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 BiG_StroOnZ
Lost White Brother
 
Registered: 04/19/06
Posts: 3,062
Loc: New Jersey 
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 Stolen Checking Card - What Would You Do, If You Knew Who? 
#11691309 - 12/21/09 12:24 PM (3 years, 5 months ago) |
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So it appears some nigs (actual nigs) stole my Debit/Credit/Check Card information. Now, if you've never experienced this before, it's usually a pretty standard procedure, and the process isn't all that much of a hassle, depending on the bank you have or protection you have. Luckily, I like my Bank (Bank of America) and have good protection on the account already. The issue of the money being returned, and the fraudulent activity is going to be handled - without much worries.
However, from the Shroomery, I wanted to see what exactly you would do in this situation - the situation being, you think you know exactly who's responsible for this. Is vigilante justice required or maybe should I escalate this (whether through McDonalds or PD)? Considering, I think I know who the criminals are (back story in a minute) or should I just say fuck it, bank returned my funds, no worries right?
Back Story:
It's Saturday Night (Actually "Sunday Morning" around 3 AM), I got the munchies, with a minor case of cotton mouth. Pull into a McDonalds, order a Crispy Ranch Snack Wrap and a Small Fry. Comes out to exactly $2.75 - I pay in Cash (I had exactly $2.75).
So in my head, I'm questioning whether or not to order a Small Coke for 1.06 with Tax and charge it to my Debit (have 1.08 in the account). Eventually, I make the decision, and I hand the guy at the drive-through window my card, he completes the transaction, hands me the Coke, and receipt. I'm waiting for the food, and a few minutes pass. Eventually, his fat nigger manager boss comes in, and is like "Oh sir your Card didn't go through." At this point I'm like, "No mam, it surely did, see the receipt." Then both of them began to have an altercation, wasn't really paying attention to them, but it wasn't an argument (nobody was yelling), but it definitely was peculiar and sounded like they were both up to no good (I vaguely remember hearing them communicating to each other, "Oh so is this what you did," "You put it in wrong" etc. etc. etc. but it didn't sound genuine, it's as if they were acting). Then she turns to me again, "Sorry sir, it didn't go through. I'll print you a receipt, and show you the differences between the two receipts (since I said to her the first time, look it already went through)." I didn't think anything of it at the time; I was tired, hungry, and thirsty. So, I went against my better judgment and just said, whatever, "run it through again. I'll find out if there's something wrong here one way or another." Side note: another odd thing about the whole ordeal, is the woman was being OVERLY-POLITE, I mean every word out of her mouth was "Sweetie," eg. "OKAY SWEETIE, SORRY ABOUT THAT SWEETIE, LOOK SWEETIE LET ME SHOW YOU." They hand me my food, I go park, and then eat.
One more thing, I remember what both of these people look like. So If I were to go to the McDonalds, I'd easily be able to identify them (from the Managers voice alone, actually)
Fast forward to today. I get a call from the Bank EARLY in the morning, about possible fraudulent activity, they froze the account and canceled the card. After a cup of coffee, I check my online banking. See all the transactions, and they are from Miami. I don't live in Miami, I rarely go to Miami, obviously haven't been there between Saturday and Monday, as I live about an hour from there. So long story short, I get in my car, and fly over to the Bank to get all of this situated. The Bank and Fraud Dept. are doing there job. My money will be credited tomorrow, and so that part is taken care of.
However, now my question for The Shroomery is, do I take this further? Just in case this corrupt manager and her side-kick are doing this to other people? Do I go directly to the McDonalds or to the Police Department to make a report?
What would you do? I'm looking for some responses.
Also, you know what the first transaction is on the Card. $70 from the Liquor Store - figures...
Edited by BiG_StroOnZ (12/21/09 01:30 PM)
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 myco99
mycoCoder
Registered: 09/24/09
Posts: 999
Loc: USS Eldridge
Last seen: 14 days, 8 hours
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 Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ] 1
#11691361 - 12/21/09 12:36 PM (3 years, 5 months ago) |
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We don't like being called nigs or niggers, FYI.
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1100011/143/0x63/99...It's like watching the mycelium grow...
WARNING: You must be 21 years of age to experience hallucinations.
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joshisstoned
Motorcycle Enthusiast
Registered: 05/25/09
Posts: 3,444
Loc: Ohio
Last seen: 1 hour, 47 minutes
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691366 - 12/21/09 12:36 PM (3 years, 5 months ago) |
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I'd be investigative before i just flew off the handle. Sometimes those fuckers will swipe an alternate machine that is small enoughto be tucked into a pocket and all your info has been stolen. If thats the case then they're probably connected to some bad motor scooters who recruited her or him to do the deed. alot of times they'll have five or six people all doing it around town. If its organized then back off and let the pd worry but if you see its just some mother fucker playing you then... Watch them leave work and follow them home.
Become devious!
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BiG_StroOnZ
Lost White Brother
Registered: 04/19/06
Posts: 3,062
Loc: New Jersey
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: joshisstoned]
#11691385 - 12/21/09 12:41 PM (3 years, 5 months ago) |
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Quote:
myco99 said:
We don't like being called nigs or niggers, FYI.
Not when you're acting like a nig... thanks for the lesson in euphemisms though.
Quote:
joshisstoned said:
I'd be investigative before i just flew off the handle. Sometimes those fuckers will swipe an alternate machine that is small enoughto be tucked into a pocket and all your info has been stolen. If thats the case then they're probably connected to some bad motor scooters who recruited her or him to do the deed. alot of times they'll have five or six people all doing it around town. If its organized then back off and let the pd worry but if you see its just some mother fucker playing you then... Watch them leave work and follow them home.
Become devious!
That's what I was thinking, it may be a part of something larger. They didn't actually steal my Card, but somehow they were able to use it at other places just like a Card - which means it was cloned. I just checked my Bank of America account, and there isn't even a transaction for the $1.06 Coke. Which means, maybe the receipts printed were from the "pocket machine" you're speaking of.
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Brennus
Student of Life
Registered: 05/31/08
Posts: 3,239
Loc: SE United States
Last seen: 23 hours, 14 minutes
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: joshisstoned]
#11691399 - 12/21/09 12:45 PM (3 years, 5 months ago) |
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You can't really roll into Mickie D's with a crow bar tucked under your arm. They have cameras.
Either go to McD's corporate or the Police Station.. or both.
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TrancedShroom
Mr. Hanky
Registered: 03/09/06
Posts: 8,002
Loc: Rippin Waves
Last seen: 1 year, 8 months
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ] 1
#11691400 - 12/21/09 12:45 PM (3 years, 5 months ago) |
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Shit you only had 1.08 in the account. Who the fuck cares.
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Samurai Drifter
Wandering Mindfuck
Registered: 08/24/09
Posts: 5,265
Loc: Bordering Canada
Last seen: 5 hours, 24 minutes
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691417 - 12/21/09 12:47 PM (3 years, 5 months ago) |
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This is a tough one.
I don't condone cooperating with the police, but I don't condone violence either. And they're probably going to fuck over more people like this.
I'd say the best decision out of the given options is to file a police report. Not good, but better than resorting to violence or allowing them to get away with it.
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The obstacle is the path.
Edited by Samurai Drifter (12/21/09 12:49 PM)
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BiG_StroOnZ
Lost White Brother
Registered: 04/19/06
Posts: 3,062
Loc: New Jersey
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: TrancedShroom]
#11691423 - 12/21/09 12:49 PM (3 years, 5 months ago) |
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Quote:
Brennus said:
You can't really roll into Mickie D's with a crow bar tucked under your arm. They have cameras.
Either go to McD's corporate or the Police Station.. or both.
I was thinking about going to both, but I'm wondering if I went to both, could I press charges. This could be a nice opportunity to sue McDonalds IMO.
Quote:
TrancedShroom said:
Shit you only had 1.08 in the account. Who the fuck cares.
Actually, if the "Small Coke Transaction" when through only .02 lol, but my savings is pretty juiced (which is connected to the account). The issue here again, is not about my money, but other people possibly getting their info stolen (and can I get some more money out of this, because a lack of security/trust worthy employees on their side).
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Razzl3Frazzl3
Registered: 07/31/09
Posts: 4,630
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691424 - 12/21/09 12:49 PM (3 years, 5 months ago) |
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BOA FTW! They suck like most banks at times, but the Fraud protection is superb. Had some random charges awhile back they credited to me (someone got my stuff online)...
Also, i got burnt buying RC's....I actually think my bank messed it up on this one. Anyways they gave me that money back also.
Please report them, bc im sure they are doing it to others that arent as quickwitted as you were.
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Az0th
quantum transfiguration
Registered: 02/13/00
Posts: 53,738
Loc: The Void
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691432 - 12/21/09 12:50 PM (3 years, 5 months ago) |
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Yeah definitely sue mcdonalds for 5 million for emotional distress
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~Thought Creates Reality~
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badchad
Mad Scientist
Registered: 03/02/05
Posts: 9,214
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: TrancedShroom]
#11691438 - 12/21/09 12:52 PM (3 years, 5 months ago) |
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Meh, talk to the fraud department, explain what happened and see what you can do.
Like you said, you're money and accounts are taken care of, its not worth your effort to chase down some scumbags working at McDonald's.
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...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did.
Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27.
...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.
Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Deity208
Registered: 09/03/07
Posts: 1,763
Loc: 1,762
Last seen: 9 months, 16 days
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691443 - 12/21/09 12:53 PM (3 years, 5 months ago) |
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Violence? Nope. Not worth potentially getting arrested and put in jail, put on probation etc. I'd go file a police report, let the cops do something fucking useful. Maybe teach those thieving bastards a lesson.
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It's just like the story of the grasshopper and the octopus.
All year long, the grasshopper kept burying acorns for winter, while the
octopus mooched off his girlfriend and watched TV.
But then the winter came, and the grasshopper died, and the octopus ate all his acorns.
Also he got a race car.
Is any of this getting through to you?
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BiG_StroOnZ
Lost White Brother
Registered: 04/19/06
Posts: 3,062
Loc: New Jersey
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: Az0th]
#11691453 - 12/21/09 12:55 PM (3 years, 5 months ago) |
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Quote:
Shroomism said:
Yeah definitely sue mcdonalds for 5 million for emotional distress
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TrancedShroom
Mr. Hanky
Registered: 03/09/06
Posts: 8,002
Loc: Rippin Waves
Last seen: 1 year, 8 months
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691473 - 12/21/09 01:02 PM (3 years, 5 months ago) |
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Quote:
BiG_StroOnZ said:
Quote:
Brennus said:
You can't really roll into Mickie D's with a crow bar tucked under your arm. They have cameras.
Either go to McD's corporate or the Police Station.. or both.
I was thinking about going to both, but I'm wondering if I went to both, could I press charges. This could be a nice opportunity to sue McDonalds IMO.
Quote:
TrancedShroom said:
Shit you only had 1.08 in the account. Who the fuck cares.
Actually, if the "Small Coke Transaction" when through only .02 lol, but my savings is pretty juiced (which is connected to the account). The issue here again, is not about my money, but other people possibly getting their info stolen (and can I get some more money out of this, because a lack of security/trust worthy employees on their side).
They can't use your debit card to access you savings unless they know your PIN.
Just report it and get a new card.
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BiG_StroOnZ
Lost White Brother
Registered: 04/19/06
Posts: 3,062
Loc: New Jersey
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: Deity208]
#11691475 - 12/21/09 01:02 PM (3 years, 5 months ago) |
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Quote:
MycoLearner said:
BOA FTW! They suck like most banks at times, but the Fraud protection is superb. Had some random charges awhile back they credited to me (someone got my stuff online)...
Also, i got burnt buying RC's....I actually think my bank messed it up on this one. Anyways they gave me that money back also.
Please report them, bc im sure they are doing it to others that arent as quickwitted as you were.
Agreed, sometimes I hate my them, but today I realized how awesome they are.
Quote:
badchad said:
Meh, talk to the fraud department, explain what happened and see what you can do.
Like you said, you're money and accounts are taken care of, its not worth your effort to chase down some scumbags working at McDonald's.
Already spoke with them, probably will have to talk to them again tomorrow. I feel like they aren't concerned with the "Back Story" just all they care about is "My Account" and returning it back to a normal status (Which is a good thing I suppose).
Quote:
Deity208 said:
Violence? Nope. Not worth potentially getting arrested and put in jail, put on probation etc. I'd go file a police report, let the cops do something fucking useful. Maybe teach those thieving bastards a lesson.
For the most part, I was being sarcastic about the Vigilante Justice (obviously only makes things worse). I'm more or less concerned with other peoples, and if anyone with any experience in Law, can chime in on whether or not I might have a legitimate case here (against McDonalds  )
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fungus_tao
Hah Zah!
Registered: 05/10/06
Posts: 1,725
Loc:
Last seen: 17 hours, 58 minutes
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691552 - 12/21/09 01:15 PM (3 years, 5 months ago) |
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You can get an exact time and place the cards were used, go to the stores and ask for surveillance tapes. Get the bank to give you some paperwork you will need to show the manager, and get the stores to give you copies of the tapes. If you can convince a court that your suspects are who you think they are, you could sue the individuals, or maybe talk to a lawyer if your 100% sure it was the girls grom McD's about filing a suit against McD's. Right now you have no proof, and your suspicions sound kind of racist.
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Maverick
Lover of Earwigs!
Registered: 12/18/05
Posts: 10,901
Loc: Northern Nevada
Last seen: 3 hours, 16 minutes
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: fungus_tao]
#11691592 - 12/21/09 01:20 PM (3 years, 5 months ago) |
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If you're worried about that and money's not the issue, then report it to the police and have a thorough investigation done.
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BiG_StroOnZ
Lost White Brother
Registered: 04/19/06
Posts: 3,062
Loc: New Jersey
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: fungus_tao]
#11691616 - 12/21/09 01:23 PM (3 years, 5 months ago) |
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Quote:
fungus_tao said:
You can get an exact time and place the cards were used, go to the stores and ask for surveillance tapes. Get the bank to give you some paperwork you will need to show the manager, and get the stores to give you copies of the tapes. If you can convince a court that your suspects are who you think they are, you could sue the individuals, or maybe talk to a lawyer if your 100% sure it was the girls grom McD's about filing a suit against McD's. Right now you have no proof, and your suspicions sound kind of racist.
This is along the lines of what I was thinking, not sure though if it's worth the hassle.
...but racist? C'mon now, when you live up to your stereotype, it's not my fault - I believe I have the privilege of calling you any name I want, out of frustration.
The proof is pretty solid, and in my ATM Receipts / Banking Transactions. I rarely use the card, and I rarely with-draw funds from it. It more or less is used to build up my savings account (keep the change from BOA).
Not to mention, THERE ARE MORE TRANSACTIONS FROM THAT EXACT MCDONALDS, THAT AREN'T FROM ME, THAT WERE COMPLETED JUST YESTERDAY NIGHT.
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ChiefThunderbong
Inhale to theChief
Registered: 10/18/02
Posts: 3,647
Last seen: 5 days, 7 hours
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691634 - 12/21/09 01:26 PM (3 years, 5 months ago) |
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Molatov cocktail through the drive through window, use a stolen car and wear gloves.
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Yeah spinnin' around again
yea caught in a tailspin
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fungus_tao
Hah Zah!
Registered: 05/10/06
Posts: 1,725
Loc:
Last seen: 17 hours, 58 minutes
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Re: Stolen Checking Card - What Would You Do, If You Knew Who? [Re: BiG_StroOnZ]
#11691688 - 12/21/09 01:32 PM (3 years, 5 months ago) |
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Some girls being overly polite isn't solid proof. As far as the transactions at that same mcdonalds, it doesn't make sense. If they work there why would they even need to take money out of your account to pay for their food? If it was the manager like you said, she could just take a double bacon cheese from the store without adding to the mayhem and shitting where she works. It could be a coincidence. Maybe you ate there yesterday and forgot. Or maybe they sold your card info to someone they know, that then came back and paid for their food there. I dunno, but right now all you have is some suspicions based on tone and politeness. I don't think it would be worth the trouble to spend more money on gas getting surveillance tapes, but if it bothers you this much there's not much else you can do besides that or drop it, and go to burger king from now on. 
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