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OfflineToTheSummit
peregrinus
 User Gallery

Folding@home Statistics
Registered: 08/22/99
Posts: 9,126
Loc: Las Vegas
Last seen: 12 days, 17 hours
Credit scores
    #10450044 - 06/03/09 08:36 PM (14 years, 8 months ago)

Its been a few years since I had seen mine.  I've always known they were high.  The wife and I pride ourselves on maintaining great credit.  But even we were surprised when we went and got pre-approved for a home loan this week.

If you don't know how credit scores work, well, there are 3 credit reporting bureaus.  Each one issues you a number and they average out your score based on those 3 numbers.  When 2 people are applying together (such as me and my wife) you end up with 6 numbers (3 for each person).  A credit score can only go as high as 850.  That is considered perfect.  Anyone with a number in the 700s is doing pretty damn good.  If you're over 750 you've got pretty fantastic credit.  And 800+...well, loan officers will tell you that its rare to see those kind of numbers.  So when they pulled our score it was a nice surprise to see what we had.  The 6 numbers pulled for me and my wife ranged from 792 to 839!  We both averaged out well over 800!

Yeah, I'm the fucking Rambo of credit, bitches!!  :minigun: BAD CREDIT


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You invented the wheel....You push the motherfucker!!


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Invisiblememes
Blessed


Folding@home Statistics
Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: Credit scores [Re: ToTheSummit]
    #10450059 - 06/03/09 08:38 PM (14 years, 8 months ago)

Congrats :thumbup:

I'm at ~740.  Not bad for being just out of college.  It won't go anywhere but up


:vaped:


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OfflineIma TrooperS
Chilldog Extraordinaire
Male User Gallery


Registered: 02/21/08
Posts: 13,533
Loc: United States
Last seen: 13 days, 3 hours
Re: Credit scores [Re: memes]
    #10450317 - 06/03/09 09:16 PM (14 years, 8 months ago)

Mine is fucked. I lost my job and couldn't pay bills or credit cards. :sad:


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"Its moving of its own accord...and I like that in a shirt!" - Me, tripping.

deCypher said:
Schizophrenia beats dining alone, you know.


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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
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Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: Credit scores [Re: Ima Trooper]
    #10450565 - 06/03/09 10:00 PM (14 years, 8 months ago)

mine is non existent

fuck credit


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OfflineRipVanWinkle
The Benzodiazethang
Male User Gallery


Folding@home Statistics
Registered: 06/11/06
Posts: 4,700
Loc: Near Memphrica, TN Flag
Last seen: 2 years, 3 months
Re: Credit scores [Re: Ima Trooper]
    #10450589 - 06/03/09 10:05 PM (14 years, 8 months ago)

Quote:

Ima Trooper said:
Mine is fucked. I lost my job and couldn't pay bills or credit cards. :sad:




Mine too... But I'm working on it...  Slooooooowly but surely


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Those who danced were thought to be quite insane by those who could not hear the music.



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Offlinelind2388
Stranger
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Registered: 03/01/07
Posts: 149
Loc: NY
Last seen: 13 years, 11 months
Re: Credit scores [Re: RipVanWinkle]
    #10450660 - 06/03/09 10:17 PM (14 years, 8 months ago)

freecreditreport.com says I have a 743...I have a decent credit line and always pay my bills on time.  I hope it will eventually count for something.


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Invisiblepwnasaurus
Stranger
I'm a teapot User Gallery

Registered: 07/16/08
Posts: 12,317
Loc: Canada Flag
Re: Credit scores [Re: lind2388]
    #10450674 - 06/03/09 10:19 PM (14 years, 8 months ago)

Mine is well over 750, and I'm still in uni


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Offlinelind2388
Stranger
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Registered: 03/01/07
Posts: 149
Loc: NY
Last seen: 13 years, 11 months
Re: Credit scores [Re: pwnasaurus]
    #10450690 - 06/03/09 10:22 PM (14 years, 8 months ago)

yea same...I graduate next spring


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