Home | Community | Message Board


This site includes paid links. Please support our sponsors.


Welcome to the Shroomery Message Board! You are experiencing a small sample of what the site has to offer. Please login or register to post messages and view our exclusive members-only content. You'll gain access to additional forums, file attachments, board customizations, encrypted private messages, and much more!

Shop: Kraken Kratom Kratom Capsules for Sale, Red Vein Kratom   Unfolding Nature Unfolding Nature: Being in the Implicate Order

Jump to first unread post Pages: < Back | 1 | 2 | 3 | 4 | 5 | Next >  [ show all ]
OfflineJT
Male User Gallery

Registered: 02/28/07
Posts: 7,027
Loc: athens Flag
Last seen: 4 years, 8 months
Re: Healthcare Bill & Student Loans [Re: DieCommie]
    #12267386 - 03/25/10 01:11 AM (14 years, 7 days ago)

well, as in living with your parents or something. i hate the dorms too man.

Extras: Filter Print Post Top
Invisibleluvdemshrooms
Two inch dick..but it spins!?
 User Gallery

Registered: 11/29/01
Posts: 34,247
Loc: Lost In Space
Re: Healthcare Bill & Student Loans [Re: JT]
    #12267717 - 03/25/10 03:19 AM (14 years, 7 days ago)

Quote:

JT said:
the poverty line in the US is a 29k per year or less income, so i could sustain my living and education even if i was making below poverty.




That's the poverty line for a family of 6 (29,530).

10,830 is the poverty line for 1 unless your using a different set of regulations.


--------------------
You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for that my dear friend is the beginning of the end of any nation. You cannot multiply wealth by dividing it. ~ Adrian Rogers

Extras: Filter Print Post Top
OfflineJT
Male User Gallery

Registered: 02/28/07
Posts: 7,027
Loc: athens Flag
Last seen: 4 years, 8 months
Re: Healthcare Bill & Student Loans [Re: luvdemshrooms]
    #12269626 - 03/25/10 01:20 PM (14 years, 6 days ago)

oh yeah, i guess you're right. i just remembered that figure from the health care bill.

Extras: Filter Print Post Top
OfflineManianFH
living in perverty
 User Gallery

Registered: 07/06/04
Posts: 14,954
Last seen: 4 hours, 4 minutes
Re: Healthcare Bill & Student Loans [Re: JT]
    #12281321 - 03/27/10 05:29 AM (14 years, 4 days ago)

so is this only as a result of getting involved in the government assistance bill (for loan repayment) that one will be limited to paying back no more than 10% of his or her paycheck towards loans?

If i no longer have the choice to put 40k of my 85k/yr job towards student loans it will greatly affect my choice to take out any more


--------------------
notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."

Extras: Filter Print Post Top
InvisibleCycleThoughts
Researcher
Male

Registered: 08/03/09
Posts: 1,866
Re: Healthcare Bill & Student Loans [Re: luvdemshrooms]
    #12281478 - 03/27/10 07:03 AM (14 years, 4 days ago)

Quote:

luvdemshrooms said:
Quote:

JT said:
the poverty line in the US is a 29k per year or less income, so i could sustain my living and education even if i was making below poverty.




That's the poverty line for a family of 6 (29,530).

10,830 is the poverty line for 1 unless your using a different set of regulations.





Federal poverty line LOL.  Some states that's low and others that's almost worthless.  Try living in CA, NY or NJ for 11,000 and not being considered below the poverty line.

Extras: Filter Print Post Top
Invisibleluvdemshrooms
Two inch dick..but it spins!?
 User Gallery

Registered: 11/29/01
Posts: 34,247
Loc: Lost In Space
Re: Healthcare Bill & Student Loans [Re: CycleThoughts]
    #12281519 - 03/27/10 07:28 AM (14 years, 4 days ago)

Why would I try that? It's easy to make far more than that.


--------------------
You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for that my dear friend is the beginning of the end of any nation. You cannot multiply wealth by dividing it. ~ Adrian Rogers

Extras: Filter Print Post Top
Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 9 months
Re: Healthcare Bill & Student Loans [Re: luvdemshrooms]
    #12281747 - 03/27/10 09:11 AM (14 years, 4 days ago)

Quote:

luvdemshrooms said:
Why would I try that? It's easy to make far more than that.



:rofl2:

Yeah, you really have to be quite the fuck up to make that little money in NY.


--------------------

Extras: Filter Print Post Top
InvisibleDieCommie

Registered: 12/11/03
Posts: 29,258
Re: Healthcare Bill & Student Loans [Re: CycleThoughts]
    #12282383 - 03/27/10 11:57 AM (14 years, 4 days ago)

Regardless, there is plenty of cheap rent in NY, CA and NJ.  You just have to adjust you expectations.

Extras: Filter Print Post Top
OfflineJT
Male User Gallery

Registered: 02/28/07
Posts: 7,027
Loc: athens Flag
Last seen: 4 years, 8 months
Re: Healthcare Bill & Student Loans [Re: ManianFH]
    #12282533 - 03/27/10 12:21 PM (14 years, 4 days ago)

Quote:

mick said:
so is this only as a result of getting involved in the government assistance bill (for loan repayment) that one will be limited to paying back no more than 10% of his or her paycheck towards loans?

If i no longer have the choice to put 40k of my 85k/yr job towards student loans it will greatly affect my choice to take out any more





i don't know, but i hope that's not the case. it's going to add a lot in interest over time if we are forced to only make 10% payments.

Extras: Filter Print Post Top
OfflineManianFH
living in perverty
 User Gallery

Registered: 07/06/04
Posts: 14,954
Last seen: 4 hours, 4 minutes
Re: Healthcare Bill & Student Loans [Re: JT]
    #12282828 - 03/27/10 01:06 PM (14 years, 4 days ago)

huge difference


--------------------
notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."

Extras: Filter Print Post Top
Offlinedill705
Amazed
Male User Gallery


Registered: 12/10/07
Posts: 3,779
Loc: The Cat's Cradle
Last seen: 6 years, 5 months
Re: Healthcare Bill & Student Loans [Re: JT]
    #12285325 - 03/27/10 09:46 PM (14 years, 4 days ago)

My understanding is that you won't be forced to pay more than 10% of disposable income. I've never once heard before this thread that you can only pay 10%.


--------------------
My advice is to find those things that give pleasure and do them often without too much attachment and relax and wait for the show to end.

-Icelander-

I like free markets and all. Truly I do, at least in general, but there needs to be some kind of oversight in recognition of sustainability. Life works the same way, on a bunch of sustainable systems. Why not honor what made us what we are and take some lessons? Nature FTW!

~dill705~

Extras: Filter Print Post Top
Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 9 months
Re: Healthcare Bill & Student Loans [Re: dill705]
    #12285541 - 03/27/10 10:47 PM (14 years, 4 days ago)

"disposable" income?  I don't think so.


--------------------

Extras: Filter Print Post Top
InvisiblePrisoner#1
Even Dumber ThanAdvertized!
 User Gallery

Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: Healthcare Bill & Student Loans [Re: zappaisgod]
    #12285559 - 03/27/10 10:50 PM (14 years, 4 days ago)

definitely not, especially since the interest rates will still be there

so wait... now we have government making the profits that banks should
have made, I wonder when nancy will take control of the oil companies

Extras: Filter Print Post Top
InvisibleCycleThoughts
Researcher
Male

Registered: 08/03/09
Posts: 1,866
Re: Healthcare Bill & Student Loans [Re: Prisoner#1]
    #12286465 - 03/28/10 07:29 AM (14 years, 3 days ago)

Quote:

Prisoner#1 said:
definitely not, especially since the interest rates will still be there

so wait... now we have government making the profits that banks should
have made, I wonder when nancy will take control of the oil companies





That's the next step I guess, that or the power companies, although Cap & Trade will kind of do that in a sense.  If the Govt. does take over the oil companies, how long until they start drilling for oil in places currently off-limits?

Is America ever going to come through on the energy independence bullshit, or is that just a political talking point when gas prices go up?

Extras: Filter Print Post Top
Offlinebhamlaxy
Shroomerite
Female

Registered: 01/23/05
Posts: 714
Loc: Nevada
Last seen: 3 years, 7 months
Re: Healthcare Bill & Student Loans [Re: CycleThoughts]
    #12287455 - 03/28/10 12:15 PM (14 years, 3 days ago)

The original poster pointed out that we are taking over "everything", but the banks? That was a bill under Bush, which is coming to a close. We will actually make $8 billion (or 7, can't remember) when the government sells their shares of citibank. Stabilizing the economy, and turning a profit for the tax payers? Sounds good to me. The auto industry is also a TEMPORARY action taken to help them out. There is nothing permanent about these "takeovers".

This student loan bill is just common sense. The government already subsidizes a huge amount, so the banks simply function as middlemen, adding a large amount of cost.

This change will save $61 billion in taxpayer money over the next 10 years. It will add to the pell grant program to make it easier for students to go to school, and will decrease the burden after they graduate. This is basically just taking a government program and taking out the middleman.

Extras: Filter Print Post Top
OfflineDeekay
 User Gallery


Registered: 09/07/08
Posts: 3,220
Loc: Flag
Last seen: 2 years, 7 months
Re: Healthcare Bill & Student Loans [Re: DieCommie]
    #12287492 - 03/28/10 12:22 PM (14 years, 3 days ago)

Quote:

DieCommie said:
Free housing?  How do I get in on that. 

Nah, I paid for my housing but I got an apt because dorms are too expensive (plus they are lame). :tongue2:




My university offers free housing and meal plans for RA's :shrug:


--------------------
Check out my gallery :sun:

Do YOU have The Band's sheet music books? I am paying cash!

Extras: Filter Print Post Top
InvisiblePrisoner#1
Even Dumber ThanAdvertized!
 User Gallery

Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: Healthcare Bill & Student Loans [Re: bhamlaxy]
    #12287538 - 03/28/10 12:33 PM (14 years, 3 days ago)

Quote:

bhamlaxy said:
The auto industry is also a TEMPORARY action taken to help them out. There is nothing permanent about these "takeovers".




it was a temporary action in 1979 when Chrysler was bailed out, the
government then was forced to buy the products in order to keep them
afloat until they could convince people they were not still producing
crap cars, had it not been for the minivan several years later
chrysler  would have folded again, but hey... look how far they've
come, they make the trucks in mexico with the ultra cheap labor, pay no
import duties and they're still failing... so they've gone no where
except out of the country


Quote:

The government already subsidizes a huge amount, so the banks simply function as middlemen, adding a large amount of cost.






no, the government acted as the middle man since the loans were issued
by banks, the government simply backed the loans if there was a default
so that the banks didnt lose money...

Extras: Filter Print Post Top
Offlinedill705
Amazed
Male User Gallery


Registered: 12/10/07
Posts: 3,779
Loc: The Cat's Cradle
Last seen: 6 years, 5 months
Re: Healthcare Bill & Student Loans [Re: zappaisgod]
    #12288014 - 03/28/10 02:13 PM (14 years, 3 days ago)

I have unfortunately been unable to find the text of the reconcilitiation bill that does this. However, "disposable" income is the term I've not only heard the president use, but also the senate majority leader and the speaker. CNN has even put the word disposable up on a graphic or two.

My first thought was, "What is disposable and who gets to determine that?" Good question huh?


--------------------
My advice is to find those things that give pleasure and do them often without too much attachment and relax and wait for the show to end.

-Icelander-

I like free markets and all. Truly I do, at least in general, but there needs to be some kind of oversight in recognition of sustainability. Life works the same way, on a bunch of sustainable systems. Why not honor what made us what we are and take some lessons? Nature FTW!

~dill705~

Extras: Filter Print Post Top
Offlinebhamlaxy
Shroomerite
Female

Registered: 01/23/05
Posts: 714
Loc: Nevada
Last seen: 3 years, 7 months
Re: Healthcare Bill & Student Loans [Re: Prisoner#1]
    #12293241 - 03/29/10 02:18 PM (14 years, 2 days ago)

Quote:

no, the government acted as the middle man since the loans were issued
by banks, the government simply backed the loans if there was a default
so that the banks didnt lose money...



That's ignoring the entire system of subsidizing loans that the government currently does right now. If you are a college student, and you get a stafford loan, perkins loan, a Ford direct student loan, etc., they are most often subsidized by the government because they pay your interest while you are in school, for a few months after you get out of school, and longer if you are eligible for deferment. This helps keep the load off of students, allows them more financial flexibility to pursue education, and means they won't go bankrupt the moment they graduate.

Just think about it.

Status quo-
Government pays loan company X amount of interest (adds up to $51 billion over 10 years) to loan students money. If the loan defaults, the government pays.

After this "government takeover"-
The government gives you the loan, with the same interest exclusion as above. If the loan defaults, the government pays for it.

Why pay a bank for the interest, when you can just give the loan interest-free and save billions in taxpayer dollars?

Extras: Filter Print Post Top
Offlinezappaisgod
horrid asshole


Registered: 02/11/04
Posts: 81,741
Loc: Fractallife's gym
Last seen: 7 years, 9 months
Re: Healthcare Bill & Student Loans [Re: bhamlaxy]
    #12293673 - 03/29/10 03:38 PM (14 years, 2 days ago)

How does lending zero interest money that could otherwise be earning interest save money especially when the government borrows that money at interest?


--------------------

Extras: Filter Print Post Top
Jump to top Pages: < Back | 1 | 2 | 3 | 4 | 5 | Next >  [ show all ]

Shop: Kraken Kratom Kratom Capsules for Sale, Red Vein Kratom   Unfolding Nature Unfolding Nature: Being in the Implicate Order


Similar ThreadsPosterViewsRepliesLast post
* House passes sweeping budget-cut bill lonestar2004 1,624 15 11/18/05 11:27 PM
by RandalFlagg
* Bill to cut Funding to College Students
( 1 2 all )
TheCow 2,132 21 11/16/07 06:48 AM
by BrAiN
* Dems to move health care via reconciliation
( 1 2 all )
ObamaBeatU 1,721 28 02/26/10 12:33 PM
by zappaisgod
* Secret Service investigates Student's anti-Bush photo
( 1 2 all )
daussaulit 3,009 34 10/10/05 02:28 PM
by Phred
* Schwarzenegger sign sexual indoctrination bills a_guy_named_ai 865 6 10/22/07 12:30 AM
by a_guy_named_ai
* The Sick US Healthcare System
( 1 2 3 4 all )
DiploidM 5,857 67 06/16/07 11:09 AM
by Redstorm
* Clinton loaned her campaign $5 million lonestar2004 312 1 02/06/08 02:38 PM
by HighHat
* Support 3 DPR Bills in California silversoul7 562 3 05/23/03 02:30 PM
by Madtowntripper

Extra information
You cannot start new topics / You cannot reply to topics
HTML is disabled / BBCode is enabled
Moderator: Enlil, ballsalsa
6,972 topic views. 2 members, 2 guests and 5 web crawlers are browsing this forum.
[ Show Images Only | Sort by Score | Print Topic ]
Search this thread:

Copyright 1997-2024 Mind Media. Some rights reserved.

Generated in 0.033 seconds spending 0.009 seconds on 15 queries.