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OfflinePandor
Female

Registered: 07/22/10
Posts: 819
Last seen: 12 years, 8 months
your oppinion on this situation
    #13449638 - 11/07/10 05:23 PM (13 years, 7 months ago)

My boyfriend and I are broke. We borrowed 2000 from my parents to get us through until we hopefully find jobs.
I just got a job making about 100 a night cash. He still needs one.
Our rent is 785. He just paid that.
Our car payment is 400. We owe 2.
He's not paying it because he fears it will be taken eventually anyway so there is no point in wasting money.
My parents are in no rush to get paid back. My boyfriend wants to just hold the extra money.

We have a friend that just got a job delivering for a catering company.
He's averaging about 10 dollars per hour, cash.
He can get my boyfriend a job.

I said take the job.
He says that it makes no sense because our car has a V8 engine and is bad on gas.
I say it's better then nothing coming in, and at least we stand a chance to keep the car.

Well he stormed out of here in a hurry all pissed off.
He throws a fit every time I tell him to make the payments on the car before it gets taken.
I tell him that if we loose the car, I will throw a fit and the horror of our situation will be magnified.

Do you think he should just take the job?
Should we make our car payments ASAP?
If we don't, How long do you think until they take it away?

His credit is shot, and if the car gets taken, mine will be as well.
What should we do?

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OfflineConnor4050
Mmm Tacos.
Male


Registered: 08/12/09
Posts: 1,540
Loc: Cincinnati, OH
Last seen: 9 years, 5 months
Re: your oppinion on this situation [Re: Pandor]
    #13449647 - 11/07/10 05:25 PM (13 years, 7 months ago)

I'd tell him to take the job.

He'll still make a profit. extra money is better than no money.

At least he'll have some sort of income untill he finds something better.


--------------------

"The moment we recognize that we can imagine, we cannot. Conversely, if we try to forget that we've recognized it, we've given up the beauty of having an imagination in the first place, and all of our past experiences mean nothing."

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OfflinePandor
Female

Registered: 07/22/10
Posts: 819
Last seen: 12 years, 8 months
Re: your oppinion on this situation [Re: Connor4050]
    #13449653 - 11/07/10 05:26 PM (13 years, 7 months ago)

Yea. exactly.

And pay the god damn car now before they take it right?

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OfflineConnor4050
Mmm Tacos.
Male


Registered: 08/12/09
Posts: 1,540
Loc: Cincinnati, OH
Last seen: 9 years, 5 months
Re: your oppinion on this situation [Re: Pandor]
    #13449657 - 11/07/10 05:28 PM (13 years, 7 months ago)

Quote:

Pandor said:
Yea. exactly.

And pay the god damn car now before they take it right?




Yes, that sounds about right.


--------------------

"The moment we recognize that we can imagine, we cannot. Conversely, if we try to forget that we've recognized it, we've given up the beauty of having an imagination in the first place, and all of our past experiences mean nothing."

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Offlinethemarauder
Congratulations
Male User Gallery

Registered: 05/31/10
Posts: 71
Loc: inside your mom
Last seen: 12 years, 9 months
Re: your oppinion on this situation [Re: Pandor]
    #13449674 - 11/07/10 05:30 PM (13 years, 7 months ago)

Pay the damn car note before they take it and you really end up screwed. A job is a job, it pays more than sitting on ass hoping for something better. And as most people will tell you, its a lot easier to find a job when you already have one. The person who believes they are above any kind of paying work is a spoiled fool.


--------------------
Do they have a PNP for breeders?
Yea, they just call it sex.

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InvisiblePassengerr
Just another......
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Registered: 07/10/10
Posts: 915
Loc: Moving on. Flag
Re: your oppinion on this situation [Re: Connor4050]
    #13449676 - 11/07/10 05:31 PM (13 years, 7 months ago)

Christo, don't let someone ruin your credit,:facepalm: if you guys went into this together then he should be doing everything he can to help you.

Even of he only nets $5 an hour it's still better than nothing.

How much do you owe/have you paid on the car?

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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
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Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: your oppinion on this situation [Re: Pandor]
    #13449710 - 11/07/10 05:36 PM (13 years, 7 months ago)

Quote:

Pandor said:

Our car payment is 400. We owe 2.
He's not paying it because he fears it will be taken eventually anyway so there is no point in wasting money.
His credit is shot, and if the car gets taken, mine will be as well.
What should we do?






pay the car payments, the finance company wants the money not the car,
take them as much as you can and let them know you'll catch up the rest ASAP

you need the car and you need your credit, dont let some asshole fuck it up for you

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Offlinedestructo_low
Oh yeah!
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Folding@home Statistics
Registered: 10/07/08
Posts: 4,328
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Re: your oppinion on this situation [Re: Pandor]
    #13449738 - 11/07/10 05:40 PM (13 years, 7 months ago)

Can you not find a friend to let you borrow a car that's cheaper on gas? Maybe trade that car off at the dealership on some high mpg car? Unless you hide that car, if you don't pay the bills it will get repo'd. I can't tell you how long you've got, but I think it would be better for him to get the job and make your car payment. Why do you have two cars? Can he not take you to work, then pick you up after he gets off?


--------------------
There is a molecule for every purpose. There are only actions and reactions. Cut out the middle men. Everything I say is a lie.

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OfflineStaleShrooms
human after all
Male


Registered: 03/31/09
Posts: 2,342
Loc: Detroit
Last seen: 11 years, 2 months
Re: your oppinion on this situation [Re: destructo_low]
    #13449785 - 11/07/10 05:47 PM (13 years, 7 months ago)

so you guys are in debt and your unemployed boyfriend doesnt want to take a guaranteed job? tell him to stop being a lazy ass.


--------------------
Kick is seeing things from a special angle. Kick is momentary freedom from the claims of the aging, cautious, nagging, frightened flesh. Maybe I will find in yage what I was looking for in junk and weed and coke. Yage may be the final fix.
                         
                                              ~William S. Burroughs

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Offlinebbl337
genetic material is Ar based
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Registered: 02/12/09
Posts: 7,008
Last seen: 9 years, 5 months
Re: your oppinion on this situation [Re: StaleShrooms]
    #13449935 - 11/07/10 06:12 PM (13 years, 7 months ago)

Quote:

StaleShrooms said:
so you guys are in debt and your unemployed boyfriend doesnt want to take a guaranteed job? tell him to stop being a lazy ass.




he's hording the $ that the OP's parents gave her to support her.

The boyfriend sounds like an asshole and he doesnt care about you (as is evident about your credit score)


--------------------
 

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OfflinePandor
Female

Registered: 07/22/10
Posts: 819
Last seen: 12 years, 8 months
Re: your oppinion on this situation [Re: destructo_low]
    #13450003 - 11/07/10 06:22 PM (13 years, 7 months ago)

Quote:

bbl337 said:
Quote:

StaleShrooms said:
so you guys are in debt and your unemployed boyfriend doesnt want to take a guaranteed job? tell him to stop being a lazy ass.




he's hording the $ that the OP's parents gave her to support her.

The boyfriend sounds like an asshole and he doesnt care about you (as is evident about your credit score)




He's not hording it for himself. He's just worried we won't have rent or something.

Quote:

destructo_low said:
Can you not find a friend to let you borrow a car that's cheaper on gas? Maybe trade that car off at the dealership on some high mpg car? Unless you hide that car, if you don't pay the bills it will get repo'd. I can't tell you how long you've got, but I think it would be better for him to get the job and make your car payment. Why do you have two cars? Can he not take you to work, then pick you up after he gets off?




No friend to trade with. I don't think we can trade the car in either because we are behind on payments and upside down in it.

I work over night so sharing the car is not the issue.

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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
 User Gallery

Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: your oppinion on this situation [Re: Pandor]
    #13450074 - 11/07/10 06:34 PM (13 years, 7 months ago)

you both need to take any job you can get paying anything you can get and
make sure you handle the finances if you still have good credit and he
doesnt because if yours gets screwed, you're fucked, not him

for the record, my ford F150 got the same gas milage that my v6 honda and
most of the 4cyl cars I've owned did, 20-22mpg, it's all in how you drive

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OfflineBipolarbear
Stranger with candy
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Registered: 05/23/10
Posts: 828
Last seen: 10 years, 7 months
Re: your oppinion on this situation [Re: Passengerr]
    #13450110 - 11/07/10 06:39 PM (13 years, 7 months ago)

Quote:

Passengerr said:
Christo, don't let someone ruin your credit,:facepalm: if you guys went into this together then he should be doing everything he can to help you.

Even of he only nets $5 an hour it's still better than nothing.

How much do you owe/have you paid on the car?





For serious.  Don't let someone else ruin your credit.  If you have never had bad credit then you don' realize how much it can fuck you in the long haul.  Trust me, pay the loan each month.  Get it paid off and if your boyfriend is a dick about it find a new boyfriend.  Do not let your credit get ruined over him being a lazy ass.  Seriously.  7 years is a long time.  No JK.

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OfflineYacub
Psychedelic Redneck
Male User Gallery


Registered: 09/05/09
Posts: 989
Loc: NOLA Flag
Last seen: 10 years, 4 months
Re: your oppinion on this situation [Re: Pandor]
    #13450154 - 11/07/10 06:45 PM (13 years, 7 months ago)

Kick the deadbeat in his lazy ass and tell him to get to work.

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OfflineMuddinPede
Stranger
Male


Registered: 04/07/09
Posts: 283
Last seen: 12 years, 6 months
Re: your oppinion on this situation [Re: Bipolarbear]
    #13450175 - 11/07/10 06:49 PM (13 years, 7 months ago)

If you lose that car it's gonna make it that much harder to get/keep a job.

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OfflinePsilocyentist
Carbon based


Registered: 11/04/10
Posts: 858
Loc: Flag
Last seen: 5 years, 11 months
Re: your oppinion on this situation [Re: Yacub]
    #13450187 - 11/07/10 06:51 PM (13 years, 7 months ago)

Tell him to take the fucking job! His logic is flawed.


--------------------
I know, I know you probably scream and cry

That your little world won't let you go


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OfflineMisterPink
Stranger
Male

Registered: 06/23/08
Posts: 534
Loc: The Bean
Last seen: 10 years, 10 months
Re: your oppinion on this situation [Re: Psilocyentist]
    #13450469 - 11/07/10 07:45 PM (13 years, 7 months ago)

He should take the job and continue looking for a different job. As many others have stated, DO NOT let this ruin your credit. That will cost you much more in the long run.

He needs to man up.

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Invisibletruekimbo2
Cya later, friends.
Male User Gallery


Registered: 12/08/02
Posts: 9,234
Loc: ny Flag
Re: your oppinion on this situation [Re: MisterPink]
    #13450535 - 11/07/10 08:03 PM (13 years, 7 months ago)

what happened to your shroomy dreams?

i dunno, kind of makes sense to me to hold onto the money for rent.  I don't drive though so not having a car seems acceptable to me.


--------------------
You can check the last post in my journal for contact info.

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OfflinePandor
Female

Registered: 07/22/10
Posts: 819
Last seen: 12 years, 8 months
Re: your oppinion on this situation [Re: truekimbo2]
    #13454282 - 11/08/10 03:23 PM (13 years, 7 months ago)

Quote:

truekimbo2 said:
what happened to your shroomy dreams?

i dunno, kind of makes sense to me to hold onto the money for rent.  I don't drive though so not having a car seems acceptable to me.




I took down my martha. I got 3 pounds of dehydrated mushrooms in my closet.

I'm glad at least one person can see his point of view.
I don't agree, but it makes him look like less of a bad person for "hording" the money.

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InvisiblePassengerr
Just another......
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Registered: 07/10/10
Posts: 915
Loc: Moving on. Flag
Re: your oppinion on this situation [Re: Pandor]
    #13454329 - 11/08/10 03:31 PM (13 years, 7 months ago)

I did catch his train of thought as far as keeping money for rent goes, but it seems like the purest definition of insanity for him to decide against taking any job right now.

Why go one or the other when you can shoot for both? :biggrin:

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