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InvisibleShockValue
Because, ShockValue.

Registered: 11/18/08
Posts: 5,097
Loc: Tipping at windmills.
Re: Muh new house - [Re: Prof. Astro]
    #12202448 - 03/14/10 07:14 PM (13 years, 10 months ago)

Depends on the area.  I'm out in the boonies to the cost of land is significantly less than if I were to buy in the "Greater Seattle Area.".

If you have OK credit, along with first time homebuyer incentives, etc.. You could probably pull a 200K house (10% down).  That wouldn't get you shit in crowded areas, but would get you a modest home in the sticks with me :smile:

Ideally you could get your saving up to 20% down, that way you can skip the mortgage insurance, which is just extra money per month that builds absoloutly 0 equity in your home.


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  • When we built temples to view the stars, we knew about all 2000 of them.


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OfflineProf. Astro
acirebma

Registered: 04/15/08
Posts: 4,084
Last seen: 3 months, 5 days
Re: Muh new house - [Re: ShockValue]
    #12211533 - 03/16/10 09:03 AM (13 years, 10 months ago)

Here in the state of FL you have to carry insurance until it is paid off. So the bank gets their cut in case of a hurricane. There have been so many small houses for sale in this area for 10k or so due to foreclosures. It's all about location, and income. College graduates =/= more income, so sometimes it's just hard work and determination to build your own equity and assets.


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:hanky:


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