------------


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Invisibleifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041452 - 02/28/11 11:57 AM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
HOAs from what I've seen are no more than tools doing the city/county job on
zoning compliance and micro managing the residents  of a subdivision, for
instance a few HOAs I know of state that if you erect a fence it has to be a
picket fence of a certain styles, you have t have a specific model of mail
box, if they dont like the way you've landscaped they're on your ass with
penalties, your front door has to match the color of all the others, you have
to have the fake plastic shutters, you cant paint your trim any color other
than antique gloss white

some go even further, dictating how your vehicle can look or whether it has
bumper stickers or not... I bought my first home in a place with a HOA, I
never signed any paperwork with them nor did one of my neighbors, when
they started complaining about an old 71 ford truck I had I moved several
more beaters in, they sent the county out to make sure I was in
compliance, all vehicles were insured and tagged in the county, the only
thing they could say was that I needed them all on concrete so I poured
more concrete and brought a few more in to fill the area that was still vacant

the concrete had a more profound effect than the old vehicles




Nazis of the suburbs!




It's better than living next door to a bright pink house with old wooden roofing and.....


--------------------


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InvisibleDieCommie

Registered: 12/11/03
Posts: 29,258
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041458 - 02/28/11 11:58 AM (12 years, 10 months ago)

We pay $1000 for renting a three bedroom house in Oregon.  I think we are over paying by ~$150, but most houses around here are over priced and moving sucks, so we are staying here for a while.


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InvisiblethePatient
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Registered: 07/07/02
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041475 - 02/28/11 12:01 PM (12 years, 10 months ago)

Originally $727, but now it's $989 a month for a 4 bedroom, 2 bath house; giant kitchen, living room, family room, two car garage, 2 acres of land out in a beautiful area of country. 
I'm about to move out after living here for over 4 years because I can't stand my fucking room-mates any longer.


--------------------
T h e r e  a r e  n o  o r d i n a r y  m o m e n t s.


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041483 - 02/28/11 12:02 PM (12 years, 10 months ago)

Your description is pretty accurate from my experiences thus far.

BUT,..in the midst of all the nitpicking, they make sure that all the homes are of a certain standard.  This means that none of the residences are dilapidated shit holes.  IMO, this reduces the chance of home values dropping.

My HOA also maintains a huge community swimming pool, tennis courts, swim team, and puts on several social gatherings a year.  There are a few hundred homes, and many of the owners know one another quite well.  In this respect, it does create some community involvement.

So there are some benefits in the midst of the HOA harassment.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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InvisibleSamuel L Jackson
Bad Motherfucker
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Registered: 12/10/09
Posts: 8,393
Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041499 - 02/28/11 12:05 PM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
HOAs from what I've seen are no more than tools doing the city/county job on
zoning compliance and micro managing the residents  of a subdivision, for
instance a few HOAs I know of state that if you erect a fence it has to be a
picket fence of a certain styles, you have t have a specific model of mail
box, if they dont like the way you've landscaped they're on your ass with
penalties, your front door has to match the color of all the others, you have
to have the fake plastic shutters, you cant paint your trim any color other
than antique gloss white

some go even further, dictating how your vehicle can look or whether it has
bumper stickers or not... I bought my first home in a place with a HOA, I
never signed any paperwork with them nor did one of my neighbors, when
they started complaining about an old 71 ford truck I had I moved several
more beaters in, they sent the county out to make sure I was in
compliance, all vehicles were insured and tagged in the county, the only
thing they could say was that I needed them all on concrete so I poured
more concrete and brought a few more in to fill the area that was still vacant

the concrete had a more profound effect than the old vehicles




back when i was like 5-13 i lived in a really upscale community in virginia beach and the HOA there was fucking extreme. tripping in that neighborhood would be wild because i would feel like i was in a post card.

towards the end of when we lived there it was my job to mow the lawn (my mom and dad have been divorced for a long time and at the time my mom was still single, i was the man of the house. :lol:) and it wasnt uncommon for us to get bitched at because our lawn didnt look perfect.

we also got bitched at if anything was in our yard, or if our hose wasnt neatly coiled, or any other stupid bullshit they could think of.

they had a 'yard of the month' sign that you won if your yard was voted the best looking. it was a really extreme competition and people took it way too seriously. at one point my brother was being paid to house sit for someone while they were on vacation; so the day before the people came back he stole the 'yard of the month' sign from the winners yard and put it in the yard of the peoples house he was watching

:lmafo: :lolsy:

the HOA got soooooooo angry at us and we were banned from ever winning the contest. and from then on they gave us mad shit all the time. which sucked, because when my brother moved out it all came down on me since my mom was at work 90% of the time and i was the only one at home aside from my sisters. so i was the person who had to mow the lawn, which being a 13 year old kid with better shit to do i always seemed to 'forget'.


--------------------



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Offlinenicechrisman
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Re: How much do you pay for rent/mortgage? [Re: Samuel L Jackson]
    #14041590 - 02/28/11 12:18 PM (12 years, 10 months ago)

My housemate and I share a cool old 2 bedroom with basement (i dunno how many sq ft) for $600 a month total, right downtown by all the restaurants and bars. I'm not sure why it's so cheap, but it is a little rundown, but:awesomenod:


--------------------
"Cosmic Love is absolutelely ruthless and highly indifferent:
it teaches its lessons whether you like/dislike them or not."

John C. Lily

 


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Invisiblejewunit
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041604 - 02/28/11 12:20 PM (12 years, 10 months ago)

$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.


--------------------
!


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OfflineReposadoXochipilli
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Re: How much do you pay for rent/mortgage? [Re: jewunit]
    #14041631 - 02/28/11 12:24 PM (12 years, 10 months ago)

2,000 for an 1800sf place, taxes and insurance included


--------------------


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OfflineDobie
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Re: How much do you pay for rent/mortgage? [Re: ReposadoXochipilli]
    #14041674 - 02/28/11 12:30 PM (12 years, 10 months ago)

The mortage here is like 1200 for 3 bedroom I think its like 1200 sq feet in sw washington


--------------------
This place is gayer than when the balls touch


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InvisiblePrisoner#1
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Posts: 193,665
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Re: How much do you pay for rent/mortgage? [Re: badchad]
    #14041681 - 02/28/11 12:32 PM (12 years, 10 months ago)

Quote:

badchad said:
My HOA also maintains a huge community swimming pool, tennis courts, swim team, and puts on several social gatherings a year.





most HOAs around here dont, the upscale neighborhoods have the amenities but
most of the neighborhoods I've worked in had nothing like that and many being
built now wont because of liability and insurance, the very reason many
community pools removed the diving boards


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InvisibleOsculateOfDemise
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041711 - 02/28/11 12:36 PM (12 years, 10 months ago)

I live in a 2 bedroom, one bathroom home with my boyfriend, a roommate, two dogs, my cat and my snake (yes, the pets are member of the family too). The rent is $700 a month, so I only pay $250.


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OfflineMaharishi_2_U
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Re: How much do you pay for rent/mortgage? [Re: OsculateOfDemise]
    #14041744 - 02/28/11 12:40 PM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
Quote:

anunnakian said:
Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program




a few key points to consider, the more you have to put down the lower you can
get your interest rate, a 30yr fixed rate is around 5%, if you can toss in
another $20k you can see about 3.5%, if you can swing a 15yr mortgage your
rates will be at around 4% and you can easily buy it down to 3%, while it
seems like a small sum, over the duration it adds up to a lot more than the
extra you put in

also, review the terms carefully, always swing a fixed rate mortgage,
variable rates often follow the trend in mortgages but typically when the
rate goes up it'll stay there while rates drop for new loans, some lenders
use the current rates as a baseline but the rate can often exceed rising
mortgage rates



Good advice, I used to b a mortgage banker...
I pay 300 per month owner financing.  I own a small fifteen acre farm in southern MO.  Great part is my landlord is an old Quaker farmer and allows me to work for the payment at twelve dollars per hour cash.  Karma shone some light on me in this deal.  I will own two homes before I am forty.  Both are OLD some may say small cabins in the Ozar


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OfflinePatlal
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Re: How much do you pay for rent/mortgage? [Re: jewunit]
    #14041749 - 02/28/11 12:41 PM (12 years, 10 months ago)

Quote:

jewunit said:
$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.




Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol

Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.

Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol


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Invisibleifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041760 - 02/28/11 12:43 PM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

jewunit said:
$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.




Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol

Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.

Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol




I'll sew you good.



BTW, I would sue the hell out of you if you did that.


--------------------


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OfflinePatlal
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
    #14041769 - 02/28/11 12:45 PM (12 years, 10 months ago)

Quote:

ifoundwaldo said:
Quote:

Patlal said:
Quote:

jewunit said:
$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.




Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol

Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.

Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol




I'll sew you good.



BTW, I would sue the hell out of you if you did that.




Can you afford all the fees that comes with it before the actual date of the trial? If so good for you.

I'll give you that 500$ fine the judge would impose on me.


--------------------


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041797 - 02/28/11 12:49 PM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

jewunit said:
$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.




Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol

Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.

Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol





well I guess you dont understand the difference between criminal and civil
penalties, they wouldnt have to sue you, they could have a warrant issued
for your arrest, also a smart landlord knows it's better to get the money
when you can with an added late fee and not have to deal with the legal
expenses when it comes to eviction

it's hard for you to collect rent when A) you're in jail and B) your house
was condemned because the tenants trashed it while you were locked up


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Invisibleifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041813 - 02/28/11 12:52 PM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

ifoundwaldo said:
Quote:

Patlal said:
Quote:

jewunit said:
$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.




Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol

Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.

Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol




I'll sew you good.



BTW, I would sue the hell out of you if you did that.




Can you afford all the fees that comes with it before the actual date of the trial? If so good for you.

I'll give you that 500$ fine the judge would impose on me.




I would also claim that all of my property was damaged. And that you owe me new stuff.
Plus lawyer fees for even stooping to such a petty level.

Not to mention that I am vindictive and a little crazy, so I'd probably throw flaming bags of shit into your apartment as a present.
But that's me. :shrug:


--------------------


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041819 - 02/28/11 12:53 PM (12 years, 10 months ago)

Quote:

Patlal said:

I'll give you that 500$ fine the judge would impose on me.




dont know about canada but in the US your action would have been burglary,
theft by taking and you'd be responsible for not only the value of their
belongings, but displacing them (civil) in addition to punitive damages and
the stress you imposed by your actions, this would have you paying legal fees
for both yourself in the criminal case as well as restitution and you'd have
to pay the legal fees of the plaintiff if you lost

your total could well exceed a year of rent


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Invisiblejewunit
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041835 - 02/28/11 12:55 PM (12 years, 10 months ago)

Yeah, no one here ever bothers evicting unless it's real bad. The larger companies will put eviction notices on doors but that's because they know it will make the tenants pay the next day. It really isn't worth taking people to court over couple thousand dollars and a lease that will be up in less than a year.

We've only been charged the late fee once. At this point I think our landlord just expects the rent on the 15th instead of the 1st-5th. He doesn't even call us until like the 17th if he hasn't gotten it in the mail yet. We always pay, just never on time.

Plus while we're not the cleanest we keep the actual house in fine enough shape, which is more than can be said of our neighbors to either side (he owns like 6 or seven houses next to each other on this block).

If you claimed all your stuff was damaged I'd ask you to prove it, which you wouldn't be able to do unless it actually was damaged. I mean if you wanna set your own property on fire that's your prerogative, just don't expect the court to make me pay for it.


--------------------
!


Edited by jewunit (02/28/11 12:57 PM)


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OfflinePatlal
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041853 - 02/28/11 12:57 PM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
Quote:

Patlal said:
Quote:

jewunit said:
$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.

We've never payed rent on time.




Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol

Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.

Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol





well I guess you dont understand the difference between criminal and civil
penalties, they wouldnt have to sue you, they could have a warrant issued
for your arrest, also a smart landlord knows it's better to get the money
when you can with an added late fee and not have to deal with the legal
expenses when it comes to eviction

it's hard for you to collect rent when A) you're in jail and B) your house
was condemned because the tenants trashed it while you were locked up




True, true...

Then again they need a contract to prove they lived in my house in the first place ; )

In time you learn how to 'feel' who is a good renter and who isnt even before they rent the place. Of course I wouldnt just throw a good tenant out because of a late payment or two.

Sometimes you need to to rent to a village idiot cause its either that or or losing a months rent. Which in that case, the contract suddenly becomes a simple hand shack. The advantage of renting to village idiots, is that they are idiots.

You gotta pick your people and your battles


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InvisibleShroomismM
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041872 - 02/28/11 12:59 PM (12 years, 10 months ago)

Getting ready to move...
We have been looking at 2 bedroom/2bath condos/townhouses
Ranges from about $1300-1600/month for most of the places we are looking at


--------------------


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Offlinenicechrisman
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Re: How much do you pay for rent/mortgage? [Re: Shroomism]
    #14041879 - 02/28/11 01:00 PM (12 years, 10 months ago)

still looking in the OC?


--------------------
"Cosmic Love is absolutelely ruthless and highly indifferent:
it teaches its lessons whether you like/dislike them or not."

John C. Lily

 


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OfflineHappy2fly
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Re: How much do you pay for rent/mortgage? [Re: ReposadoXochipilli]
    #14041881 - 02/28/11 01:00 PM (12 years, 10 months ago)

I own a 4 bedroom, 2 bath, 2000 sqft house in the suburbs with a 1/3 acre lot.  My mortgage is just under $1400, and my current roommate pays about half.  There are some apartments in my area that are being advertised for $750-$800 per month for 1 bedroom so I think I am doing alright..


--------------------
The fire has many things to teach.
But so does the human experience.. which is like fire, sometimes you just need to stoke the coals and sometimes you just need to add a log or reposition the log matrix. But a well built fire will be much more self-sustaining than a poorly built one, and they all need love to grow. And don't fuck around or your might burn yourself. Must always respect the fire. - Shroomism


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OfflinePatlal
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041883 - 02/28/11 01:01 PM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
Quote:

Patlal said:

I'll give you that 500$ fine the judge would impose on me.




dont know about canada but in the US your action would have been burglary,
theft by taking and you'd be responsible for not only the value of their
belongings, but displacing them (civil) in addition to punitive damages and
the stress you imposed by your actions, this would have you paying legal fees
for both yourself in the criminal case as well as restitution and you'd have
to pay the legal fees of the plaintiff if you lost

your total could well exceed a year of rent



Quote:

Prisoner#1 said:
Quote:

Patlal said:

I'll give you that 500$ fine the judge would impose on me.




dont know about canada but in the US your action would have been burglary,
theft by taking and you'd be responsible for not only the value of their
belongings, but displacing them (civil) in addition to punitive damages and
the stress you imposed by your actions, this would have you paying legal fees
for both yourself in the criminal case as well as restitution and you'd have
to pay the legal fees of the plaintiff if you lost

your total could well exceed a year of rent




Yes it could lead to that. But most people that realise they are bad tenants are literally waiting to get kicked out.

Most of them wont do shit. Also, strange thing ive noticed. Bad tenants fear the cops... go figure.


--------------------


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Invisibleifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: Shroomism]
    #14041903 - 02/28/11 01:04 PM (12 years, 10 months ago)

Quote:

Shroomism said:
Getting ready to move...
We have been looking at 2 bedroom/2bath condos/townhouses
Ranges from about $1300-1600/month for most of the places we are looking at




Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking?
Since I'm looking for the same probably in a lot of similar places.

You can :pm: if you want. :smile:

Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600.
Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)


--------------------


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041910 - 02/28/11 01:05 PM (12 years, 10 months ago)

Quote:

Patlal said:
Then again they need a contract to prove they lived in my house in the first place ; )





nope, neighbors can be subpoenaed to witness for the fact that they were living there

Quote:

In time you learn how to 'feel' who is a good renter and who isnt even before they rent the place. Of course I wouldnt just throw a good tenant out because of a late payment or two.




nope, that's what references and background checks are all about

Quote:

Sometimes you need to to rent to a village idiot cause its either that or or losing a months rent.




nope... that fixed interest rate helps to save a few dollars so you can
cover the mortgage in case the property sits vacant, renting to the
village idiot doesnt ensure you get your rent money, it just means you
dont care who trashes your place or who you rent to as long as there's no
vacancy, of course assuming he does pay on time there's no guarantee he's
not shitting on the carpet and kicking holes in walls for the whole year
he's there


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OfflinePatlal
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
    #14041921 - 02/28/11 01:06 PM (12 years, 10 months ago)

Quote:

ifoundwaldo said:
Quote:

Shroomism said:
Getting ready to move...
We have been looking at 2 bedroom/2bath condos/townhouses
Ranges from about $1300-1600/month for most of the places we are looking at




Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking?
Since I'm looking for the same probably in a lot of similar places.

You can :pm: if you want. :smile:

Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600.
Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)





Hows is life in california? I always wondered

I always imagined it to be a permanent vacation with nice weather and hot chicks by the beach all the time.

Or am I completely wrong and its filled with smog, crimes and unbearable heat?


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InvisiblePrisoner#1
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041925 - 02/28/11 01:06 PM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

Prisoner#1 said:
Quote:

Patlal said:

I'll give you that 500$ fine the judge would impose on me.




dont know about canada but in the US your action would have been burglary,
theft by taking and you'd be responsible for not only the value of their
belongings, but displacing them (civil) in addition to punitive damages and
the stress you imposed by your actions, this would have you paying legal fees
for both yourself in the criminal case as well as restitution and you'd have
to pay the legal fees of the plaintiff if you lost

your total could well exceed a year of rent




Yes it could lead to that. But most people that realise they are bad tenants are literally waiting to get kicked out.

Most of them wont do shit. Also, strange thing ive noticed. Bad tenants fear the cops... go figure.




so far you're wrong on all points


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Offlinenicechrisman
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041938 - 02/28/11 01:08 PM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

ifoundwaldo said:
Quote:

Shroomism said:
Getting ready to move...
We have been looking at 2 bedroom/2bath condos/townhouses
Ranges from about $1300-1600/month for most of the places we are looking at




Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking?
Since I'm looking for the same probably in a lot of similar places.

You can :pm: if you want. :smile:

Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600.
Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)





Hows is life in california? I always wondered

I always imagined it to be a permanent vacation with nice weather and hot chicks by the beach all the time.

Or am I completely wrong and its filled with smog, crimes and unbearable heat?



Kinda a mix of all of the above. Depends how much money you have /where you live. (I grew up in Cali)


--------------------
"Cosmic Love is absolutelely ruthless and highly indifferent:
it teaches its lessons whether you like/dislike them or not."

John C. Lily

 


Edited by nicechrisman (02/28/11 01:12 PM)


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InvisibleShroomismM
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041939 - 02/28/11 01:09 PM (12 years, 10 months ago)

Socal rules. Rent is expensive though as you can see.

ifoundwaldo & chris: ya looking almost exclusively in costa mesa/tustin/orange


--------------------


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Invisibleifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: Patlal]
    #14041968 - 02/28/11 01:12 PM (12 years, 10 months ago)

Quote:

Patlal said:
Quote:

ifoundwaldo said:
Quote:

Shroomism said:
Getting ready to move...
We have been looking at 2 bedroom/2bath condos/townhouses
Ranges from about $1300-1600/month for most of the places we are looking at




Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking?
Since I'm looking for the same probably in a lot of similar places.

You can :pm: if you want. :smile:

Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600.
Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)





Hows is life in california? I always wondered

I always imagined it to be a permanent vacation with nice weather and hot chicks by the beach all the time.

Or am I completely wrong and its filled with smog, crimes and unbearable heat?




Like chris said, it depends where you live really.

Coastal towns are very nice. (or one town in)

With a wetsuit, the beach is swimmable year around.
And there's almost always cute chicks at the beach.

The further inland you go, the worse the crime gets typically.
Plus most of inland Orange County has been taken over by Mexicans and Asians.
So living there, I imagine, would feel similar to living in Korea, Mexico, etc.

Smog isn't bad. Crime isn't awful, but like I said, you gotta stay in the nicer areas. :smile:

The heat is never unbearable. It's always nice.
Right now it's sunny but comfortably chilly. A nice mix.


--------------------


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OfflinePatlal
You ask too many questions
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
    #14041971 - 02/28/11 01:13 PM (12 years, 10 months ago)

Quote:

Prisoner#1 said:
Quote:

Patlal said:
Quote:

Prisoner#1 said:
Quote:

Patlal said:

I'll give you that 500$ fine the judge would impose on me.




dont know about canada but in the US your action would have been burglary,
theft by taking and you'd be responsible for not only the value of their
belongings, but displacing them (civil) in addition to punitive damages and
the stress you imposed by your actions, this would have you paying legal fees
for both yourself in the criminal case as well as restitution and you'd have
to pay the legal fees of the plaintiff if you lost

your total could well exceed a year of rent




Yes it could lead to that. But most people that realise they are bad tenants are literally waiting to get kicked out.

Most of them wont do shit. Also, strange thing ive noticed. Bad tenants fear the cops... go figure.




so far you're wrong on all points




Ok wow... If id rent to you, Id go by the book lol.

Sure its a gamble... I had to do it once. Without consequence. Cause he was a jackass and he knew it was coming.

Perhaps im wrong on all points, but the guy has to know that. If hes clueless, thats his problem.

Youre tough to argue with! Knowing every single law of the book, with all their exceptions and shit.

One day i'm sure I will say something that will leave you speechless! Until then, I'll have to study google in its entirety!


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Invisibleifoundwaldo


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Posts: 8,389
Loc: Denver, CO Flag
Re: How much do you pay for rent/mortgage? [Re: Shroomism]
    #14041988 - 02/28/11 01:16 PM (12 years, 10 months ago)

Quote:

Shroomism said:
Socal rules. Rent is expensive though as you can see.

ifoundwaldo: looking almost exclusively in costa mesa/tustin/orange




Maybe I should look a bit tougher.

My preliminary searching came up with an average of $2000 in the Tustin area.

I am leaning toward Laguna Hills / Lake Forest / Rancho Santa Margarita area, I think.
Right next to the mountains, the beach, lots of biking trails.
It is very cookie cutter suburban, but the safety is nice IMHO.


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InvisibleShroomismM
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
    #14042003 - 02/28/11 01:19 PM (12 years, 10 months ago)

tustin or orange is the furthest we want to go inland
those seem to be the nicest places with reasonable rent,
my girl refuses to even look at anaheim, santa Santana, Irvine and so on for different reasons..
I actually work in Brea but we don't want to actually live that far inland, she works in Newport
We've been looking mostly on CL and realtor sites but found a few nice places just driving around


--------------------


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Invisibleifoundwaldo


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Re: How much do you pay for rent/mortgage? [Re: Shroomism]
    #14042038 - 02/28/11 01:23 PM (12 years, 10 months ago)

Quote:

Shroomism said:
tustin or orange is the furthest we want to go inland
those seem to be the nicest places with reasonable rent,
my girl refuses to even look at anaheim, santa Santana, Irvine and so on for different reasons..
I actually work in Brea but we don't want to actually live that far inland, she works in Newport
We've been looking mostly on CL and realtor sites but found a few nice places just driving around




I think Anaheim has some really nice places as you get closer to Placentia/Yorba Linda.

Personally, Tustin and Orange are both too close to Santa Santana for my tastes.
Not that there's anything wrong with the Mexican (sub)culture, but I don't speak a fucking word of Spanish.


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Offlinenicechrisman
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
    #14042050 - 02/28/11 01:24 PM (12 years, 10 months ago)

I grew up in Santa Ana. Gotta tell ya, it was a very multicultural.


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InvisibleShroomismM
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
    #14042069 - 02/28/11 01:26 PM (12 years, 10 months ago)

I speak three or four words. We don't really want to live in Mexico..
Tustin and Orange.. in certain spots I should say. Only really been looking in Orange right around the circle..
and in Tustin mostly on the north/east side of the 55, old town area. Old town orange too I guess :lol:


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Re: How much do you pay for rent/mortgage? [Re: nicechrisman]
    #14042084 - 02/28/11 01:29 PM (12 years, 10 months ago)

Quote:

nicechrisman said:
I grew up in Santa Ana. Gotta tell ya, it was a very multicultural.




Well, it depends on the parts.

I mean, the Santa Ana Artists' Village and parts of the downtown are cool.

But, for the most part, it's gotten pretty ghetto.
I mean, there's Mexican catering trucks and Mexican dudes selling oranges/fruits every day...
You walk up to them and try to buy one-- only to realize they don't speak a lick of English...

I'm just talking of my experiences with a friend who used to live deep in Santa Ana-
Also, I ride my bike through Santa Ana on the way to work daily. :smile:


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Invisiblebryguy27007
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
    #14042110 - 02/28/11 01:33 PM (12 years, 10 months ago)

I pay 320 a month in Minnesota.


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