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makaveli8x8
Stranger

Registered: 02/28/06
Posts: 21,636
Last seen: 7 years, 8 months
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Re: Bank of America can kiss my ass [Re: Gumby]
#11133805 - 09/26/09 08:14 PM (14 years, 5 months ago) |
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if he isn't yet im sure there's an overdraft fee that can make it happen
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  We were sent to hell for eternity Ø h® We play on earth to pass the time Over-population the root of all Evil-brings the Elites Closer to the gates.
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cloudsaregathering
pasturbater



Registered: 08/08/09
Posts: 1,283
Loc: ZZ9 Plural Z Alpha
Last seen: 11 days, 22 hours
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Re: Bank of America can kiss my ass [Re: cyb3rtr0n]
#11133878 - 09/26/09 08:33 PM (14 years, 5 months ago) |
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Quote:
cyb3rtr0n said: Been jobless for a bit now.
I had a separate bank account with BofA when I had direct deposit. I haven't used that account since working because I would usually transfer out of it.
I must hav accidently used it a month ago instead of using my daily account/debit card.
I didn't read my mail at all this week until today and I had two letters from Bank of fucking America who we helped bail out. One said ~$35 over draft fee. why the fuck don't they just deny tthe transaction. The second letter was another one time $35 fee because it has been over drafted for 5 days.
What the fuck,.,.
We consumers/citizens are getting fucked harder now while the economy is in the tank.
We gave the banks more power to peruse their late debt while millions of Americans are jobless.
Jut because the market shows signs of recovery, why is it perceived in the media that we are recovering?
Bank of America can kiss my ass
Dude I hear you, I have a debit card through them, yes a debit card, and they still allow the fucker to get over drawn, they received one of the biggest bailout amounts from the goverment, i.e. the U.S. citizen, and those bitches want $35 from me so bad they call my fucking phone 3 times a day...
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"the root of the problem has been isolated"
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cloudsaregathering
pasturbater



Registered: 08/08/09
Posts: 1,283
Loc: ZZ9 Plural Z Alpha
Last seen: 11 days, 22 hours
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Fuck BoA, those fuckers got my money when there bitch asses got Billions of $ from our government...
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"the root of the problem has been isolated"
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supra
computerEnthusiast
Registered: 10/26/03
Posts: 6,446
Loc: TEXAS
Last seen: 12 years, 10 months
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Re: Bank of America can kiss my ass [Re: cyb3rtr0n]
#11134057 - 09/26/09 09:05 PM (14 years, 5 months ago) |
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Quote:
cyb3rtr0n said: We shouldn't be allowed to fuck up like that.
If you look at the bigger picture, it is how our economy gets into shit like this.
bad loan policy= creditors to exploit and grant enourmous unaffordable loans to consumers.
bad policy at the NYSE causes crashs...
bad policy allowed by law...
its okay, they will have to now have it in your contract and it be a choice for them to allow you to overdraw due to some more regulations obama has put onto these banks...i guess people like you enjoy this kinda stuff though, hand holding throughout your everday life...its your responsibility not to overdraw, all the fees were in your original contract when you signed it (though you may not have been allowed to opt out of being capable of overdrafting, as you are now).
Its simple personal responsibility, it shouldn't be the govt. job to stop you from overdrafting, its yours.
peace
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AlteredAgain
Visual Alchemist



Registered: 04/27/06
Posts: 11,181
Loc: Solar Circuit
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Re: Bank of America can kiss my ass [Re: supra]
#11134119 - 09/26/09 09:18 PM (14 years, 5 months ago) |
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Quote:
supra said: Its simple personal responsibility, it shouldn't be the govt. job to stop you from overdrafting, its yours.
peace
QFT.
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makaveli8x8
Stranger

Registered: 02/28/06
Posts: 21,636
Last seen: 7 years, 8 months
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Re: Bank of America can kiss my ass [Re: AlteredAgain]
#11134137 - 09/26/09 09:22 PM (14 years, 5 months ago) |
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i guess our alternitive is to pay $8 to cash our checks and pay with money, except where i work they won't even give you checks anymore
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  We were sent to hell for eternity Ø h® We play on earth to pass the time Over-population the root of all Evil-brings the Elites Closer to the gates.
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GabbaDj
BTH



Registered: 04/08/01
Posts: 19,679
Loc: By The Lake
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Re: Bank of America can kiss my ass [Re: cyb3rtr0n]
#11134143 - 09/26/09 09:23 PM (14 years, 5 months ago) |
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Overdrafts are common and banks always charge for them..
The feds put pressure on the banks and called this sort of "overdraft protection" a service and they forced the banks to allow people to opt out of this service..
So if you want to be denied when your account runs out of money, you have to actually go to the bank and opt out of this "service".
The feds stepped in because people were being charged outrageous amounts of money for the bank only having to extend just a little bit of credit to cover overdrafts..
I say the government takes over all the banks and we make the system be free. extending credit can be done by private and regulated organizations, but regular banking should not cost people money..
-------------------- GabbaDj FAMM.ORG
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NastyDHL



Registered: 04/04/08
Posts: 3,586
Loc: New England
Last seen: 1 year, 1 month
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Re: Bank of America can kiss my ass [Re: cyb3rtr0n]
#11134245 - 09/26/09 09:40 PM (14 years, 5 months ago) |
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the SAME EXACT thing happened to me at TD Banknorth
the customer service sucked balls, my dad called the manager a bunch, she never called back, he called her supervisor, she called back a few days later saying there is nothing they can do about it
my dad said he's been a member there for about 15 years and they can't let it slide
she said sorry
my dad said well i'm sorry but he is canceling his account as well as my wife, and when i'm done with this mortgage i'm closing my account as well
they still did not waive the $80'ish bucks i owed him
i took almost all of their purple lollipops from the dish on the counter that day, and made sure to not even take one green one 
they say take as many as you want but they definitely get irritated if you take more than few. plus the green ones suck
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UnholyChild666
I'M GOD

Registered: 03/26/06
Posts: 8,940
Loc:
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Re: Bank of America can kiss my ass [Re: NastyDHL]
#11134430 - 09/26/09 10:16 PM (14 years, 5 months ago) |
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yeah take their candy!! that will show em
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"I am the Highest Power the leader of the pack" Actiavte My Dream Sequence Machine GOD of the hologram earth
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makaveli8x8
Stranger

Registered: 02/28/06
Posts: 21,636
Last seen: 7 years, 8 months
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take in some change to turn into cash and accidently leave a few marbles in there
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  We were sent to hell for eternity Ø h® We play on earth to pass the time Over-population the root of all Evil-brings the Elites Closer to the gates.
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