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InvisibleEnlilMDiscord
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842882 - 06/29/22 08:15 PM (1 year, 10 months ago)

That sounds like no big deal. If I had to take the bar again, it would mean a week or two of study, tops


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842913 - 06/29/22 08:32 PM (1 year, 10 months ago)

Quote:

OutsideOfMyMind said:
What kind of fraudulent universities?




The kind that advertise on late night TV. ITTech, University of Phoenix, Trump University, a lot of religious schools, etc.

Usually unaccredited, or if they are accredited, then not in the programs that they advertise, and are often essentially a sales scheme for student loan debt. Often times, that's part of the advertisement: the ability to pay for it with loans easily, as well as a high acceptance rate. They generally target lower income folk in their late 20s/early 30s that are stuck in dead end jobs with promises of building a career, right around the time they start realizing that they need a degree to move up.

Also, they heavily recruit people who would be the first in their family to attend college, because they prey on the lack of...I guess, academic savvy? I don't know how to put it. But if you know even the slightest bit about how academia works, they're easy to spot as scam schools.

They do have flashy advertisements, though. Very slick, high production quality.

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Invisiblenooneman
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Statisticons_win]
    #27842953 - 06/29/22 08:48 PM (1 year, 10 months ago)

I don't have any strong feelings on this one way or the other, but maybe we should make schools pay back the money that students spent on worthless degrees specifically.

Like if you got a degree in history, that's fucking worthless, maybe the school should be forced to give you back your money because they basically suckered you in to getting a worthless bullshit degree. Not really as anything for the student but just as punishment for universities selling people on worthless degrees.

Anyway, that's not a serious proposal just me complaining about universities giving people worthless degrees.

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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: nooneman]
    #27842975 - 06/29/22 08:56 PM (1 year, 10 months ago)

We do, they declare bankruptcy and don't pay. The Trump Gambit. Only reason he paid out 25 mil is because he was in the final stages of his campaign and didn't want the publicity of another bankruptcy.

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: nooneman]
    #27842997 - 06/29/22 09:06 PM (1 year, 10 months ago)

Quote:

nooneman said:
I don't have any strong feelings on this one way or the other, but maybe we should make schools pay back the money that students spent on worthless degrees specifically.

Like if you got a degree in history, that's fucking worthless, maybe the school should be forced to give you back your money because they basically suckered you in to getting a worthless bullshit degree. Not really as anything for the student but just as punishment for universities selling people on worthless degrees.

Anyway, that's not a serious proposal just me complaining about universities giving people worthless degrees.



I would be in favor of universities having to pay the banks back for loans if the student cannot find employment in their field of study within 6 months of graduating. Even 6 months is too much. It's the universities' responsibilities to gear adults for a willful career and if they can't deliver then they should be held accountable.

The government should be responsible for having jobs within the economy that these universities are providing studies for, enough jobs for everyone in the country and if certain people can't have a job whether because they're disabled or just straight up can't find work, then the government needs to be responsible for their well being. We can't have people becoming homeless. Loser or not a loser, it's not a sanitary way of living and it pollutes the sides of the roads.

The government should always be able to know if we need more doctors, more lawyers, less massage therapists, etc. If a certain industry is NOT in high demand then schools should gear their students for degrees and programs where there are actual job NEEDS in that industry.


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Edited by OutsideOfMyMind (06/29/22 09:11 PM)

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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27843006 - 06/29/22 09:13 PM (1 year, 10 months ago)

Often, these universities *are* the banks. They have their own finance departments, just like car dealerships nowadays.

You know how car dealerships stay in business when everybody can (a) look up the MSRP and (b) the dealerships display it?

Financing. The dealerships make money off the loans. They cut out the banks, and do the loans in-house.

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Enlil]
    #27843014 - 06/29/22 09:16 PM (1 year, 10 months ago)

Quote:

Enlil said:
That sounds like no big deal. If I had to take the bar again, it would mean a week or two of study, tops



The problem is that I barely passed the massage exam the first time. I looked up my old score. I scored a 689, which is barely above the 630 passing score out of 900.  Most of the questions I didn't even learn in massage school. I would need to restudy ALL of my anatomy, physiology, kinesiology, pathology, ethics, client history, etc. Honestly, I went to massage school HIGH nearly every day, that's how boring it was.


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Edited by OutsideOfMyMind (06/29/22 09:18 PM)

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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27843019 - 06/29/22 09:22 PM (1 year, 10 months ago)

That was also probably not the best decision.

I can't fault you, I made similar decisions in my first few years of college. I didn't go to class at all until junior year, and skated by on straight brain power. I would derive equations during tests that I should have learned in class because I could.

Junior year, I no longer could. Quantum chem was the moment that became unsustainable. There just wasn't enough time for me to figure out partial derivatives of wavefunctions on the fly during a test.

Took me nearly half of grad school to stop going to school high.

This has caused some gaps in my knowledge that I am forced to fill pretty routinely. I have to bust out textbooks for stuff that most sophomore chemists know, because I just never learned it the first time and haven't needed it until now.

You're in a similar boat. Time to bust out those old textbooks and fill those gaps.

EDIT: That's actually a large part of why I try to answer questions in the chemistry forum. Part of it is because I can and want people to make drugs safely, but a big part of that is because it causes me to bust out my early textbooks and learn shit that I should know. micro's posts were very good for that, because they were doing stuff more complicated than A/B extractions. Of course, they were also quite reckless, and I'd guess they stopped posting because they're either dead of a fuckup or in big boy jail for drug manufacture.

Anybody happen to know?

Edited by Kryptos (06/29/22 09:32 PM)

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27843055 - 06/29/22 09:39 PM (1 year, 10 months ago)

I mean I passed all of my classes, it's just the STATE EXAM I barely passed.

Now, COLLEGE classes, I'm pretty good at getting straight A's.


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27843071 - 06/29/22 09:45 PM (1 year, 10 months ago)

Same shit applies.

Although, test taking strategy becomes a factor. A large part of why I didn't fail out of college is because I'm extremely good at taking tests. That is also a learned skill, I just picked it up in middle/high school during state exams.

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27843195 - 06/29/22 11:45 PM (1 year, 10 months ago)

I'm pretty good at taking tests too. I'm also really good at figuring out how a professor does their tests and grading and more or less conforming. For example, some professors base their tests more on text book info, some base them more on lecture material, some base their grading on busy work, it's all about figuring out how a professor does their thing and just doing it.



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Edited by OutsideOfMyMind (06/29/22 11:46 PM)

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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27843885 - 06/30/22 02:18 PM (1 year, 10 months ago)

Then it sounds like no big deal. Just retake the test, get your new license.

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OfflineDebracorbitt
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27847893 - 07/03/22 04:24 PM (1 year, 10 months ago)

I think this is fairer. But in time, we will see if this choice was right. In any case, I notice how we are moving towards development because already various sources are appearing that help with the university, such as this one https://edubirdie.com/buy-college-essays. I have used this kind of source several times, and buying college essays seemed to be the most convenient and useful. I believe that soon we will be taught by robots and what is most pleased is that it will be online at home on everyone's computer.

Edited by Debracorbitt (07/03/22 11:08 PM)

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