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Offlinex2and2makes5
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I simply can not afford my college education.
    #8107512 - 03/05/08 06:43 PM (8 months, 26 days ago)

The cost of my education is absolutely ridiculous. When I started out this year (currently in my freshman year), I figured i'd get a good education and worry about the piles of debt later. 2/3 through my first year and I think reality is sinking in. I'm looking at at least 1,050 payment a month after school. Im a music technology major, so it's not like I've got a job practically waiting for me after school. I feel like, in a field like the one i'm tryin to get into, I might just be better off dropping out and getting an internship. Please excuse my complaining, I suppose Im just feeling a little overwhelmed!:shrug:


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Offlineabesh
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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8107753 - 03/05/08 07:28 PM (8 months, 26 days ago)

that sux.
Did you apply for fafsa?
Try to apply to as many scholarships you can, and ask fin-aid about any "in house" scholarships. apply for it and you will probably get something... schools return a lot of money because they do not get enough students to apply for it.

find out about programs like EOPS (in cali at least) they give you book vouchers etc.
keep trying and hang in there.
good luck


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Offlinex2and2makes5
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Re: I simply can not afford my college education. [Re: abesh]
    #8107762 - 03/05/08 07:30 PM (8 months, 26 days ago)

yeah this debt is after all the federal grants and need based stuff


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and life flows on within you and without you


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OfflineMatix
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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8108289 - 03/05/08 08:52 PM (8 months, 26 days ago)

yea , college is expenmsive as fuck. And then they say itll be worth it when u finish , but how when ur gonna be paying it off for the next 3 years of ur life? fuck that man , i took out 2 loans , financial aid , and a whole mess of other stuff and STILL could barely afford it...and have yet to pay ANY of it off....good thing my name isnt on anything from apartments to jobs...jea


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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8108406 - 03/05/08 09:08 PM (8 months, 26 days ago)

You cant afford 5 grand a year? :confused: For years of education for the price of one new car? And thats without any grants or scholarships...

College seems highly affordable to me... well that is instate tuition. Are you in state?


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Offlinex2and2makes5
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Re: I simply can not afford my college education. [Re: DieCommie]
    #8108450 - 03/05/08 09:14 PM (8 months, 26 days ago)

in state but private

36,000 tuition
another 9 for housing


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OnlineDieCommie
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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8108465 - 03/05/08 09:16 PM (8 months, 26 days ago)

Quote:

x2and2makes5 said:
in state but private

36,000 tuition
another 9 for housing


Well thats a ridiculous price to pay. Thats a luxury. If you cant afford the luxury, go to community college for two years and a public state college for two years. Live in an off campus studio apt. Its easy to afford college if you want to.


--------------------
Behold yon miserable creature. That Point is a Being like ourselves, but confined to the non-dimensional Gulf. He is himself his own World, his own Universe; of any other than himself he can form no conception; he knows not Length, nor Breadth, nor Height, for he has had no experience of them; he has no cognizance even of the number Two; nor has he a thought of Plurality; for he is himself his One and All, being really Nothing. Yet mark his perfect self-contentment, and hence learn his lesson, that to be self-contented is to be vile and ignorant, and that to aspire is better than to be blindly and impotently happy.


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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8108507 - 03/05/08 09:23 PM (8 months, 26 days ago)

Yea... education is expensive. But hopefully at the end, you'll feel it's worth it.

Try not to worry so much about the money. Almost everybody goes into debt at some point or another in their lives. When you're in your grave, it won't matter how much money you owe -- so just do whatever you want and try not to feel guilty/overwhelmed by your choices. :heart:


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Offlinex2and2makes5
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Re: I simply can not afford my college education. [Re: DieCommie]
    #8108699 - 03/05/08 09:57 PM (8 months, 26 days ago)

Quote:

DieCommie said:
Quote:

x2and2makes5 said:
in state but private

36,000 tuition
another 9 for housing


Well thats a ridiculous price to pay. Thats a luxury. If you cant afford the luxury, go to community college for two years and a public state college for two years. Live in an off campus studio apt. Its easy to afford college if you want to.





I'd welcome anyone to find a community college containing a program like the one in which i'm currently enrolled


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Try to realise it's all within yourself
no one else can make you change
And to see you're really only very small
and life flows on within you and without you


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OnlineDieCommie
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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8108739 - 03/05/08 10:05 PM (8 months, 26 days ago)

Nearly every state university has a degree in music technology, or something very similar. You go to community college for two years taking your basics, then go to the university for 2-3 years taking your major classes. Thats how its done if your not rich.

You dont honestly think you need to spend 18,000 dollars per semester for a music technology degree do you?


--------------------
Behold yon miserable creature. That Point is a Being like ourselves, but confined to the non-dimensional Gulf. He is himself his own World, his own Universe; of any other than himself he can form no conception; he knows not Length, nor Breadth, nor Height, for he has had no experience of them; he has no cognizance even of the number Two; nor has he a thought of Plurality; for he is himself his One and All, being really Nothing. Yet mark his perfect self-contentment, and hence learn his lesson, that to be self-contented is to be vile and ignorant, and that to aspire is better than to be blindly and impotently happy.


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Re: I simply can not afford my college education. [Re: DieCommie]
    #8110258 - 03/06/08 09:37 AM (8 months, 25 days ago)

Take a year off that expensive private University and enroll somewhere cheap and take care of that GE.


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Re: I simply can not afford my college education. [Re: YidakiMan]
    #8110268 - 03/06/08 09:41 AM (8 months, 25 days ago)

BTW, go to the career center and find out if that 18k/yr is really worth it.

It might be up to you to network to make the University worth that price tag.


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Re: I simply can not afford my college education. [Re: YidakiMan]
    #8110477 - 03/06/08 10:59 AM (8 months, 25 days ago)

It's amazing the prices people pay for college.

I started in 2001, and it was about 8k/year for a state college. It was definetly the best investment I ever made.


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Offlinekristofer
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Re: I simply can not afford my college education. [Re: badchad]
    #8111340 - 03/06/08 02:46 PM (8 months, 25 days ago)

education is expensive. the other option is to start in the industry and gain some real world experience. I find employers are more interested in experience than a degree anyway. An entry level college graduate isn't worth nearly as much as a guy with 5 years experience in a relevant field.


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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8115641 - 03/07/08 11:15 AM (8 months, 24 days ago)

Quote:

x2and2makes5 said:
in state but private

36,000 tuition
another 9 for housing




well that's your problem. bite the bullet and go to a state school or community college. and don't give me the crap that they don't offer the program you want, you just said you were gonna drop out and do an internship. getting a degree then doing an internship is a better choice. don't live in the dorms either it's a waste of money.

or just be like all those other drop out millionaires and come up with a really good idea.


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Offlinewiggles
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Re: I simply can not afford my college education. [Re: usg543]
    #8116164 - 03/07/08 02:04 PM (8 months, 24 days ago)

I graduated last year and I'm close to 130,000$ in debt, and I don't really know what I'm going to do. The federal loans aren't bad, they come out to about 17,000$. The rest is all private, and thanks to the interest what was originally a loan with 2% interest is now a loan with 11% interest. I have no consolidation options because the loan was renegotiated each year as opposed to being simply having a new loan for each year of school.

It comes out to just under a thousand dollars a month for me.

Was it worth it? No, not at all. I got a degree I will never use. But I did get job experience in IT which is worth it. Plus, even if the loan companies completely destroy my credit they can never take my degree from me, so I suppose that is something.

There are few assets in this world that no one can take from you - and a degree is one of them.


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OnlineDieCommie
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Re: I simply can not afford my college education. [Re: wiggles]
    #8116174 - 03/07/08 02:08 PM (8 months, 24 days ago)

Why would you borrow so much? You didnt work? There is no way a degree costs $130,000. Thats just insane. A four year degree costs about $20,000 as long as your are in state and not going to some fancy rip off private school.


--------------------
Behold yon miserable creature. That Point is a Being like ourselves, but confined to the non-dimensional Gulf. He is himself his own World, his own Universe; of any other than himself he can form no conception; he knows not Length, nor Breadth, nor Height, for he has had no experience of them; he has no cognizance even of the number Two; nor has he a thought of Plurality; for he is himself his One and All, being really Nothing. Yet mark his perfect self-contentment, and hence learn his lesson, that to be self-contented is to be vile and ignorant, and that to aspire is better than to be blindly and impotently happy.


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Offlinewiggles
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Re: I simply can not afford my college education. [Re: DieCommie]
    #8116618 - 03/07/08 04:02 PM (8 months, 24 days ago)

I went to a private school and was in the lucky positition of being male middle class and white. I was not, nor was my family, expecting my father to have a heart attack followed by forced retirement. His high income prior, combined with him recieving his pension basically screwed me for finacial aide.

I went for 5 years at 43,000$ a year with very little assistance. Every time I mentioned another school my parents threatened to pull what little bit of financial help they were giving me because they *loved* my school... ie, the school pandered to them. I failed because I didn't say otherwise, and I am paying for it now.

If I'd had my way I would've gone to Roger Williams University in Rhode Island, and become a marine biologist, but they would hear nothing of it. And in an Italian family, you don't go against your family's wishes. At least not in my family.


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You can turn your back on a person, but never turn your back on a drug, especially when its waving a razor sharp hunting knife in your eye.
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Edited by wiggles (03/07/08 04:04 PM)


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OnlineKillerPicklezS
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Re: I simply can not afford my college education. [Re: DieCommie]
    #8117574 - 03/07/08 08:16 PM (8 months, 24 days ago)

Quote:

DieCommie said:
Why would you borrow so much? You didnt work? There is no way a degree costs $130,000. Thats just insane. A four year degree costs about $20,000 as long as your are in state and not going to some fancy rip off private school.




Ive learned first hand that you are lucky to live in Arizona. When I lived in Michigan education for in-state was close to 25k.

Luckily I will only have to pay 1 year of out-of-state tuition at ASU, and im filling a petition for residency now, so maybe I can get counted as a resident.

but education on the west coast is cheaper than other parts of the country, atleast with the schools I have looked at. ASU is really quite cheap for in-state students.


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Re: I simply can not afford my college education. [Re: kristofer]
    #8117742 - 03/07/08 09:10 PM (8 months, 24 days ago)

Quote:

kristofer said:
education is expensive. the other option is to start in the industry and gain some real world experience. I find employers are more interested in experience than a degree anyway. An entry level college graduate isn't worth nearly as much as a guy with 5 years experience in a relevant field.




That may be true starting off, but a person with a bachelor's or master's degree has a higher ceiling in terms of pay and promotion than someone with no education but a lot of work experience.


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Re: I simply can not afford my college education. [Re: KillerPicklez]
    #8117752 - 03/07/08 09:12 PM (8 months, 24 days ago)

Quote:

When I lived in Michigan education for in-state was close to 25k




There's no way that's correct. The only public school who would be even close to that is the University of Michigan.


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OnlineKillerPicklezS
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Re: I simply can not afford my college education. [Re: Redstorm]
    #8117765 - 03/07/08 09:19 PM (8 months, 24 days ago)

I was completely wrong. U of M was about 13k a year and it was Ohio State that was over 25k a year. My mistake


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Re: I simply can not afford my college education. [Re: x2and2makes5]
    #8118447 - 03/08/08 12:53 AM (8 months, 24 days ago)

I'm going to be paying school loans off for ~12 years and where I work I share job titles with 2 other people who got hired without a related degree. I fell for college.. I am a victim of college.


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superstition
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2: a notion maintained despite evidence to the contrary


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Re: I simply can not afford my college education. [Re: elbisivni]
    #8118482 - 03/08/08 01:06 AM (8 months, 24 days ago)

the thing I have found, atleast in my field, is that most of the companies hiring entry level have some sort of tuition reimbursement benefit. almost every company i have worked for in the past 4-5 years have had such a program.

most of the time they just require 1 year of working there first


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Re: I simply can not afford my college education. [Re: Redstorm]
    #8122540 - 03/09/08 06:57 AM (8 months, 23 days ago)