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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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How much do you pay for rent/mortgage?
#14041071 - 02/28/11 10:32 AM (12 years, 10 months ago) |
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Would be cool to know.
No particular reason, just comparison.
Perhaps if you gave the city too, it would help.
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MisterPink
Stranger



Registered: 06/23/08
Posts: 534
Loc: The Bean
Last seen: 10 years, 5 months
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041085 - 02/28/11 10:35 AM (12 years, 10 months ago) |
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600/month. I share a 3bedroom, 1200sqft house with my girlfriend and her pets.
Location: Small town Ohio.
I just recently moved here from Toledo. Its nice to live somewhere that I don't have to worry about getting robbed.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041102 - 02/28/11 10:38 AM (12 years, 10 months ago) |
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no rent or mortgage, I paid cash for what I own
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041117 - 02/28/11 10:42 AM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said: no rent or mortgage, I paid cash for what I own
Where the hell did you get so much 'cash' cash?
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041125 - 02/28/11 10:43 AM (12 years, 10 months ago) |
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hard work under the capitalists and banking/investing the money
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Cyclohexylamine
Turn on, Tune in, Drop out



Registered: 09/08/10
Posts: 14,327
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041131 - 02/28/11 10:44 AM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
Prisoner#1 said: no rent or mortgage, I paid cash for what I own
Where the hell did you get so much 'cash' cash?
I think pris was selling snow 
-------------------- Yes this is tymo - I just changed my name Have you ever had a dream that you were so sure was real? What if you were unable to awake from that dream? How would you know the difference between that dream world and the real world? There is NOTHING better than feeling that warm dissociative fuzz creeping up your body from IM K Something abut that anaesthetic rush... Qualitative Research Chemical Effects and Experiences The Wonderful World of Methoxetamine The 3-Meo-PCP Chapters, Part One
Edited by Cyclohexylamine (02/28/11 10:45 AM)
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4runner


Registered: 07/16/10
Posts: 15,406
Loc: State of Jefferson
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041134 - 02/28/11 10:45 AM (12 years, 10 months ago) |
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rent $750 for a 2 bedroom 2 bath home, about 900sf, desent size yard, Southern Oregon.
Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program, I could own a house in the country for what I am paying in rent.
Got to get my horses home.
Edited by 4runner (02/28/11 10:50 AM)
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041156 - 02/28/11 10:49 AM (12 years, 10 months ago) |
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$2622/month.
And that's with a relatively low (5%) interest rate. However, it does include insurance and property taxes which are escrowed in.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041163 - 02/28/11 10:51 AM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said: hard work under the capitalists and banking/investing the money
You really should make a thread 'Pris life story'
You always seem to have interesting stuff to say, I'm sure people would read.
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norm
Stranger


Registered: 06/08/10
Posts: 143
Last seen: 8 months, 4 days
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Re: How much do you pay for rent/mortgage? [Re: badchad]
#14041168 - 02/28/11 10:52 AM (12 years, 10 months ago) |
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Ugh... I pay ~$1000 a month in Montana to live in a tiny dorm room and eat shitty dorm food.
College is kind of a rip off.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041178 - 02/28/11 10:55 AM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
Prisoner#1 said: hard work under the capitalists and banking/investing the money
You really should make a thread 'Pris life story'
You always seem to have interesting stuff to say, I'm sure people would read.
I think I'll pass on that one... there's a lot I'm not allowed to say
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: 4runner]
#14041209 - 02/28/11 11:04 AM (12 years, 10 months ago) |
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Quote:
anunnakian said: Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program
a few key points to consider, the more you have to put down the lower you can get your interest rate, a 30yr fixed rate is around 5%, if you can toss in another $20k you can see about 3.5%, if you can swing a 15yr mortgage your rates will be at around 4% and you can easily buy it down to 3%, while it seems like a small sum, over the duration it adds up to a lot more than the extra you put in
also, review the terms carefully, always swing a fixed rate mortgage, variable rates often follow the trend in mortgages but typically when the rate goes up it'll stay there while rates drop for new loans, some lenders use the current rates as a baseline but the rate can often exceed rising mortgage rates
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041217 - 02/28/11 11:05 AM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said:
Quote:
anunnakian said: Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program
a few key points to consider, the more you have to put down the lower you can get your interest rate, a 30yr fixed rate is around 5%, if you can toss in another $20k you can see about 3.5%, if you can swing a 15yr mortgage your rates will be at around 4% and you can easily buy it down to 3%, while it seems like a small sum, over the duration it adds up to a lot more than the extra you put in
also, review the terms carefully, always swing a fixed rate mortgage, variable rates often follow the trend in mortgages but typically when the rate goes up it'll stay there while rates drop for new loans, some lenders use the current rates as a baseline but the rate can often exceed rising mortgage rates
Good tip. Although, are you buying a house for you and your family, or are you planning to make rental income out of it?
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Aser
("")(-.-)("")




Registered: 01/18/10
Posts: 2,814
Last seen: 7 years, 30 days
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041236 - 02/28/11 11:09 AM (12 years, 10 months ago) |
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I pay $290 a month. Small one bedroom with kitchen. Shared bathrooms and living area. Included utilities and wireless internet. In Idaho.
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041245 - 02/28/11 11:10 AM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said: a few key points to consider...
Also consider extra crap like insurance, property taxes, PMI, and HOA fees.
On the Bank of America website, it has a great calculator because it displays multiple interest rates and borrowing amounts all at aonce (e.g. it'll give you a large grid showing what you pay when borrowing 100, 150 and 200k at 4, 5, and 6% interest).
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041282 - 02/28/11 11:17 AM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
Prisoner#1 said:
Quote:
anunnakian said: Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program
a few key points to consider, the more you have to put down the lower you can get your interest rate, a 30yr fixed rate is around 5%, if you can toss in another $20k you can see about 3.5%, if you can swing a 15yr mortgage your rates will be at around 4% and you can easily buy it down to 3%, while it seems like a small sum, over the duration it adds up to a lot more than the extra you put in
also, review the terms carefully, always swing a fixed rate mortgage, variable rates often follow the trend in mortgages but typically when the rate goes up it'll stay there while rates drop for new loans, some lenders use the current rates as a baseline but the rate can often exceed rising mortgage rates
Good tip. Although, are you buying a house for you and your family, or are you planning to make rental income out of it?
wont matter, if you're buying down the rate just one point from 6% to 5.85% that's about $150/mo your saving for a $5000 buy down, in 32 months that $5k will have actualized, it wont matter if you'll be living there or leasing it out, that's additional cash in your pocket, cash that could go toward the mortgage, property taxes or repairs of the property
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: badchad]
#14041291 - 02/28/11 11:19 AM (12 years, 10 months ago) |
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Quote:
badchad said:
Quote:
Prisoner#1 said: a few key points to consider...
Also consider extra crap like insurance, property taxes, PMI, and HOA fees.
HOA fees? fuck that noise, home owners associations are lower than car salesmen and pedophile priests
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4runner


Registered: 07/16/10
Posts: 15,406
Loc: State of Jefferson
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041324 - 02/28/11 11:26 AM (12 years, 10 months ago) |
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Interesting info, I am pretty much ignorant of all this stuff so I am starting a bit of a learning spree. Also it is to early for that kind of talk 
HOA fees hah! as if I am going to live even near a town let alone a city. Needs me some acreage.
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P-O
#AnyoneButHarper



Registered: 05/13/09
Posts: 13,636
Loc:
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Re: How much do you pay for rent/mortgage? [Re: 4runner]
#14041330 - 02/28/11 11:27 AM (12 years, 10 months ago) |
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mortgage 440 a month for a 2 bedroom house and couple acres of land.
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041351 - 02/28/11 11:32 AM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said: HOA fees? fuck that noise, home owners associations are lower than car salesmen and pedophile priests
Yeah, they can definitely suck at times. If properly managed, (which is a big if) they have the potential to really benefit. I feel a bit better knowing that the HOA may help maintain my home value, and the "community activities" can, in fact, foster social ties among a neighborhood.
That being said, I'd take a much closer look at the HOA before I signed on with another one. IMO they are more necessary the more populated an area is.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: badchad]
#14041374 - 02/28/11 11:41 AM (12 years, 10 months ago) |
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Don't currently pay anything for rent.
But the cheapest places in the area for a 2bd apartment are $1,400+/month. So I'm looking at a (minimum) monthly payment of $700/month.
These are the "safest" cities in the United States. Which is nice. I guess.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: badchad]
#14041415 - 02/28/11 11:51 AM (12 years, 10 months ago) |
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HOAs from what I've seen are no more than tools doing the city/county job on zoning compliance and micro managing the residents of a subdivision, for instance a few HOAs I know of state that if you erect a fence it has to be a picket fence of a certain styles, you have t have a specific model of mail box, if they dont like the way you've landscaped they're on your ass with penalties, your front door has to match the color of all the others, you have to have the fake plastic shutters, you cant paint your trim any color other than antique gloss white
some go even further, dictating how your vehicle can look or whether it has bumper stickers or not... I bought my first home in a place with a HOA, I never signed any paperwork with them nor did one of my neighbors, when they started complaining about an old 71 ford truck I had I moved several more beaters in, they sent the county out to make sure I was in compliance, all vehicles were insured and tagged in the county, the only thing they could say was that I needed them all on concrete so I poured more concrete and brought a few more in to fill the area that was still vacant
the concrete had a more profound effect than the old vehicles
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041433 - 02/28/11 11:54 AM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said: HOAs from what I've seen are no more than tools doing the city/county job on zoning compliance and micro managing the residents of a subdivision, for instance a few HOAs I know of state that if you erect a fence it has to be a picket fence of a certain styles, you have t have a specific model of mail box, if they dont like the way you've landscaped they're on your ass with penalties, your front door has to match the color of all the others, you have to have the fake plastic shutters, you cant paint your trim any color other than antique gloss white
some go even further, dictating how your vehicle can look or whether it has bumper stickers or not... I bought my first home in a place with a HOA, I never signed any paperwork with them nor did one of my neighbors, when they started complaining about an old 71 ford truck I had I moved several more beaters in, they sent the county out to make sure I was in compliance, all vehicles were insured and tagged in the county, the only thing they could say was that I needed them all on concrete so I poured more concrete and brought a few more in to fill the area that was still vacant
the concrete had a more profound effect than the old vehicles
Nazis of the suburbs!
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041452 - 02/28/11 11:57 AM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
Prisoner#1 said: HOAs from what I've seen are no more than tools doing the city/county job on zoning compliance and micro managing the residents of a subdivision, for instance a few HOAs I know of state that if you erect a fence it has to be a picket fence of a certain styles, you have t have a specific model of mail box, if they dont like the way you've landscaped they're on your ass with penalties, your front door has to match the color of all the others, you have to have the fake plastic shutters, you cant paint your trim any color other than antique gloss white
some go even further, dictating how your vehicle can look or whether it has bumper stickers or not... I bought my first home in a place with a HOA, I never signed any paperwork with them nor did one of my neighbors, when they started complaining about an old 71 ford truck I had I moved several more beaters in, they sent the county out to make sure I was in compliance, all vehicles were insured and tagged in the county, the only thing they could say was that I needed them all on concrete so I poured more concrete and brought a few more in to fill the area that was still vacant
the concrete had a more profound effect than the old vehicles
Nazis of the suburbs!
It's better than living next door to a bright pink house with old wooden roofing and.....
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DieCommie

Registered: 12/11/03
Posts: 29,258
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041458 - 02/28/11 11:58 AM (12 years, 10 months ago) |
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We pay $1000 for renting a three bedroom house in Oregon. I think we are over paying by ~$150, but most houses around here are over priced and moving sucks, so we are staying here for a while.
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thePatient
Criminal Bodhisattva


Registered: 07/07/02
Posts: 3,289
Loc: Indiana
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041475 - 02/28/11 12:01 PM (12 years, 10 months ago) |
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Originally $727, but now it's $989 a month for a 4 bedroom, 2 bath house; giant kitchen, living room, family room, two car garage, 2 acres of land out in a beautiful area of country. I'm about to move out after living here for over 4 years because I can't stand my fucking room-mates any longer.
-------------------- T h e r e a r e n o o r d i n a r y m o m e n t s.
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041483 - 02/28/11 12:02 PM (12 years, 10 months ago) |
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Your description is pretty accurate from my experiences thus far.
BUT,..in the midst of all the nitpicking, they make sure that all the homes are of a certain standard. This means that none of the residences are dilapidated shit holes. IMO, this reduces the chance of home values dropping.
My HOA also maintains a huge community swimming pool, tennis courts, swim team, and puts on several social gatherings a year. There are a few hundred homes, and many of the owners know one another quite well. In this respect, it does create some community involvement.
So there are some benefits in the midst of the HOA harassment.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Samuel L Jackson
Bad Motherfucker


Registered: 12/10/09
Posts: 8,393
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041499 - 02/28/11 12:05 PM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said: HOAs from what I've seen are no more than tools doing the city/county job on zoning compliance and micro managing the residents of a subdivision, for instance a few HOAs I know of state that if you erect a fence it has to be a picket fence of a certain styles, you have t have a specific model of mail box, if they dont like the way you've landscaped they're on your ass with penalties, your front door has to match the color of all the others, you have to have the fake plastic shutters, you cant paint your trim any color other than antique gloss white
some go even further, dictating how your vehicle can look or whether it has bumper stickers or not... I bought my first home in a place with a HOA, I never signed any paperwork with them nor did one of my neighbors, when they started complaining about an old 71 ford truck I had I moved several more beaters in, they sent the county out to make sure I was in compliance, all vehicles were insured and tagged in the county, the only thing they could say was that I needed them all on concrete so I poured more concrete and brought a few more in to fill the area that was still vacant
the concrete had a more profound effect than the old vehicles
back when i was like 5-13 i lived in a really upscale community in virginia beach and the HOA there was fucking extreme. tripping in that neighborhood would be wild because i would feel like i was in a post card.
towards the end of when we lived there it was my job to mow the lawn (my mom and dad have been divorced for a long time and at the time my mom was still single, i was the man of the house. ) and it wasnt uncommon for us to get bitched at because our lawn didnt look perfect.
we also got bitched at if anything was in our yard, or if our hose wasnt neatly coiled, or any other stupid bullshit they could think of.
they had a 'yard of the month' sign that you won if your yard was voted the best looking. it was a really extreme competition and people took it way too seriously. at one point my brother was being paid to house sit for someone while they were on vacation; so the day before the people came back he stole the 'yard of the month' sign from the winners yard and put it in the yard of the peoples house he was watching

the HOA got soooooooo angry at us and we were banned from ever winning the contest. and from then on they gave us mad shit all the time. which sucked, because when my brother moved out it all came down on me since my mom was at work 90% of the time and i was the only one at home aside from my sisters. so i was the person who had to mow the lawn, which being a 13 year old kid with better shit to do i always seemed to 'forget'.
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nicechrisman
Interdimensional space wizard



Registered: 11/07/03
Posts: 33,241
Last seen: 4 years, 6 months
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My housemate and I share a cool old 2 bedroom with basement (i dunno how many sq ft) for $600 a month total, right downtown by all the restaurants and bars. I'm not sure why it's so cheap, but it is a little rundown, but
-------------------- "Cosmic Love is absolutelely ruthless and highly indifferent: it teaches its lessons whether you like/dislike them or not." John C. Lily
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jewunit
Brutal!


Registered: 01/11/07
Posts: 34,264
Loc: Ohio
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041604 - 02/28/11 12:20 PM (12 years, 10 months ago) |
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$1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
-------------------- !
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ReposadoXochipilli
Here, there, inbetween



Registered: 08/30/05
Posts: 7,501
Loc: Sand and sunshine
Last seen: 20 days, 8 hours
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Re: How much do you pay for rent/mortgage? [Re: jewunit]
#14041631 - 02/28/11 12:24 PM (12 years, 10 months ago) |
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2,000 for an 1800sf place, taxes and insurance included
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Dobie
Dopeless Hopefiend


Registered: 08/15/02
Posts: 52,841
Loc: ON DA BLOCK
Last seen: 6 months, 20 hours
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The mortage here is like 1200 for 3 bedroom I think its like 1200 sq feet in sw washington
-------------------- This place is gayer than when the balls touch
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: badchad]
#14041681 - 02/28/11 12:32 PM (12 years, 10 months ago) |
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Quote:
badchad said: My HOA also maintains a huge community swimming pool, tennis courts, swim team, and puts on several social gatherings a year.
most HOAs around here dont, the upscale neighborhoods have the amenities but most of the neighborhoods I've worked in had nothing like that and many being built now wont because of liability and insurance, the very reason many community pools removed the diving boards
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OsculateOfDemise



Registered: 06/24/05
Posts: 2,879
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041711 - 02/28/11 12:36 PM (12 years, 10 months ago) |
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I live in a 2 bedroom, one bathroom home with my boyfriend, a roommate, two dogs, my cat and my snake (yes, the pets are member of the family too). The rent is $700 a month, so I only pay $250.
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Maharishi_2_U
Opt Out Super Fag


Registered: 10/21/09
Posts: 6,316
Loc: The Streets
Last seen: 8 years, 10 months
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Quote:
Prisoner#1 said:
Quote:
anunnakian said: Looking to buy right now. With prices where they are at and Oregon's 1st time home buying program
a few key points to consider, the more you have to put down the lower you can get your interest rate, a 30yr fixed rate is around 5%, if you can toss in another $20k you can see about 3.5%, if you can swing a 15yr mortgage your rates will be at around 4% and you can easily buy it down to 3%, while it seems like a small sum, over the duration it adds up to a lot more than the extra you put in
also, review the terms carefully, always swing a fixed rate mortgage, variable rates often follow the trend in mortgages but typically when the rate goes up it'll stay there while rates drop for new loans, some lenders use the current rates as a baseline but the rate can often exceed rising mortgage rates
Good advice, I used to b a mortgage banker... I pay 300 per month owner financing. I own a small fifteen acre farm in southern MO. Great part is my landlord is an old Quaker farmer and allows me to work for the payment at twelve dollars per hour cash. Karma shone some light on me in this deal. I will own two homes before I am forty. Both are OLD some may say small cabins in the Ozar
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: jewunit]
#14041749 - 02/28/11 12:41 PM (12 years, 10 months ago) |
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Quote:
jewunit said: $1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol
Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.
Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041760 - 02/28/11 12:43 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
jewunit said: $1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol
Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.
Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol
I'll sew you good.

BTW, I would sue the hell out of you if you did that.
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
#14041769 - 02/28/11 12:45 PM (12 years, 10 months ago) |
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Quote:
ifoundwaldo said:
Quote:
Patlal said:
Quote:
jewunit said: $1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol
Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.
Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol
I'll sew you good.

BTW, I would sue the hell out of you if you did that.
Can you afford all the fees that comes with it before the actual date of the trial? If so good for you.
I'll give you that 500$ fine the judge would impose on me.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041797 - 02/28/11 12:49 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
jewunit said: $1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol
Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.
Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol
well I guess you dont understand the difference between criminal and civil penalties, they wouldnt have to sue you, they could have a warrant issued for your arrest, also a smart landlord knows it's better to get the money when you can with an added late fee and not have to deal with the legal expenses when it comes to eviction
it's hard for you to collect rent when A) you're in jail and B) your house was condemned because the tenants trashed it while you were locked up
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041813 - 02/28/11 12:52 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
ifoundwaldo said:
Quote:
Patlal said:
Quote:
jewunit said: $1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol
Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.
Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol
I'll sew you good.

BTW, I would sue the hell out of you if you did that.
Can you afford all the fees that comes with it before the actual date of the trial? If so good for you.
I'll give you that 500$ fine the judge would impose on me.
I would also claim that all of my property was damaged. And that you owe me new stuff. Plus lawyer fees for even stooping to such a petty level.
Not to mention that I am vindictive and a little crazy, so I'd probably throw flaming bags of shit into your apartment as a present. But that's me.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041819 - 02/28/11 12:53 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
I'll give you that 500$ fine the judge would impose on me.
dont know about canada but in the US your action would have been burglary, theft by taking and you'd be responsible for not only the value of their belongings, but displacing them (civil) in addition to punitive damages and the stress you imposed by your actions, this would have you paying legal fees for both yourself in the criminal case as well as restitution and you'd have to pay the legal fees of the plaintiff if you lost
your total could well exceed a year of rent
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jewunit
Brutal!


Registered: 01/11/07
Posts: 34,264
Loc: Ohio
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041835 - 02/28/11 12:55 PM (12 years, 10 months ago) |
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Yeah, no one here ever bothers evicting unless it's real bad. The larger companies will put eviction notices on doors but that's because they know it will make the tenants pay the next day. It really isn't worth taking people to court over couple thousand dollars and a lease that will be up in less than a year.
We've only been charged the late fee once. At this point I think our landlord just expects the rent on the 15th instead of the 1st-5th. He doesn't even call us until like the 17th if he hasn't gotten it in the mail yet. We always pay, just never on time.
Plus while we're not the cleanest we keep the actual house in fine enough shape, which is more than can be said of our neighbors to either side (he owns like 6 or seven houses next to each other on this block).
If you claimed all your stuff was damaged I'd ask you to prove it, which you wouldn't be able to do unless it actually was damaged. I mean if you wanna set your own property on fire that's your prerogative, just don't expect the court to make me pay for it.
-------------------- !
Edited by jewunit (02/28/11 12:57 PM)
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041853 - 02/28/11 12:57 PM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said:
Quote:
Patlal said:
Quote:
jewunit said: $1550 a month between 5 people in a 4 bedroom duplex on Ohio State's campus.
We've never payed rent on time.
Lol, If you would be renting from me and didnt pay on time, I would kick you out so fast! lol
Id most likely uillegally throw all your shit out, change the lock and tell you to sew me if you brought up the fact that what I did was illegal.
Sweing someone is a long bitchy process, I dont have time to file shit agaisnt you. So you do it! lol
well I guess you dont understand the difference between criminal and civil penalties, they wouldnt have to sue you, they could have a warrant issued for your arrest, also a smart landlord knows it's better to get the money when you can with an added late fee and not have to deal with the legal expenses when it comes to eviction
it's hard for you to collect rent when A) you're in jail and B) your house was condemned because the tenants trashed it while you were locked up
True, true...
Then again they need a contract to prove they lived in my house in the first place ; )
In time you learn how to 'feel' who is a good renter and who isnt even before they rent the place. Of course I wouldnt just throw a good tenant out because of a late payment or two.
Sometimes you need to to rent to a village idiot cause its either that or or losing a months rent. Which in that case, the contract suddenly becomes a simple hand shack. The advantage of renting to village idiots, is that they are idiots.
You gotta pick your people and your battles
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Shroomism
Space Travellin



Registered: 02/13/00
Posts: 66,015
Loc: 9th Dimension
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041872 - 02/28/11 12:59 PM (12 years, 10 months ago) |
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Getting ready to move... We have been looking at 2 bedroom/2bath condos/townhouses Ranges from about $1300-1600/month for most of the places we are looking at
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nicechrisman
Interdimensional space wizard



Registered: 11/07/03
Posts: 33,241
Last seen: 4 years, 6 months
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Re: How much do you pay for rent/mortgage? [Re: Shroomism]
#14041879 - 02/28/11 01:00 PM (12 years, 10 months ago) |
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still looking in the OC?
-------------------- "Cosmic Love is absolutelely ruthless and highly indifferent: it teaches its lessons whether you like/dislike them or not." John C. Lily
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Happy2fly
The Champ!




Registered: 05/18/09
Posts: 1,287
Loc: The land of many thousand...
Last seen: 10 years, 1 month
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I own a 4 bedroom, 2 bath, 2000 sqft house in the suburbs with a 1/3 acre lot. My mortgage is just under $1400, and my current roommate pays about half. There are some apartments in my area that are being advertised for $750-$800 per month for 1 bedroom so I think I am doing alright..
-------------------- The fire has many things to teach. But so does the human experience.. which is like fire, sometimes you just need to stoke the coals and sometimes you just need to add a log or reposition the log matrix. But a well built fire will be much more self-sustaining than a poorly built one, and they all need love to grow. And don't fuck around or your might burn yourself. Must always respect the fire. - Shroomism
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041883 - 02/28/11 01:01 PM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said:
Quote:
Patlal said:
I'll give you that 500$ fine the judge would impose on me.
dont know about canada but in the US your action would have been burglary, theft by taking and you'd be responsible for not only the value of their belongings, but displacing them (civil) in addition to punitive damages and the stress you imposed by your actions, this would have you paying legal fees for both yourself in the criminal case as well as restitution and you'd have to pay the legal fees of the plaintiff if you lost
your total could well exceed a year of rent
Quote:
Prisoner#1 said:
Quote:
Patlal said:
I'll give you that 500$ fine the judge would impose on me.
dont know about canada but in the US your action would have been burglary, theft by taking and you'd be responsible for not only the value of their belongings, but displacing them (civil) in addition to punitive damages and the stress you imposed by your actions, this would have you paying legal fees for both yourself in the criminal case as well as restitution and you'd have to pay the legal fees of the plaintiff if you lost
your total could well exceed a year of rent
Yes it could lead to that. But most people that realise they are bad tenants are literally waiting to get kicked out.
Most of them wont do shit. Also, strange thing ive noticed. Bad tenants fear the cops... go figure.
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Shroomism]
#14041903 - 02/28/11 01:04 PM (12 years, 10 months ago) |
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Quote:
Shroomism said: Getting ready to move... We have been looking at 2 bedroom/2bath condos/townhouses Ranges from about $1300-1600/month for most of the places we are looking at
Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking? Since I'm looking for the same probably in a lot of similar places.
You can if you want. 
Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600. Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041910 - 02/28/11 01:05 PM (12 years, 10 months ago) |
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Quote:
Patlal said: Then again they need a contract to prove they lived in my house in the first place ; )
nope, neighbors can be subpoenaed to witness for the fact that they were living there
Quote:
In time you learn how to 'feel' who is a good renter and who isnt even before they rent the place. Of course I wouldnt just throw a good tenant out because of a late payment or two.
nope, that's what references and background checks are all about
Quote:
Sometimes you need to to rent to a village idiot cause its either that or or losing a months rent.
nope... that fixed interest rate helps to save a few dollars so you can cover the mortgage in case the property sits vacant, renting to the village idiot doesnt ensure you get your rent money, it just means you dont care who trashes your place or who you rent to as long as there's no vacancy, of course assuming he does pay on time there's no guarantee he's not shitting on the carpet and kicking holes in walls for the whole year he's there
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
#14041921 - 02/28/11 01:06 PM (12 years, 10 months ago) |
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Quote:
ifoundwaldo said:
Quote:
Shroomism said: Getting ready to move... We have been looking at 2 bedroom/2bath condos/townhouses Ranges from about $1300-1600/month for most of the places we are looking at
Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking? Since I'm looking for the same probably in a lot of similar places.
You can if you want. 
Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600. Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)
Hows is life in california? I always wondered
I always imagined it to be a permanent vacation with nice weather and hot chicks by the beach all the time.
Or am I completely wrong and its filled with smog, crimes and unbearable heat?
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041925 - 02/28/11 01:06 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
Prisoner#1 said:
Quote:
Patlal said:
I'll give you that 500$ fine the judge would impose on me.
dont know about canada but in the US your action would have been burglary, theft by taking and you'd be responsible for not only the value of their belongings, but displacing them (civil) in addition to punitive damages and the stress you imposed by your actions, this would have you paying legal fees for both yourself in the criminal case as well as restitution and you'd have to pay the legal fees of the plaintiff if you lost
your total could well exceed a year of rent
Yes it could lead to that. But most people that realise they are bad tenants are literally waiting to get kicked out.
Most of them wont do shit. Also, strange thing ive noticed. Bad tenants fear the cops... go figure.
so far you're wrong on all points
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nicechrisman
Interdimensional space wizard



Registered: 11/07/03
Posts: 33,241
Last seen: 4 years, 6 months
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041938 - 02/28/11 01:08 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
ifoundwaldo said:
Quote:
Shroomism said: Getting ready to move... We have been looking at 2 bedroom/2bath condos/townhouses Ranges from about $1300-1600/month for most of the places we are looking at
Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking? Since I'm looking for the same probably in a lot of similar places.
You can if you want. 
Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600. Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)
Hows is life in california? I always wondered
I always imagined it to be a permanent vacation with nice weather and hot chicks by the beach all the time.
Or am I completely wrong and its filled with smog, crimes and unbearable heat?
Kinda a mix of all of the above. Depends how much money you have /where you live. (I grew up in Cali)
-------------------- "Cosmic Love is absolutelely ruthless and highly indifferent: it teaches its lessons whether you like/dislike them or not." John C. Lily
Edited by nicechrisman (02/28/11 01:12 PM)
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Shroomism
Space Travellin



Registered: 02/13/00
Posts: 66,015
Loc: 9th Dimension
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041939 - 02/28/11 01:09 PM (12 years, 10 months ago) |
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Socal rules. Rent is expensive though as you can see.
ifoundwaldo & chris: ya looking almost exclusively in costa mesa/tustin/orange
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Patlal]
#14041968 - 02/28/11 01:12 PM (12 years, 10 months ago) |
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Quote:
Patlal said:
Quote:
ifoundwaldo said:
Quote:
Shroomism said: Getting ready to move... We have been looking at 2 bedroom/2bath condos/townhouses Ranges from about $1300-1600/month for most of the places we are looking at
Yeah. Where have you found stuff down around $1300/mo if you don't mind my asking? Since I'm looking for the same probably in a lot of similar places.
You can if you want. 
Cheapest places I found are Anaheim/Brea/Placentia area. $1400-1600. Although you can live in south OC for about the same price. (I know you don't like south OC, but I kinda do.)
Hows is life in california? I always wondered
I always imagined it to be a permanent vacation with nice weather and hot chicks by the beach all the time.
Or am I completely wrong and its filled with smog, crimes and unbearable heat?
Like chris said, it depends where you live really.
Coastal towns are very nice. (or one town in)
With a wetsuit, the beach is swimmable year around. And there's almost always cute chicks at the beach.
The further inland you go, the worse the crime gets typically. Plus most of inland Orange County has been taken over by Mexicans and Asians. So living there, I imagine, would feel similar to living in Korea, Mexico, etc.
Smog isn't bad. Crime isn't awful, but like I said, you gotta stay in the nicer areas. 
The heat is never unbearable. It's always nice. Right now it's sunny but comfortably chilly. A nice mix.
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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 20 hours, 35 minutes
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Re: How much do you pay for rent/mortgage? [Re: Prisoner#1]
#14041971 - 02/28/11 01:13 PM (12 years, 10 months ago) |
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Quote:
Prisoner#1 said:
Quote:
Patlal said:
Quote:
Prisoner#1 said:
Quote:
Patlal said:
I'll give you that 500$ fine the judge would impose on me.
dont know about canada but in the US your action would have been burglary, theft by taking and you'd be responsible for not only the value of their belongings, but displacing them (civil) in addition to punitive damages and the stress you imposed by your actions, this would have you paying legal fees for both yourself in the criminal case as well as restitution and you'd have to pay the legal fees of the plaintiff if you lost
your total could well exceed a year of rent
Yes it could lead to that. But most people that realise they are bad tenants are literally waiting to get kicked out.
Most of them wont do shit. Also, strange thing ive noticed. Bad tenants fear the cops... go figure.
so far you're wrong on all points
Ok wow... If id rent to you, Id go by the book lol.
Sure its a gamble... I had to do it once. Without consequence. Cause he was a jackass and he knew it was coming.
Perhaps im wrong on all points, but the guy has to know that. If hes clueless, thats his problem.
Youre tough to argue with! Knowing every single law of the book, with all their exceptions and shit.
One day i'm sure I will say something that will leave you speechless! Until then, I'll have to study google in its entirety!
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Shroomism]
#14041988 - 02/28/11 01:16 PM (12 years, 10 months ago) |
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Quote:
Shroomism said: Socal rules. Rent is expensive though as you can see.
ifoundwaldo: looking almost exclusively in costa mesa/tustin/orange
Maybe I should look a bit tougher.
My preliminary searching came up with an average of $2000 in the Tustin area.
I am leaning toward Laguna Hills / Lake Forest / Rancho Santa Margarita area, I think. Right next to the mountains, the beach, lots of biking trails. It is very cookie cutter suburban, but the safety is nice IMHO.
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Shroomism
Space Travellin



Registered: 02/13/00
Posts: 66,015
Loc: 9th Dimension
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
#14042003 - 02/28/11 01:19 PM (12 years, 10 months ago) |
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tustin or orange is the furthest we want to go inland those seem to be the nicest places with reasonable rent, my girl refuses to even look at anaheim, santa Santana, Irvine and so on for different reasons.. I actually work in Brea but we don't want to actually live that far inland, she works in Newport We've been looking mostly on CL and realtor sites but found a few nice places just driving around
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: Shroomism]
#14042038 - 02/28/11 01:23 PM (12 years, 10 months ago) |
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Quote:
Shroomism said: tustin or orange is the furthest we want to go inland those seem to be the nicest places with reasonable rent, my girl refuses to even look at anaheim, santa Santana, Irvine and so on for different reasons.. I actually work in Brea but we don't want to actually live that far inland, she works in Newport We've been looking mostly on CL and realtor sites but found a few nice places just driving around
I think Anaheim has some really nice places as you get closer to Placentia/Yorba Linda.
Personally, Tustin and Orange are both too close to Santa Santana for my tastes. Not that there's anything wrong with the Mexican (sub)culture, but I don't speak a fucking word of Spanish.
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nicechrisman
Interdimensional space wizard



Registered: 11/07/03
Posts: 33,241
Last seen: 4 years, 6 months
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
#14042050 - 02/28/11 01:24 PM (12 years, 10 months ago) |
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I grew up in Santa Ana. Gotta tell ya, it was a very multicultural.
-------------------- "Cosmic Love is absolutelely ruthless and highly indifferent: it teaches its lessons whether you like/dislike them or not." John C. Lily
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Shroomism
Space Travellin



Registered: 02/13/00
Posts: 66,015
Loc: 9th Dimension
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
#14042069 - 02/28/11 01:26 PM (12 years, 10 months ago) |
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I speak three or four words. We don't really want to live in Mexico.. Tustin and Orange.. in certain spots I should say. Only really been looking in Orange right around the circle.. and in Tustin mostly on the north/east side of the 55, old town area. Old town orange too I guess 
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ifoundwaldo


Registered: 09/28/10
Posts: 8,389
Loc: Denver, CO
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Re: How much do you pay for rent/mortgage? [Re: nicechrisman]
#14042084 - 02/28/11 01:29 PM (12 years, 10 months ago) |
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Quote:
nicechrisman said: I grew up in Santa Ana. Gotta tell ya, it was a very multicultural.
Well, it depends on the parts.
I mean, the Santa Ana Artists' Village and parts of the downtown are cool.
But, for the most part, it's gotten pretty ghetto. I mean, there's Mexican catering trucks and Mexican dudes selling oranges/fruits every day... You walk up to them and try to buy one-- only to realize they don't speak a lick of English...
I'm just talking of my experiences with a friend who used to live deep in Santa Ana- Also, I ride my bike through Santa Ana on the way to work daily.
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bryguy27007
Cosmonaut



Registered: 01/26/08
Posts: 10,525
Loc:
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Re: How much do you pay for rent/mortgage? [Re: ifoundwaldo]
#14042110 - 02/28/11 01:33 PM (12 years, 10 months ago) |
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I pay 320 a month in Minnesota.
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