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OfflineAnonymousRabbit
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Registered: 01/10/08
Posts: 8,993
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    #10173308 - 04/15/09 06:32 PM (14 years, 10 months ago)

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Edited by AnonymousRabbit (05/19/22 12:28 AM)

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Offlinenarcotik
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Registered: 01/05/04
Posts: 23
Last seen: 8 years, 9 months
Re: Having trouble with a credit card (but good news too!) [Re: AnonymousRabbit]
    #10230525 - 04/25/09 10:08 AM (14 years, 10 months ago)

First, did you contact the CC issuer and ask if they would give you a "one time" slip up reversal, especially if you were to explain the situation? Most issuers will do this.

Second... your math must be bad or you're getting ripped off. $430 in interest a month on 18% APR? Your interest should be more like $43.00 a month. Just a guess (my math comes out to about $45).

finally... right now those are pretty good rates. My best rate is just above yours, but i average 22% across my cards. My score is 643 as of last month.

I think you could easily get another card, but they're pretty tight on the credit limits. Look into applying to a credit union if you're eligible. They have better rates and are more generous on their limits, usually.

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