Welcome to the Shroomery Message Board! You are experiencing a small sample of what the site has to offer. Please login or register to post messages and view our exclusive members-only content. You'll gain access to additional forums, file attachments, board customizations, encrypted private messages, and much more!
|
 Fucknuckle
Dog Lover
Registered: 04/24/04
Posts: 6,762
|
 Cash and joyfull living, can it be real ? 
#5222846 - 01/25/06 08:31 PM (7 years, 3 months ago) |
|
|
I want to take the time to post a few helpful tips on cash and a joyful life. I realize that financial tips may be a little far stretched for this forum but, I hope the mods understand that money problems or the lack of them can have huge impacts on our mental and emotional state. That said, I am going to share what has worked for me. 
First, a short run down on my own personal financial history to give some credit to my tips. I was born into serious poverty, my family was POOR, until I was 20 or so I also was very poor. By the time I was 30 I was looking good. Now approaching 40 I am "set" 
I have followed several main " laws" I gave myself. I created them from a combinations of books I read, the experience my trials and errors have brought me with a few tips others have given me.
OK here ya go 
1- Cash is a tool and nothing more.........
If you think cash rules the world then guess what ? Cash rules your life. DON'T BUY INTO THIS CRAP. Cash is nothing more than a Screw driver you use to drive a screw NOT a thing to screw you. Be the master over cash and not the slave to it. You entered this world broke and you will leave it broke. Do not give cash any power over you 
2- Never let cash rule your feelings......
I have found that separating how I feel from how much cash I do or do not have is paramount ! The first step in the path to control over money is NOT LETTING IT AFFECT THE WAY YOU FEEL. Cash is a tool. Would you let a pair of pliers dictate your feelings ? Sounds easy I know but you must get a grip on things. If you have 500 in bills and 400 hundred to pay them......SO WHAT. Prioritize and pay.
3- Make a budget plan and stick to it.............
Like anything cash budgeting takes work. The way you handle any tool takes practice and hard work. The first time anyone handles a chainsaw your going to make mistakes. But just because you cut the phone line does not stop you from continuing to cut your fire wood. Shit man it's cold out side Point is as you guessed it. Get a book or something and learn to make a plan, budget or some type of WRITTEN DOWN PLAN. The vast majority of people I know who are "set" have a written plan of some sort. Trust me, the people who "make it" have a huge stack of paper work hiding somewhere.
4- Savings are not savings they are bought days
It is too easy to spend saving.....Everybody can say it again. "IT IS VERY EASY TO SPEND SAVINGS" Look this is a very important concept to grasp but you must do it. What you save today is not saved today. It is spent money. It is gone just as if you bought a dinner. IT"S GONE. You pay for tomorrow not by saving for it. You BUY IT. If you can get your mind to accept that idea then looking at your savings as ....hum...."money I could spent if I really really need to " Well then you might as well stop call it savings and call it SPENDABLE CASH.be honest with yourself. If you can not save for the future than don't. No point is hurting yourself.remember cash can't harm your feelings or make you feel guilty. So don't let it. Buy tomorrow or don't, simple my friends 
5- Do what you love not what you need to do
I once heard Oprah Winfrey say" DO what you love and the money will follow " I can not stress how true this is. If you do what you have to do just to get by guess what ? Your disappointed " feelings " get in the way of your money dealings. You just will buy all kinds of things to fill in the voids of your unhappiness. If your spending all day working some fucked job you hate. You bee spending all your free time burning through your cash buying joy.............
Which leads back to law number one...
Cash is a tool not some " Evilness " or "emotional nightmare" in your life. It's just a thing you push around. No big deal
OK I hope you people get something from this. These simple concepts have allowed me to reach levels that can not be put into words. Also I want you all to understand these " laws " work in business dealings as well.
Lets turn this thread into a financial help line for each other. Lets discuss ideas and plans. I think cash is a tool and if your ruled by cash, crazy over lack of it and basically going wacko. This thread is for you.
--------------------
What it is, is what it is my Brother.
It is as it is, so suffer thru it.
|
Icelander
The Minstrel in the Gallery
Registered: 03/15/05
Posts: 79,862
Loc: underbelly
|
Re: Cash and joyfull living, can it be real ? [Re: Fucknuckle]
#5222917 - 01/25/06 08:48 PM (7 years, 3 months ago) |
|
|
Righty! I have followed most of these ideas and I am pretty "set" myself.
Here's a little saying I have used to great success. "The best way to make money is not to spend it." By that I mean you save more then you could ever make in interest bearing accounts by just not spending on the things you don't need.
Very few people really know what is valuable or important IMO. That's why this is a country of debtors, spending their hard earned pay on interest while some fat cat gets fatter. All the while they are dreaming of winning the lottery. They will stay poor no matter how much money comes in.
--------------------
"Hang on tightly, let go lightly" -anonymous
“under the present brutal and primitive conditions on this planet, every person you meet should be regarded as one of the walking wounded. we have never seen a man or woman not slightly deranged by either anxiety or grief. we have never seen a totally sane human being.”
― Robert Anton Wilson
|
 Gomp
¡(Bound to·(O))be free!
Registered: 09/11/04
Posts: 10,578
Loc: I re·side [primarily] in...
Last seen: 1 day, 23 hours
|
 Re: Cash and joyfull living, can it be real ? [Re: Fucknuckle]
#5223179 - 01/25/06 09:39 PM (7 years, 3 months ago) |
|
|
wow!
this thread was .. wow!
is! hehe
"Cash is a tool."
-- Fucknuckle
Yeah! Spot on! thank you for telling me that...
I was set.. and I was doing it all!
then, broke my speakers..
bought a computer..
and bam!
now I sit here.. 03:27 at night.. No money, and consequently I am refusing myself some stuff.. I have my door all clogged up, with yellow notes, (soap, storage jars, paint, you name it..) ..
what I am saying is.. (GREAT post BTW, REALLY!) hehe
I miscalculated.. on the computer.. (bought too much)
I said yes to go to Roskilde Festival 2005, (right after bying the computer..) (things vere going down hill here, but I though I could cope)
borrowed some more money, to be able to go.. (funniest thing I have ever done, so it was worth it, I guess) ...
the speakers, thing.. I have Al 1000. Cerwin vega.. the bass broke.. and they could not replace it.. (not until then, next year) so they offered me this others, new C-V for half a price..
and I borrowed to do that..
then.. Job, was holliday..
and now.. I have 6000NKR in depth..
no "wanting" to work.. No life spark..
and I hate.. I truly hate (never thought I would use that word so vigorously) hehe.. I HATE! getting up in the morning..
and now I have repeated myself enough.. so just thank you for that/this GREAT post!
really suncronic.. I just Wow! 
and like you said.. these are good advices, even for the rest of the life! (like the saving thing.. if you are trying to save a piece of chocolate to the next day, consider it gone.. etc)
Nice thread! really really well written!
--------------------
--------------------
Disclaimer!?
|
leery11
Stranger
Registered: 06/25/05
Posts: 5,227
Last seen: 4 months, 23 days
|
Re: Cash and joyfull living, can it be real ? [Re: Gomp]
#5225637 - 01/26/06 01:27 PM (7 years, 3 months ago) |
|
|
i do not look forward to the point in my life where i will have money.
--------------------
Om bhur bhuvaha swaha tat savitur varenyam bhargo devasya dhimahi, dhiyo yonah prachodyat.
We meditate upon that supreme light , the source of all creation, may it illumine our intellects and bring us eternal life.
|
Veritas
Registered: 04/15/05
Posts: 11,088
|
Re: Cash and joyfull living, can it be real ? [Re: leery11]
#5225674 - 01/26/06 01:38 PM (7 years, 3 months ago) |
|
|
Why not?
|
Icelander
The Minstrel in the Gallery
Registered: 03/15/05
Posts: 79,862
Loc: underbelly
|
Re: Cash and joyfull living, can it be real ? [Re: leery11]
#5225768 - 01/26/06 02:05 PM (7 years, 3 months ago) |
|
|
Quote:
leery11 said:
i do not look forward to the point in my life where i will have money.
My BS meter is going off.
If you don't want money you don't have to have it. If you inherit the damn stuff, send it to me and I will dispose of it in a safe and effective manner. I'm here for you dude.
--------------------
"Hang on tightly, let go lightly" -anonymous
“under the present brutal and primitive conditions on this planet, every person you meet should be regarded as one of the walking wounded. we have never seen a man or woman not slightly deranged by either anxiety or grief. we have never seen a totally sane human being.”
― Robert Anton Wilson
|
leery11
Stranger
Registered: 06/25/05
Posts: 5,227
Last seen: 4 months, 23 days
|
Re: Cash and joyfull living, can it be real ? [Re: Icelander]
#5225820 - 01/26/06 02:15 PM (7 years, 3 months ago) |
|
|
Well I mean I don't want the responsibilities, the budgeting, the jobs, etc.
I want money, but I don't care about money. If I had a great deal of it I'd certainly put it to proper use, I'm just saying I don't want to deal with all that BS of being a slave to money.
I don't technically "have" money right now as my parents are schooling me.
--------------------
Om bhur bhuvaha swaha tat savitur varenyam bhargo devasya dhimahi, dhiyo yonah prachodyat.
We meditate upon that supreme light , the source of all creation, may it illumine our intellects and bring us eternal life.
|
Icelander
The Minstrel in the Gallery
Registered: 03/15/05
Posts: 79,862
Loc: underbelly
|
Re: Cash and joyfull living, can it be real ? [Re: leery11]
#5225840 - 01/26/06 02:22 PM (7 years, 3 months ago) |
|
|
Oh. Well you will need lots of money to never have to think about it.
I finally got myself into a place where I don't worry about it all the time.
--------------------
"Hang on tightly, let go lightly" -anonymous
“under the present brutal and primitive conditions on this planet, every person you meet should be regarded as one of the walking wounded. we have never seen a man or woman not slightly deranged by either anxiety or grief. we have never seen a totally sane human being.”
― Robert Anton Wilson
|
eligal
Noobie
Registered: 05/25/05
Posts: 7,021
Loc: California
|
Re: Cash and joyfull living, can it be real ? [Re: Icelander]
#5226274 - 01/26/06 04:23 PM (7 years, 3 months ago) |
|
|
its all bout makin that G to-day
!Bling Blang Bitch!
--------------------
\m/ Spanksta \m/
"do you have the freedom to do with your nervous system what you want?"
"MolokoMilkPlus said:
I'll respect you if you let me give you a blow job"
"tactik said:
respect the can."
|
Viveka
Architecturer
Registered: 10/21/02
Posts: 3,418
Last seen: 3 days, 3 hours
|
Re: Cash and joyfull living, can it be real ? [Re: leery11]
#5226633 - 01/26/06 05:59 PM (7 years, 3 months ago) |
|
|
Quote:
I want money, but I don't care about money. If I had a great deal of it I'd certainly put it to proper use, I'm just saying I don't want to deal with all that BS of being a slave to money.
You're sending yourself mixed messages aren't you? You wan't money but you don't care about it? If you had it, you'd put it to good use but if it's something that 'enslaves' you, how can you do that?
I'm 24 and I'm tired of hearing so many people my age talking about how they hate money and they don't care about it or need it to be happy. Then why are we all killing ourselves spending the majority of our time working on someone else's clock, only to spend the little time we have to ourselves to escape this life-consuming paycheck-to-paycheck syndrome in any way possible??
If you keep telling yourself you hate money, you will be guaranteed to never have it. The first obstacle a lot of people need to get over is their negative attitude about money. Then they need to raise their internal thermostat so to speak so that their financial baseline isn't $0 but instead $1000 for instance. This is where I'm at. I live with roommates and orarely have more than a couple hundred bucks when all the bills are paid. I'm ready to take my relationship with money to the next level whenever the opportunity presents itself. That's the thing about living in this country: infinite opportunity. People buy into idea like class warfare, cliches like "the rich get ircher and the poor get poorer" and other such self defeat programs.
How to take advantage of all the wealth?? So many possibilities but it's tough to get on it when you're busy working the daily grind...
--------------------
Throw out your gold teeth and see how they roll
The answer they reveal - life is unreal
|
Icelander
The Minstrel in the Gallery
Registered: 03/15/05
Posts: 79,862
Loc: underbelly
|
Re: Cash and joyfull living, can it be real ? [Re: Viveka]
#5227130 - 01/26/06 07:51 PM (7 years, 3 months ago) |
|
|
Some good points.
--------------------
"Hang on tightly, let go lightly" -anonymous
“under the present brutal and primitive conditions on this planet, every person you meet should be regarded as one of the walking wounded. we have never seen a man or woman not slightly deranged by either anxiety or grief. we have never seen a totally sane human being.”
― Robert Anton Wilson
|
leery11
Stranger
Registered: 06/25/05
Posts: 5,227
Last seen: 4 months, 23 days
|
Re: Cash and joyfull living, can it be real ? [Re: Viveka]
#5227704 - 01/26/06 09:16 PM (7 years, 3 months ago) |
|
|
Quote:
EvilEye? said:
You're sending yourself mixed messages aren't you? You wan't money but you don't care about it? If you had it, you'd put it to good use but if it's something that 'enslaves' you, how can you do that?
perhaps I am.
Fretting over your salary and bills is a lousy way to live your life. I would prefer not to have to worry about such things, though obviously there will come a point when I will presumably need to have an income and be self-sufficient.... but for now I don't want to have the slightest thing to do with it.
I mean here's what I'm saying. Certainly I wouldn't mind winning the lottery.... but I do not want money to be the main focus of my life.
I agree it's shit that we work these jobs when we don't even like money and think it's "evil".... that's a horrible catch-22.
My career will not be well paying though ..... do I want it to be? Yes I do..... but do I care about or am I obsessed with money? No. Survival is important, leisure time is important..... some luxuries are good. You don't need to go to medical school for that. Though here I am putting just as much time in my educational career and not getting any material things to show for it.
So yeah, in some ways I care about money, but for RIGHT NOW I don't want much to do with it, unless some wanted to come my way by stroke of massive luck.
--------------------
Om bhur bhuvaha swaha tat savitur varenyam bhargo devasya dhimahi, dhiyo yonah prachodyat.
We meditate upon that supreme light , the source of all creation, may it illumine our intellects and bring us eternal life.
|
Viveka
Architecturer
Registered: 10/21/02
Posts: 3,418
Last seen: 3 days, 3 hours
|
Re: Cash and joyfull living, can it be real ? [Re: leery11]
#5227920 - 01/26/06 09:45 PM (7 years, 3 months ago) |
|
|
The most important thing is not to harbor any attitudes that would block the flow of wealth into your life. I do like money. I don't think it's "evil". I'd like to have lots of it so that every second of my time is my own to pursue my passions, namely music. Some traveling and the freedom to go outdoors for as long as I wanted whenever and wherever I wanted would be great too. I want to orient myself to encourage a stream of abundance into my life, and much of that will take form as cash money. Does this mean I am obsessed with money? No, but I do care about it because like Fucknuckle said, it's a tool that I want avaliable to me so that I can take advantage of every resource I may need to realize my desire to create and be free in this life.
A part of me feels like there are two roads to wealth. One is the "wealth-oriented" road on which all your preparations and actions aim at one thing: getting rich. Then there's the other path on which you live your passion and by the very nature of you extending your flame into the world, your life is complemented back with wealth in many forms. This is really what I fell life should be about, but both paths are strategies. As a musician, the second path is the logical one and I have seen it's effects on a small scale. For instance, in high school, from ninth through senior grade I played drums daily. I was excited and serious and confident about it and I got really good. At a certain point, I started off mainly playing in school organized groups like jazz ensemble and pep band and then looking for other people to play with and then jamming around with them and finding a few really good players in the mix,. But at a certain point, I didn't even have to look for gigs anymore, people (who were good) came to me, like the 40 something year old bass player who was friends with Chuck Rainey and played nearly as well. Because I was so active in living my passion, I was creating this network of musical richness around me.
Well the money was shit, playing bar gigs in a small town in Montana, but that's due in part I think to the awful "starving musician" meme perpetrated by society and the media over and over again. Maybe people don't value musicianship enough anymore. WHERE ARE THE PATRONS?? I don't know. So it is discouraging somewhat. But today with the internet, the whole environment is different. Every single one of us in here is a fool for not taking full advantage of this veritable gold rush. As a musician, I feel the wealth to be pursued with my passion is not material, though I am open to finding or creating opportunities to make this so.
It seems like the easiest way to get really rich would be something like using internet research to find goods or services that already exist in one market and make them avaliable somewhere where they have not yet been discovered, or something like that.
--------------------
Throw out your gold teeth and see how they roll
The answer they reveal - life is unreal
|
kotik
fuckingsuperhero
Registered: 06/29/04
Posts: 3,531
Last seen: 4 years, 1 month
|
Re: Cash and joyfull living, can it be real ? [Re: Viveka]
#5230018 - 01/27/06 08:38 AM (7 years, 3 months ago) |
|
|
i only care about money when my fucking roomate is late on rent. I dont think I ever care about money as much as I do when the bills are fucking late. that fucker.
--------------------
music: myspace.com/soundscientists
 . 
I have the heart of a child. I keep it in a jar on my shelf.
No statements made in any post or message by myself should be construed to mean that I am now, or have ever been, participating in or considering participation in any activities in violation of any local, state, or federal laws. All posts are works of fiction.
|
pH_
Voyager
Registered: 03/31/05
Posts: 466
Loc: New England
Last seen: 1 year, 3 months
|
Re: Cash and joyfull living, can it be real ? [Re: kotik]
#5230848 - 01/27/06 02:12 PM (7 years, 3 months ago) |
|
|
i also think money is a tool, but these days its a required tool for the most part. without it, it'll be hard unless you truely want to live "old school"
personally, i plan on getting as much money as fast as i can so i can bank it or invest it and live off that forever
|
Fucknuckle
Dog Lover
Registered: 04/24/04
Posts: 6,762
|
Re: Cash and joyfull living, can it be real ? [Re: leery11]
#5232533 - 01/27/06 09:17 PM (7 years, 3 months ago) |
|
|
Hum.......... Be honest with yourself friend.........
Maybe it is easier to just say you don't care for money, etc.....
Than to learn the discipline to handle money.
I have heard many young people (including myself before age 25) say " Fuck it" I don't care about cash or saving it or having any real appreciation of it.It is far more simple to spent it than to master it.
Fact is................ 
Cash does make our world turn( but it does not have to rule it  ). Even if a person decided to drop out and live as a caveman..one still needs cash to get there
Only time can develop a true appreciation for cash. But trust me the younger you start with a deep hearted love of the mastery of money the better.
--------------------
What it is, is what it is my Brother.
It is as it is, so suffer thru it.
Edited by Fucknuckle (01/27/06 09:29 PM)
|
Fucknuckle
Dog Lover
Registered: 04/24/04
Posts: 6,762
|
Re: Cash and joyfull living, can it be real ? [Re: kotik]
#5232559 - 01/27/06 09:24 PM (7 years, 3 months ago) |
|
|
Quote:
kotik said:
i only care about money when my fucking roomate is late on rent. I dont think I ever care about money as much as I do when the bills are fucking late. that fucker.
..................so true
But............. 
Put yourself in a better position and save enough cash to pay your rent 3 months in advance. Not to say you pay 3 months in advance but your safe. So when your roommate is late you not freaking to pay YOUR rent. Then if you need to evict him you can and still be able to pay your rent while looking for a new roommate. Don't let YOUR bills be victim to another's habits. 
Be completely responsible for your bills and don't allow yourself to stress over a late fucker. Be an example of light in the darkness. Stressing at a delinquent bill payer don't help. Being a great money manager tends to draw good money managers to you and drive " fuckers" away
--------------------
What it is, is what it is my Brother.
It is as it is, so suffer thru it.
|
kotik
fuckingsuperhero
Registered: 06/29/04
Posts: 3,531
Last seen: 4 years, 1 month
|
Re: Cash and joyfull living, can it be real ? [Re: Fucknuckle]
#5232606 - 01/27/06 09:37 PM (7 years, 3 months ago) |
|
|
oh trust me i got at least 3 mos in advance because this isnt anything new. i always get it, its just usually at least 1-2 months late. at least he buys most of the herbs ha
--------------------
music: myspace.com/soundscientists
.
I have the heart of a child. I keep it in a jar on my shelf.
No statements made in any post or message by myself should be construed to mean that I am now, or have ever been, participating in or considering participation in any activities in violation of any local, state, or federal laws. All posts are works of fiction.
|
Fucknuckle
Dog Lover
Registered: 04/24/04
Posts: 6,762
|
Re: Cash and joyfull living, can it be real ? [Re: Icelander]
#5232612 - 01/27/06 09:38 PM (7 years, 3 months ago) |
|
|
Quote:
Icelander said:
Here's a little saying I have used to great success. "The best way to make money is not to spend it." By that I mean you save more then you could ever make in interest bearing accounts by just not spending on the things you don't need.
I like this....only for me this would have never worked. There have been several times I put all my cash on the line in a business deal. In fact, a few times I went completely broke........oops. BUT, I am a natural born risk taker. Many people are not.
Your point is a valid and an important concept I am glad it has worked for you
--------------------
What it is, is what it is my Brother.
It is as it is, so suffer thru it.
|
Fucknuckle
Dog Lover
Registered: 04/24/04
Posts: 6,762
|
Re: Cash and joyfull living, can it be real ? [Re: kotik]
#5232631 - 01/27/06 09:43 PM (7 years, 3 months ago) |
|
|
Quote:
kotik said:
oh trust me i got at least 3 mos in advance because this isnt anything new. i always get it, its just usually at least 1-2 months late. at least he buys most of the herbs ha
.....I understand dude Just remember that a stoner roommate set up usually gets messed up real bad at some point. Get him to pay on time and split the smoke 50/50. You'll be much happier when the bills are paid on time and your on equal ground.
Good luck with the party
--------------------
What it is, is what it is my Brother.
It is as it is, so suffer thru it.
| |
|
|
You cannot start new topics / You cannot reply to topics
HTML is disabled / BBCode is enabled
Moderator: CherryBom, eris, boO, Gumby, ZippoZ, Newbie
819 topic views. 0 members, 11 guests and 0 web crawlers are browsing this forum.
[ Toggle Favorite | Print Topic ]
| | |
|
|
|
Images only 
Threaded
Previous
Index
Next
Shop for: 
Edit 
Reply 
