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Invisiblebudmanman
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Registered: 02/07/07
Posts: 18,257
Loc: PNW
Re: What are y'alls thoughtson the changes to student loan law? [Re: ashfiken]
    #27840686 - 06/28/22 01:35 PM (1 year, 10 months ago)

Quote:

ashfiken said:
Trades are great for a lot of ppl.
I dunno what limitations has to do with jt rly....
They allow you to earn a living and while yall claim jobs are limited, in most trades jobs are guaranteed anywhere in the country.
For many ppl it seems no matter the limitations or intelligence,  they may not find a field to get a regular degree that interests or challenges em.
If I didn't have my trade I don't know what I'd do.
I went to a four year I could excelled.  Never picked a major as a 18 y/o now Ove 10 years later I still have no clue what major or degree I'd tackle.
I have too many interests,  and many of my interests with a degree wouldn't be profitable. We need ppl of all kinds in all fields trades includes. Limitations aren't a thing, it's necessity to have all fields with skilled ppl.
Maybe my limitation would be not figuring out how to sell myself to a degree In a career I don't know if I will enjoy, or succeed and not wanting to be debt laden with the rest of students.  Instead  debt free productive.  And maybe never wealthy but I do fine as an average American




I went to college I ended up stopping, the degree I was going for was straight shit, I had no idea what I was doing when I decided to pursue it I was 16.

My college was free. I just went online and signed up to go take a test and I took the test and I got a score high enough on it to get free college and then started going at 16.

I guess if you can't score high enough you will have to get a student loan to go. If you couldn't score high enough maybe you shouldn't be going to college anyway. They don't trust their money with you so maybe you shouldn't trust yourself you know what I am saying.

I was making over 100k a year doing HVAC with just 1 years experience, it is a good trade and you don't even have to go to school.

My friends on pace to make almost 200k this year doing HVAC.

I also have a friend who went to college and got some shitty degree who delivers furniture and always posts on facebook how broke he his and always about his struggles so I always message him hey I did HVAC here they pay good you should apply, or come where I work now and in several years you will make almost the same as that HVAC but with a lot less work.

Dude always says no lol. Also he got that Obama student loan forgiveness he applied for it and got it, took him a long time and they even refunded him all his payments he made on them stupid loans.


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Everything I have ever said is total bogus bs I am full of crud therefore everything I say should never be taken literal.

And I am mentally unstable.

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InvisibleballsalsaMDiscord
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Registered: 03/11/15
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27840911 - 06/28/22 04:21 PM (1 year, 10 months ago)

Quote:

OutsideOfMyMind said:
I can't do my "trade" job "all over the country." My stupid trade is only limited to one fucking state. A stupid massage therapy license is only recognized in ONE state. I wouldn't be able to move on a whim and just do massage wherever the fuck I want.

A DEGREE would enable me to be able to move wherever the fuck I want and get a job in the field. I'm so sick of people talking about trade school.




Wait, are you saying that your license is only valid in one state or that only one state requires a license?  I ask because a plumbing contractor's license (as an example) is only valid in the state that it was issued but If I'm a plumber in California and want to move and open a plumbing company in Ohio, I'll have to either test for a license in Ohio or if they offer an exemption for licensed contractors in other states just pay the fees and fill out the forms.  As far as I know it's the same for other contractors.  If, on the other hand, I went through a union apprenticeship and was a member in good standing I could transfer locals but it is not an easy or simple process.

There are trades that don't require a license, depending on where you are.  Florida, as an example does not require any licensing for landscaping companies but does require a license to apply fertilizers/pesticides commercially.  The license is very easy to get and doesn't cost much.

Many places will allow you to do quite a bit without a license if you follow the rules.  Installers often don't need to be licensed. So, for example, an aquarium service can install an entire aquarium system with elaborate plumbing etc. as long as the parts are all manufactured rather than fabricated on site and no changes are made to the structure of the building.  If the customer wants it built into a wall, on the other hand, a licensed contractor will have to complete the work other than the installation of the aquarium system itself.

Additionally, there are many people who learn a trade outside of trade school.  The knowledge and skills don't disappear from their minds if they move.  I don't need a license to be a carpenter, I just need to find a licensed carpenter to hire me and I can work under their license.  How many carpet layers or tile setters are licensed?  Probably less than 10%, i would guess.  They own the companies and the rest are working under their licenses.

Finally, the requirement of a license to operate in a given trade doesn't preclude one from seeking those jobs anyway.  Many installers working for big outfits at cheap pay do this.  The boss sends them out to 15 jobs/ week and they cancel 3 and do them on the side in their off-time to bump their rate.  I worked with a guy at a water heater company who cancelled 1 job/day!  He eventually got fired but still.  It's a 500 dollar job that the company wants to charge 1500 for so you can say you'll charge 1000 and get it every time.


--------------------


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OfflineFalcon91Wolvrn03
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Loc: California, US
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27840990 - 06/28/22 05:06 PM (1 year, 10 months ago)

Here's a website that says how to transfer a massage license across state lines:

Is Your Massage License Valid When You Cross State Lines?
Quote:

Most of the time, a license in the new state must be obtained before you can legally work as a massage therapist. This means filling out an application, paying fees, submitting additional paperwork (license verifications, transcripts, or exam scores), and displaying a lot of patience.




So it's doable.


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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InvisiblefeeversM
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Registered: 12/28/10
Posts: 8,780
Loc: Flag
Re: What are y'alls thoughtson the changes to student loan law? [Re: Falcon91Wolvrn03]
    #27841111 - 06/28/22 06:03 PM (1 year, 10 months ago)

The fact that banks make billions reeling in 5-6 figure loans from uninformed children who want to go drink and fuck for a few years is pretty messed up, as are the schools with 65 deans and 100 admin staff to every student who milk the kids as well.

I'm happy I went back to school in my mid-late 20s. Knew what I wanted to do, paid my way through undergrad, I now have a lifelong amount of debt from grad school but it's doing fulfilling work I love where I can essentially set my own schedule and make as much money as I feel like, never have to deal with a boss again, can change setting by the day/week/month etc if I feel like it. More than worth the extra monthly bill, but that's after a decade of working and deciding what I wanted to do.

I think if they cancelled student debt almost all of that money would go right back into the economy pretty quickly. I still don't know what they'd do about all the kids in the future though? If they cancel loans I'd at least expect them to make state schools free and expand them. Maybe we'll join the rest of the world eventually.

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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: feevers] * 1
    #27841156 - 06/28/22 06:43 PM (1 year, 10 months ago)

Quote:

ashfiken said:
They allow you to earn a living and while yall claim jobs are limited, in most trades jobs are guaranteed anywhere in the country.




Jobs are guaranteed everywhere right now. Jobs that pay enough for you to afford rent and food, on the other hand...

Quote:

feevers said:
I think if they cancelled student debt almost all of that money would go right back into the economy pretty quickly. I still don't know what they'd do about all the kids in the future though? If they cancel loans I'd at least expect them to make state schools free and expand them. Maybe we'll join the rest of the world eventually.




The point isn;t for the money to go into the economy, the point is for the money to go to the rich. Cancelling student debt would be fantastic at growing the economy, but if you grow the pie, then JP Morgan's share of it gets smaller.

Licensing is a similarly fucky scam. Some licenses make sense--like, someone doing structural work should probably know how to avoid collapsing said structure.

Other licenses are straight "fuck you, pay me". Like, some states require licensing to do haircuts. Haircuts. Even the most fucked up haircut in the world is only a minor problem for a few weeks, maybe months, if you really hate short hair.

It's about pumping money into the smaug piles.

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OfflineDebracorbitt
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Registered: 06/29/22
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Last seen: 1 year, 10 months
Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27842065 - 06/29/22 09:28 AM (1 year, 10 months ago)

Yeah, I'm new to this, soon I want to apply to law school but the situation that's described in this thread scares me.

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OfflineOutsideOfMyMind
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Registered: 10/05/20
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Falcon91Wolvrn03]
    #27842387 - 06/29/22 01:33 PM (1 year, 10 months ago)

Quote:

ballsalsa said:
Quote:

OutsideOfMyMind said:
I can't do my "trade" job "all over the country." My stupid trade is only limited to one fucking state. A stupid massage therapy license is only recognized in ONE state. I wouldn't be able to move on a whim and just do massage wherever the fuck I want.

A DEGREE would enable me to be able to move wherever the fuck I want and get a job in the field. I'm so sick of people talking about trade school.




Wait, are you saying that your license is only valid in one state or that only one state requires a license?  I ask because a plumbing contractor's license (as an example) is only valid in the state that it was issued but If I'm a plumber in California and want to move and open a plumbing company in Ohio, I'll have to either test for a license in Ohio or if they offer an exemption for licensed contractors in other states just pay the fees and fill out the forms.  As far as I know it's the same for other contractors.  If, on the other hand, I went through a union apprenticeship and was a member in good standing I could transfer locals but it is not an easy or simple process.

There are trades that don't require a license, depending on where you are.  Florida, as an example does not require any licensing for landscaping companies but does require a license to apply fertilizers/pesticides commercially.  The license is very easy to get and doesn't cost much.

Many places will allow you to do quite a bit without a license if you follow the rules.  Installers often don't need to be licensed. So, for example, an aquarium service can install an entire aquarium system with elaborate plumbing etc. as long as the parts are all manufactured rather than fabricated on site and no changes are made to the structure of the building.  If the customer wants it built into a wall, on the other hand, a licensed contractor will have to complete the work other than the installation of the aquarium system itself.

Additionally, there are many people who learn a trade outside of trade school.  The knowledge and skills don't disappear from their minds if they move.  I don't need a license to be a carpenter, I just need to find a licensed carpenter to hire me and I can work under their license.  How many carpet layers or tile setters are licensed?  Probably less than 10%, i would guess.  They own the companies and the rest are working under their licenses.

Finally, the requirement of a license to operate in a given trade doesn't preclude one from seeking those jobs anyway.  Many installers working for big outfits at cheap pay do this.  The boss sends them out to 15 jobs/ week and they cancel 3 and do them on the side in their off-time to bump their rate.  I worked with a guy at a water heater company who cancelled 1 job/day!  He eventually got fired but still.  It's a 500 dollar job that the company wants to charge 1500 for so you can say you'll charge 1000 and get it every time.



Quote:

Falcon91Wolvrn03 said:
Here's a website that says how to transfer a massage license across state lines:

Is Your Massage License Valid When You Cross State Lines?
Quote:

Most of the time, a license in the new state must be obtained before you can legally work as a massage therapist. This means filling out an application, paying fees, submitting additional paperwork (license verifications, transcripts, or exam scores), and displaying a lot of patience.




So it's doable.



No, it's not "doable."

I ORIGINALLY got licensed in texas. I moved back to california and transferred the license to california. But Now I moved BACK to texas......................but check this bullshit out:

TEXAS REQUIRES THAT YOU TAKE THE FUCKING NATIONAL MASSAGE EXAM (THE MBLEX) WITHIN THE LAST 2 YEARS OF GETTING A TEXAS MASSAGE LICENSE. I TOOK THAT FUCKING TEST IN 2014 WHICH MEANS IF I WANT MY TEXAS MASSAGE LICENSE BACK I HAVE TO TAKE THE GOD DAMN TEST ALL OVER AGAIN. THIS MEANS I HAVE TO WASTE MY PRECIOUS TIME WHICH I ALREADY DON'T HAVE TO STUDY FOR A TEST THAT I TOOK 8 YEARS AGO. OTHER STATES DON'T REQUIRE THAT YOU TAKE THE FUCKING EXAM IN A CERTAIN AMOUNT OF TIME. NOW I HAVE TO WASTE MY FUCKING TIME STUDYING FOR SHIT THAT I HAVE NO INTEREST IN ANYMORE JUST FOR A JOB THAT DOESN'T EVEN PAY ENOUGH TO BEGIN WITH.

ON TOP OF THAT, SOME STATES HAVE MORE REQUIREMENTS. FOR EXAMPLE, I DID A 500 HOUR MASSAGE PROGRAM. TEXAS AND CALIFORNIA REQUIRE 500 HOURS. BUT IF I WANTED TO MOVE TO NEW YORK, I THINK THEY REQUIRE LIKE 1,000 HOURS OR SOME RIDICULOUS AMOUNT. CANADA REQUIRES 2,000 HOURS.

I DON'T KNOW ABOUT YOU BUT NONE OF MY CLIENTS HAVE EVEN GIVEN A SHIT ABOUT ANYTHING OTHER THAN SWEDISH AND DEEP TISSUE. LEARNING ANYTHING ELSE IS A WASTE OF TIME AND MONEY. I HAVE MET MASSAGE THERAPISTS WHO TALK ABOUT HOW THEY'RE "CERTIFIED IN LOMI LOMI MASSAGE OR CERTIFIED IN MYOFASCIAL RELEASE BLA BLA BLA" BUT AT THE END OF THE DAY, YOUR CLIENTS DON'T GIVE A SHIT ABOUT LOMI LOMI. IT'S NOT A FUCKING MARKETABLE MODALITY.

MASSAGE SHOULDN'T EVEN BE REGULATED. THE BOARDS ONLY EXIST TO STEAL YOUR MONEY IN THE FORM OF APPLICATION FEES AND OTHER BULLSHIT.


--------------------


Edited by OutsideOfMyMind (06/29/22 01:38 PM)

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InvisibleballsalsaMDiscord
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Registered: 03/11/15
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842404 - 06/29/22 01:41 PM (1 year, 10 months ago)

Sounds like Texas and massage were maybe both not ideal choices.


--------------------


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Offlineashfiken
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Re: What are y'alls thoughtson the changes to student loan law? [Re: ballsalsa]
    #27842416 - 06/29/22 01:47 PM (1 year, 10 months ago)

Yeah I see you have been burnt out on it and should move on, probably for other reasons too...
Js, I live in the south and I know massage therapists that make double what I do.
Only thing I will say about it is it's not easy work/very rough on the body


--------------------
hmm...

"I'm naked and fearless... And my fear is naked."

"life isn't worth living without the threat of death"

"I got my plans in a ziploc bag, let's see how unproductive we can be"

"nobody lives their lives fully except for bull fighters"

My Trade List

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: ballsalsa]
    #27842533 - 06/29/22 02:59 PM (1 year, 10 months ago)

Quote:

ballsalsa said:
Sounds like Texas and massage were maybe both not ideal choices.



Texas just started this bullshit where you have to had taken the licensing exam within 2 years of applying for a texas license. Back when I first got licensed in texas they didn't give a fuck when you took the exam but they recently changed the law in order to make my life HELL.

Getting into massage was the worse decision I've ever made but I thought it was going to be a good career when I first got into it back in 2014. I've never made really good money with it. It's very unstable. Much like my bipolar moods.

I don't have any other work experience besides retail and restaurant work but I'd rather kill myself than go back to working in those jobs so now I'm forced to have to get the stupid massage license back for texas. It's so much bullshit. If I had a degree, it would work in any state, and I wouldn't have to take no fucking test all over again.

This is really fucking pissing me off just talking about it. I want to fucking kill myself.


--------------------


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842544 - 06/29/22 03:05 PM (1 year, 10 months ago)

Texas is always a bad choice.

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InvisibleballsalsaMDiscord
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842572 - 06/29/22 03:23 PM (1 year, 10 months ago)

Don't do anything hasty.  Its a test and a fee.  It sucks but it happens to a lot of us. Even lawyers have to take tests and pay fees when they move.


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: ballsalsa]
    #27842579 - 06/29/22 03:29 PM (1 year, 10 months ago)

Lawyers needing licensing and testing makes sense. An incompetent lawyer can absolutely fuckerize somebody's life, especially since SCOTUS recently ruled that having incompetent representation is no longer valid cause for a mistrial.

A massage therapist can...maybe make someone sore for a few days? If they're REALLY bad?

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InvisibleballsalsaMDiscord
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27842592 - 06/29/22 03:40 PM (1 year, 10 months ago)

Of course, but the state wants money and since voters don't take kindly to new taxes, we get fees instead


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: ballsalsa]
    #27842605 - 06/29/22 03:49 PM (1 year, 10 months ago)

Especially when those fees can be funneled through a third party private company that turns a profit and happens to be owned by a state legislator.

Kind of like how NC decided to outsource payment processing of DMV fees to a third party company, which charges you a 3$ fee to process your payments of DMV fees. But hey! Taxes...maybe went down? I dunno, they never seemed to go down for me.

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27842632 - 06/29/22 04:19 PM (1 year, 10 months ago)

Quote:

Kryptos said:
Texas is always a bad choice.



Quote:

Kryptos said:
Lawyers needing licensing and testing makes sense. An incompetent lawyer can absolutely fuckerize somebody's life, especially since SCOTUS recently ruled that having incompetent representation is no longer valid cause for a mistrial.

A massage therapist can...maybe make someone sore for a few days? If they're REALLY bad?



Quote:

Kryptos said:
Especially when those fees can be funneled through a third party private company that turns a profit and happens to be owned by a state legislator.

Kind of like how NC decided to outsource payment processing of DMV fees to a third party company, which charges you a 3$ fee to process your payments of DMV fees. But hey! Taxes...maybe went down? I dunno, they never seemed to go down for me.



It's just more bullshit bureaucracy. It shouldn't cost extra to make a payment online. If anything it should be cheaper because it's less work for an administrator to do in office.


--------------------


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842640 - 06/29/22 04:26 PM (1 year, 10 months ago)

That's not bureaucracy, that's regulatory capture and privatization.

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Statisticons_win]
    #27842670 - 06/29/22 04:44 PM (1 year, 10 months ago)

Quote:

Statisticons_win said:
Apparently the government has wrested control of the student loan market from the hands of capitalism, and deposited it quite firmly in the Dept of Edu. Is this another Marxist coup?




http://news.yahoo.com/s/nm/20090917/pl_nm/us_studentloans_house_3



This link doesn't work anymore. What is the new student loan law???


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OfflineKryptos
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Re: What are y'alls thoughtson the changes to student loan law? [Re: OutsideOfMyMind]
    #27842767 - 06/29/22 06:35 PM (1 year, 10 months ago)

Biden did some very limited loan forgiveness for victims of fraudulent universities.

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OfflineOutsideOfMyMind
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Re: What are y'alls thoughtson the changes to student loan law? [Re: Kryptos]
    #27842796 - 06/29/22 07:11 PM (1 year, 10 months ago)

What kind of fraudulent universities?


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