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Patlal
You ask too many questions
Registered: 10/09/10
Posts: 44,826
Loc: Ottawa
Last seen: 12 hours, 15 minutes
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Are you a spender or a saver? 3
#23299867 - 06/02/16 01:05 PM (7 years, 9 months ago) |
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Some people make a buck and spend it as soon as they can. Some people haven't even made the buck and it's already gone (some not by choice). But on the flip side, some people are savers. They don't spend unless they have to and some go too far and cheap out so much they suffer from it.
Obviously the first one can very problematic. Living paycheck to paycheck or constant debt. It can be an addictive lifestyle due to the immideate reward of spending.
The second one can also be problematic if you take it way too far but overall it's the smarter approach. It can even be addictive. Seeing the numbers go up in the bank account but having 0 life.
Which category do you fall into?
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badchad
Mad Scientist
Registered: 03/02/05
Posts: 13,377
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Re: Are you a spender or a saver? [Re: Patlal]
#23299886 - 06/02/16 01:09 PM (7 years, 9 months ago) |
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I've always been a saver. But as my income has increased I've spent more.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Sanguin3
Optimist
Registered: 10/19/13
Posts: 2,273
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Re: Are you a spender or a saver? *DELETED* [Re: badchad]
#23299895 - 06/02/16 01:12 PM (7 years, 9 months ago) |
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Post deleted by Sanguin3
Reason for deletion: .
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Nifflerz
Registered: 06/09/08
Posts: 48,606
Loc: Pudge County, TX
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Re: Are you a spender or a saver? [Re: Sanguin3]
#23299897 - 06/02/16 01:14 PM (7 years, 9 months ago) |
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I'm definitely a saver
-------------------- Aka Pudge (the real one, not the bitch ass fake one from 2020)
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The5thBeatle
Rocker
Registered: 03/05/15
Posts: 553
Last seen: 1 year, 11 months
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Re: Are you a spender or a saver? [Re: Sanguin3]
#23299916 - 06/02/16 01:20 PM (7 years, 9 months ago) |
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STAL - spender in transition to a thriftier lifestyle that allows me to save.
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millzy
Registered: 05/12/10
Posts: 12,409
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Re: Are you a spender or a saver? [Re: The5thBeatle] 1
#23299920 - 06/02/16 01:22 PM (7 years, 9 months ago) |
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i wish i was more of a saver. i'm better than i used to be, but i could be doing more.
-------------------- I'm up to my ears in unwritten words. - J.D. Salinger
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j3danentz
doesn't affect my paycheque
Registered: 06/02/16
Posts: 349
Last seen: 7 years, 8 months
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Re: Are you a spender or a saver? [Re: Patlal]
#23299993 - 06/02/16 01:53 PM (7 years, 9 months ago) |
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I save up my money and buy METH! lol jk... I spend it mostly on food and beer. I just looked at my T4 and saw how much mney I made this year and how little I saved. It really sucked...
-------------------- It's amazing how much money you can save by not buying cocaine!
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plasma
ɹoʇɐɹǝpoɯ
Registered: 09/17/08
Posts: 10,001
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Re: Are you a spender or a saver? [Re: j3danentz]
#23300020 - 06/02/16 02:02 PM (7 years, 9 months ago) |
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Cash hoarder
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Soluminia
The mind is god
Registered: 03/18/11
Posts: 3,978
Loc: CO
Last seen: 1 year, 1 month
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Re: Are you a spender or a saver? [Re: Patlal]
#23300083 - 06/02/16 02:22 PM (7 years, 9 months ago) |
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I spend and save as I see fit. Don't really do one more than the other.
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Sun King
Registered: 02/15/14
Posts: 4,069
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Re: Are you a spender or a saver? [Re: Patlal]
#23300224 - 06/02/16 03:00 PM (7 years, 9 months ago) |
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I am a saver. I am saving up for a new house to put in patlal's trailer park.
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KaptKid
Spaced Pirate
Registered: 12/11/03
Posts: 6,252
Loc: Bright Side of the Sun
Last seen: 4 years, 1 month
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Re: Are you a spender or a saver? [Re: Patlal]
#23300226 - 06/02/16 03:00 PM (7 years, 9 months ago) |
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I'm a saver but one needs to make to save it.
-------------------- Child of the 60's, Tripping ever since.
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SushiKing
Stranger
Registered: 06/16/14
Posts: 244
Last seen: 3 years, 2 months
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Re: Are you a spender or a saver? [Re: KaptKid]
#23300305 - 06/02/16 03:17 PM (7 years, 9 months ago) |
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I am a saver. I do my best to spend my money towards experiences. Like traveling,or going to music festivals. In the rare occasion of being able to mob up with friends and hit the town and not having the past weeks expenses haunt me.
my money pits are eating out and alcohol. I am working my best to buy food from stores and make my meals at home. My only monthly payments are rent/car insurance/phone.
I save so that I can have seamless transitions in life. Like moving in to a new place, fairly stress free. Or being able to go back to school at a time when I want to without taking a hit that is devastating in my account.
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Mr. Magic
Registered: 07/13/14
Posts: 1,951
Last seen: 1 month, 2 days
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Re: Are you a spender or a saver? [Re: KaptKid]
#23300322 - 06/02/16 03:23 PM (7 years, 9 months ago) |
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I spend just enough to get by basically. Ill spend a little extra on drugs here and there, but im mostly a saver lol i always have a bunch of extra money in the bank, because i dont really go out and dont care to waste money on stupid shit i dont need.
Drugs i do need though
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thelanzii
Registered: 11/13/12
Posts: 5,434
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Re: Are you a spender or a saver? [Re: Mr. Magic]
#23300421 - 06/02/16 03:50 PM (7 years, 9 months ago) |
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only time i have ever had trouble spending was on drugs and not able to manage my feelings correctly
i could give two fucks if someone thinks i have a nice shirt on unless i am trying to get laid or something
money is a stored for of energy and i will be damned if i wasted that energy on some bullshit to be liked by people who rarely even like themselves
checkout the buddhist perspective on money
here is the book
Mindfulness and Money
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pirate-blues
Registered: 10/15/12
Posts: 13,728
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Re: Are you a spender or a saver? [Re: Mr. Magic] 1
#23300442 - 06/02/16 03:56 PM (7 years, 9 months ago) |
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I'm a spender with cash - I'll impulse buy stupid shit, but I can and do bargain hunt like a motherfucker so all the stupid impulse buys are usually very small purchases that catch my eye kind of randomly(they add up I know I know), but when it comes to my credit I'm super careful, not in any debt, pay off my credit card balance every month and only use it for controlled, regular purchases or bills that I budget out, cuz the one thing my school did right was give us a finance class where we watched a bunch of Dave Ramsey videos that stressed not spending money you don't have. I'm really glad that idea stuck with me.
My parents are good with money but they didn't really teach me much about finance other than the bare minimum and tbh I grew up a bit spoiled, when my friend,who grew up on a poor farm, and I go shopping together you can definitely see the differences in our shopping habits.
I also try to save 15-20% of my income each month, as I get older I get better about it.
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Big Worm
Perf
Registered: 04/20/09
Posts: 7,642
Last seen: 3 years, 11 months
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Re: Are you a spender or a saver? [Re: Sun King]
#23300446 - 06/02/16 03:59 PM (7 years, 9 months ago) |
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Quote:
Sun King said: I am a saver. I am saving up for a new house to put in patlal's trailer park.
I spend a lot of money when I have it. I've never been good at saving because there is so much stuff I want and things I want to do. I like to travel a lot and go out for dinner and drinks, and do drugs. So I can spend it pretty quick. But i'm also good at making it too, so it equals out.
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thelanzii
Registered: 11/13/12
Posts: 5,434
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Re: Are you a spender or a saver? [Re: pirate-blues]
#23300454 - 06/02/16 04:00 PM (7 years, 9 months ago) |
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Quote:
pirate-blues said: I'm a spender with cash - I'll impulse buy stupid shit, but I can and do bargain hunt like a motherfucker so all the stupid impulse buys are usually very small purchases that catch my eye kind of randomly(they add up I know I know), but when it comes to my credit I'm super careful, not in any debt, pay off my credit card balance every month and only use it for controlled, regular purchases or bills that I budget out, cuz the one thing my school did right was give us a finance class where we watched a bunch of Dave Ramsey videos that stressed not spending money you don't have. I'm really glad that idea stuck with me.
My parents are good with money but they didn't really teach me much about finance other than the bare minimum and tbh I grew up a bit spoiled, when my friend,who grew up on a poor farm, and I go shopping together you can definitely see the differences in our shopping habits.
I also try to save 15-20% of my income each month, as I get older I get better about it.
i know a kid 100+ grand in debt from fucking around in a college all his semesters. whenever i regret some of the choices i have made around money, that thought comes up
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pirate-blues
Registered: 10/15/12
Posts: 13,728
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Re: Are you a spender or a saver? [Re: thelanzii]
#23300474 - 06/02/16 04:08 PM (7 years, 9 months ago) |
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One of my good friends had a six figure education for a degree in opera performance. Actually A LOT of the kids I went to highschool with have six figure degrees from expensive private colleges for stuff like directing, dance, etc. She's lucky because her parents were rich enough to pay for that shit and now she lives on the upper east side in Manhattan even though she's not an opera singer, lucky biatch.
But yeah I think about that too.
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Fools Crow
The Great Mystery
Registered: 04/28/16
Posts: 1,819
Last seen: 7 years, 8 months
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Re: Are you a spender or a saver? [Re: pirate-blues]
#23300518 - 06/02/16 04:20 PM (7 years, 9 months ago) |
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It depends. I went two years and saved 80% of each paycheck and ended up with $10k cash. Then again I also went years where I saved $0.
It all depends if I have a certain goal I'm trying to save for.
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Connoisseur
Registered: 05/13/11
Posts: 34,686
Last seen: 5 years, 4 months
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Re: Are you a spender or a saver? [Re: Patlal]
#23300528 - 06/02/16 04:23 PM (7 years, 9 months ago) |
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Spender
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