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 biff
Boom
Registered: 06/23/09
Posts: 1,843
Loc: america
Last seen: 12 days, 11 hours
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 Credit report 
#16623889 - 07/31/12 07:16 PM (9 months, 11 days ago) |
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Does anybody have a reliable free site where I can get credit reports from the 3 big agencies. For some reason google isn't very helpful on this issue. So I come to you, the people, for a link and some words of wisdom.
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 ZippoZ
Knomadic
Registered: 06/17/03
Posts: 12,629
Loc: Pongyang, North Korea
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Re: Credit report [Re: biff] 1
#16623960 - 07/31/12 07:27 PM (9 months, 11 days ago) |
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creditkarma.com works for me, and its legit free. might not get all 3 agencies though... but still, its pretty good, and free
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PEACE
 zippoz
"in times of widespread chaos and cofusion, it has ben the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m anagment, too much programming and controll, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"
"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."
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badchad
Mad Scientist
Registered: 03/02/05
Posts: 9,136
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Re: Credit report [Re: biff]
#16629976 - 08/01/12 08:49 PM (9 months, 10 days ago) |
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Most "free" credit reporting agencies do in fact offer fredit credit reports. However, almost ALL of them enroll you in some sort of "credit monitoring" service in order to obtain it. They make money when you forget to cancel these services.
Thus, most places do offer "free" reports, you just absolutely have to be vigilant about calling and canceling within 30 days. Last time I used freecreditreport.com I called back (Literally) in 10 min. to cancel and was fine. That was about two years ago though...
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...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did.
Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27.
...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.
Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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clueless
justnew
Registered: 07/21/03
Posts: 484
Loc: ANE 
Last seen: 2 days, 23 hours
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Re: Credit report [Re: badchad]
#16630000 - 08/01/12 08:56 PM (9 months, 10 days ago) |
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https://www.annualcreditreport.com is the one for your free one.
Just make sure you follow the directions each time you leave their site to go to each agency's site.
They all have options where you have to say , no just give me the free report.
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I would like, if I may, to take you on a strange journey.
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marlon8888
Stranger
Registered: 08/03/12
Posts: 1
Last seen: 9 months, 9 days
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Re: Credit report [Re: clueless]
#16638666 - 08/03/12 10:01 AM (9 months, 9 days ago) |
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Nossninja
Stranger
Registered: 02/22/12
Posts: 54
Last seen: 4 months, 18 days
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Creditkarma is good. Any of the other ones that offer your credit report for 1$ is a good choice... just print out all your stuff and call and cancel it b4 they charge you their montly fee(usually 2 weeks)
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clueless
justnew
Registered: 07/21/03
Posts: 484
Loc: ANE
Last seen: 2 days, 23 hours
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The one I provided the link for offers it for free as a service to consumers as mandated by law.
If you read carefully while viewing your reports you can avoid paying anything.
It's free.
They just try to trick you into singing up for stuff.
Just click the links that say no thanks I just want to view my free report.
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I would like, if I may, to take you on a strange journey.
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